Banner Corp. (BANR)
NASDAQ:BANR
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Earnings Data
Report Date
Jul 22, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
1.45Last Year’s EPS
1.31Same Quarter Last Year
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presents a generally positive financial and operational picture: strong profitability (EPS up 23% YoY), core earnings and revenue growth, robust deposit franchise, improved capital metrics, active capital returns (dividend increase and buybacks), and stable credit metrics. Headwinds include lumpiness from CRE and land payoffs that constrained loan growth (loans down QoQ, modest +2.4% YoY), a $42M rise in adversely classified loans concentrated in a few relationships, and near-term margin seasonality and deposit competitive pressures. Management expects loan growth to resume at mid-single-digit levels, anticipates NIM stability in Q2 with potential H2 expansion, and is actively managing capital and talent. Overall, the highlights materially outweigh the lowlights.Company Guidance
Strong Earnings and EPS Growth
Net profit available to common shareholders of $54.7M; diluted EPS $1.60 for Q1 2026 versus $1.30 in Q1 2025 (+23%) and $1.49 in Q4 2025 (+7.4%).
Core Pretax Pre-Provision Earnings Expansion
Core pretax pre-provision earnings (ex. securities gains/losses, fair value changes, exit costs) of $66.3M vs $58.6M in Q1 2025, an increase of $7.7M or ~13% YoY.
Revenue and Margin Strength
Core operating revenue of $169M vs $160M in Q1 2025 (~+6% YoY). Tax-equivalent net interest margin of 4.11% vs 4.03% in prior quarter (+8 bps QoQ).
Resilient Deposit and Funding Profile
Core deposits represent 89% of total deposits; core deposits grew $165M (≈5.5% annualized). Deposits increased $97M in the quarter; noninterest-bearing deposits 33% of total. No brokered deposits at quarter end.
Capital Actions and Ratio Improvement
Tangible common equity per share increased 11% YoY. Tangible common equity ratio rose from 9.84% to 9.97%. Company repurchased 250,000 shares and increased core dividend 4% to $0.52 per share.
Credit Metrics and Loss Performance
Delinquent loans 0.56% of total loans (improved vs 0.63% a year earlier). Allowance for credit losses $160.4M (1.37% of loans, consistent with prior quarters). Q1 net loan losses $1.5M offset by $253K recoveries; net provision recapture $0.8M.
Loan Production and CRE / Construction Traction
Loan originations strong: Q1 originations in line with Q4 2025 and 61% higher than Q1 2025. Owner-occupied CRE up 3% QoQ and 15% YoY; investor real estate up 1% QoQ and ~8% YoY. Commercial construction funding increased 12% QoQ.
Recognition and Talent Additions
Multiple external validations (America's 100 Best Banks, Forbes, Newsweek, J.D. Power Best Bank in Northwest). Added targeted commercial and treasury talent across footprint; certified Great Place to Work.
BANR Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BANR Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 22, 2026 | $63.59 | $67.76 | +6.56% |
Jan 21, 2026 | $65.51 | $65.61 | +0.15% |
Oct 15, 2025 | $61.61 | $61.42 | -0.32% |
Jul 16, 2025 | $65.25 | $65.62 | +0.57% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Banner Corp. (BANR) report earnings?
Banner Corp. (BANR) is schdueled to report earning on Jul 22, 2026, After Close (Confirmed).
What is Banner Corp. (BANR) earnings time?
Banner Corp. (BANR) earnings time is at Jul 22, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BANR EPS forecast?
BANR EPS forecast for the fiscal quarter 2026 (Q2) is 1.45.