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American Express (AXP)
NYSE:AXP
AXP Analyst Ratings
Hold
7 Buy
11 Hold
2 Sell
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers in the past 3 months
AXP Stock 12 Month Forecast
Average Price Target
$350.22
▼(-2.05% Downside)
| Highest Price Target$400.00 | Average Price Target$350.22 | Lowest Price Target$280.00 |
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.
Detailed List of Analyst Forecasts
Detailed List of Analyst Forecasts
Bank of America Securities
$370
Buy
3.48%
Upside
Reiterated
10/24/25
William Blair
―
Buy
―
Reiterated
10/23/25
American Express: Strong Market Position and Growth Potential Justify Buy RatingWe believe Amex holds a leadership position within the premium card market (note), and management is committed to growing EPS at a sustainable midteens clip over time. We reiterate our Outperform rating. We are raising our 2025 and 2026 EPS estimates; AXP shares trade at 20.2 times our 2026 EPS estimate, representing a 9% discount to the S&P 500, which we view as unwarranted given above-market top- and bottom-line growth, industry-leading credit quality, and strong ROE—averaging 27% (10 percentage points better than the S&P 500) since 2004. Under the leadership of Squeri (since 2018), Amex has narrowed its focus to premium consumers and SMEs, has expanded its acceptance network, and remains keenly focused on improving its value proposition. These efforts have helped increase customer engagement and accelerate growth, both of which should drive shareholder value.
DZ BANK AG
$340
Hold
-4.91%
Downside
Upgraded
10/21/25
KBW
$394
Buy
10.19%
Upside
Reiterated
10/20/25
Wells Fargo
$375→$400
Buy
11.87%
Upside
Reiterated
10/20/25
Barclays
$336→$355
Hold
-0.72%
Downside
Reiterated
10/20/25
Compass Point
$324
Hold
-9.39%
Downside
Reiterated
10/20/25
Truist Financial
$375→$395
Buy
10.47%
Upside
Reiterated
10/20/25
Evercore ISI
$365
Hold
2.08%
Upside
Reiterated
10/20/25
Morgan Stanley
$362
Hold
1.24%
Upside
Reiterated
10/20/25
American Express: Strong Growth and Earnings Outlook Balanced by Valuation Concerns and Rising ExpensesWe also layer in less slowing of NII, now growing 7.1% in 2026 vs prior 4.5%, with total revenue growth now 8.7%/8.6% in 2026/27e. Credit continuing to outperform also modestly adds to our 2026/27 estimates. Partial offset comes from higher expense growth (+8.2%/+7.7% y/y), reflecting refresh-related expenses, particularly in Cardmember Services; we now forecast Variable Customer Engagement expenses of 43.5%/44.0% in 2026/27, up 80/115bps vs our prior forecast.
BTIG
$277→$307
Sell
-14.14%
Downside
Reiterated
10/19/25
TR | OpenAI - 4o
$367→$400
Buy
11.87%
Upside
Reiterated
10/18/25
AI Generated ArticleAI Generated Article
TD Cowen
$344→$350
Hold
-2.11%
Downside
Reiterated
10/17/25
RBC Capital
$380→$390
Buy
9.07%
Upside
Reiterated
10/17/25
Ranks
Any
Analyst Rating
Any
Upside/ Downside
Any
Action
Any
Bank of America Securities
$370
Buy
3.48%
Upside
Reiterated
10/24/25
William Blair
―
Buy
―
Reiterated
10/23/25
American Express: Strong Market Position and Growth Potential Justify Buy RatingWe believe Amex holds a leadership position within the premium card market (note), and management is committed to growing EPS at a sustainable midteens clip over time. We reiterate our Outperform rating. We are raising our 2025 and 2026 EPS estimates; AXP shares trade at 20.2 times our 2026 EPS estimate, representing a 9% discount to the S&P 500, which we view as unwarranted given above-market top- and bottom-line growth, industry-leading credit quality, and strong ROE—averaging 27% (10 percentage points better than the S&P 500) since 2004. Under the leadership of Squeri (since 2018), Amex has narrowed its focus to premium consumers and SMEs, has expanded its acceptance network, and remains keenly focused on improving its value proposition. These efforts have helped increase customer engagement and accelerate growth, both of which should drive shareholder value.
DZ BANK AG
$340
Hold
-4.91%
Downside
Upgraded
10/21/25
KBW
$394
Buy
10.19%
Upside
Reiterated
10/20/25
Wells Fargo
$375→$400
Buy
11.87%
Upside
Reiterated
10/20/25
Barclays
$336→$355
Hold
-0.72%
Downside
Reiterated
10/20/25
Compass Point
$324
Hold
-9.39%
Downside
Reiterated
10/20/25
Truist Financial
$375→$395
Buy
10.47%
Upside
Reiterated
10/20/25
Evercore ISI
$365
Hold
2.08%
Upside
Reiterated
10/20/25
Morgan Stanley
$362
Hold
1.24%
Upside
Reiterated
10/20/25
American Express: Strong Growth and Earnings Outlook Balanced by Valuation Concerns and Rising ExpensesWe also layer in less slowing of NII, now growing 7.1% in 2026 vs prior 4.5%, with total revenue growth now 8.7%/8.6% in 2026/27e. Credit continuing to outperform also modestly adds to our 2026/27 estimates. Partial offset comes from higher expense growth (+8.2%/+7.7% y/y), reflecting refresh-related expenses, particularly in Cardmember Services; we now forecast Variable Customer Engagement expenses of 43.5%/44.0% in 2026/27, up 80/115bps vs our prior forecast.
BTIG
$277→$307
Sell
-14.14%
Downside
Reiterated
10/19/25
TR | OpenAI - 4o
$367→$400
Buy
11.87%
Upside
Reiterated
10/18/25
AI Generated ArticleAI Generated Article
TD Cowen
$344→$350
Hold
-2.11%
Downside
Reiterated
10/17/25
RBC Capital
$380→$390
Buy
9.07%
Upside
Reiterated
10/17/25
Best Analysts Covering American Express
1 Month
xxx
Success Rate
20/32 ratings generated profit
Average Return
+1.61%
reiterated a xxx
rating 11 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 1 Month would result in 62.50% of your transactions generating a profit, with an average return of +1.61% per trade.
3 Months
xxx
Success Rate
24/32 ratings generated profit
Average Return
+5.52%
reiterated a xxx
rating 11 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 3 Months would result in 75.00% of your transactions generating a profit, with an average return of +5.52% per trade.
1 Year
Success Rate
29/31 ratings generated profit
Average Return
+27.54%
reiterated a buy rating 6 days ago
Copying Sanjay Sakhrani's trades and holding each position for 1 Year would result in 93.55% of your transactions generating a profit, with an average return of +27.54% per trade.
2 Years
xxx
Success Rate
49/51 ratings generated profit
Average Return
+46.27%
reiterated a xxx
rating last month
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 2 Years would result in 96.08% of your transactions generating a profit, with an average return of +46.27% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.
AXP Analyst Recommendation Trends
Rating
Jun 25
Jul 25
Aug 25
Sep 25
Oct 25
Strong Buy
0
0
0
0
0
Buy
31
29
26
29
21
Hold
24
26
23
25
16
Sell
2
3
3
5
2
Strong Sell
0
0
0
0
0
total
57
58
52
59
39
Each month's total comprises the sum of three months' worth of ratings.
AXP Financial Forecast
AXP Stock Forecast FAQ
What is AXP’s average 12-month price target, according to analysts?
Based on analyst ratings, American Express’s 12-month average price target is 350.22.
What is AXP’s upside potential, based on the analysts’ average price target?
Currently there's no upside potential for AXP, based on the analysts’ average price target.
Can I see which stocks the top-ranking analysts are rating?
Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
How can I follow the stock ratings of top Wall Street analysts?
Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
Is AXP a Buy, Sell or Hold?
American Express has a consensus rating of Hold which is based on 7 buy ratings, 11 hold ratings and 2 sell ratings.
What is American Express’s price target?
The average price target for American Express is 350.22. This is based on 20 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
The highest analyst price target is $400.00 ,the lowest forecast is $280.00. The average price target represents -2.05% Decrease from the current price of $357.56.
The highest analyst price target is $400.00 ,the lowest forecast is $280.00. The average price target represents -2.05% Decrease from the current price of $357.56.
What do analysts say about American Express?
American Express’s analyst rating consensus is a Hold. This is based on the ratings of 20 Wall Streets Analysts.
How can I buy shares of AXP?
Open a brokerage account, see exclusive account opening deals on our Best Online Brokers page.