Qliro AB (DE:2AI)
FRANKFURT:2AI
2AI Stock Chart & Stats
€1.68
-€0.02(-0.98%)
At close: 4:00 PM EST
€1.68
-€0.02(-0.98%)
Day’s Range― - ―
52-Week Range€1.51 - €2.22
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€51.18M
Enterprise Value€622.21M
Total Cash (Recent Filing)€767.90M
Total Debt (Recent Filing)€119.60M
Price to Earnings (P/E)―
Beta0.26
Next Earnings
May 06, 2026EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.05
Shares Outstanding31,811,066
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.75
Price to Sales (P/S)0.86
P/FCF Ratio-0.90
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.12
Revenue Forecast (FY)€53.50M
Bulls Say, Bears Say
Bulls Say
Improved Leverage And SolvencyDebt-to-equity falling to ~0.23 in 2025 and meaningful equity (~577M) reduce refinancing and solvency risk. A stronger capital structure gives the firm durable flexibility to fund operations, absorb credit losses, and pursue growth without immediate liquidity pressure.
Steady Revenue Growth MomentumConsistent revenue growth across 2024–2025 indicates sustained merchant adoption of the checkout and credit platform. Durable top-line momentum helps spread fixed costs, supports scaling of operations, and creates a clearer path to operational leverage and future profitability.
Healthy Gross MarginsA ~52% gross margin in 2025 implies strong unit economics on payments and credit services. Robust gross margins provide structural headroom to cover operating expenses and cushion credit losses, supporting the long-term potential to convert revenue growth into sustainable profits.
Bears Say
Material Negative Operating And Free Cash FlowDeeply negative OCF (-353.1M) and FCF (-476.8M) in 2025 signal significant cash burn that is unlikely to reverse quickly without structural changes. Persistent negative cash flow forces reliance on external funding, raises dilution/refinancing risk, and constrains investments in product and merchant acquisition.
Widening Net Losses And Operating DeteriorationA widened net loss (-84.1M) and deeper operating losses in 2025 reflect a persistent inability to convert revenue growth into profits. Continued unprofitability prevents equity compounding and means the business needs structural margin improvement or scale to deliver sustainable shareholder returns.
Volatile Cash Generation HistoryHistoric swings in cash generation (inflows some years, large outflows others) create uncertainty around runway and credit exposure management. For a fintech offering consumer credit, irregular cash profiles increase funding costs and complicate long-term planning for underwriting and merchant relationships.
Qliro AB News
2AI FAQ
What was Qliro AB’s price range in the past 12 months?
Qliro AB lowest stock price was €1.51 and its highest was €2.22 in the past 12 months.
What is Qliro AB’s market cap?
Qliro AB’s market cap is €51.18M.
When is Qliro AB’s upcoming earnings report date?
Qliro AB’s upcoming earnings report date is May 06, 2026 which is in 38 days.
How were Qliro AB’s earnings last quarter?
Qliro AB released its earnings results on Feb 11, 2026. The company reported -€0.051 earnings per share for the quarter, missing the consensus estimate of -€0.033 by -€0.018.
Is Qliro AB overvalued?
According to Wall Street analysts Qliro AB’s price is currently Overvalued.
Does Qliro AB pay dividends?
Qliro AB does not currently pay dividends.
What is Qliro AB’s EPS estimate?
Qliro AB’s EPS estimate is <0.01.
How many shares outstanding does Qliro AB have?
Qliro AB has 31,811,066 shares outstanding.
What happened to Qliro AB’s price movement after its last earnings report?
Qliro AB reported an EPS of -€0.051 in its last earnings report, missing expectations of -€0.033. Following the earnings report the stock price went up 4.2%.
Which hedge fund is a major shareholder of Qliro AB?
Currently, no hedge funds are holding shares in DE:2AI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Qliro AB
Qliro AB (publ) operates as a fintech company. It provides online pay-after-delivery products to e-merchants and their customers in the Nordic region. The company also offers consumer financing, personal loans, and savings accounts, as well as digital financial services to consumers in Sweden. Its payment solutions include payment methods offered through card, direct payments from bank accounts, or PayPal payments. The company was incorporated in 2014 and is headquartered in Stockholm, Sweden. Qliro AB (publ) is a subsidiary of Qliro Group AB (publ).