Xero Limited (AU:XRO)
ASX:XRO
Want to see AU:XRO full AI Analyst Report?
XRO Stock Chart & Stats
AU$81.98
-AU$0.57(-0.33%)
At close: 4:00 PM EST
AU$81.98
-AU$0.57(-0.33%)
Day’s Range― - ―
52-Week RangeAU$67.93 - AU$196.52
Previous CloseN/A
Volume197.70K
Average Volume (3M)753.32K
Market Cap
AU$14.84B
Enterprise ValueAU$16.89B
Total Cash (Recent Filing)AU$1.95B
Total Debt (Recent Filing)AU$2.14B
Price to Earnings (P/E)99.9
Beta1.03
Next Earnings
Nov 12, 2026EPS Estimate
0.46Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.06
Shares Outstanding170,590,070
10 Day Avg. Volume611,423
30 Day Avg. Volume753,320
Financial Highlights & Ratios
PEG Ratio-1.92
Price to Book (P/B)2.73
Price to Sales (P/S)5.01
P/FCF Ratio14.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$126.58Price Target Upside54.40% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)1.36
Revenue Forecast (FY)AU$3.67B
Bulls Say, Bears Say
Bulls Say
Recurring SaaS Model & Customer ScaleA large, expanding base of 4.9M customers and steady net additions underpin durable, predictable subscription revenue. Scale across SMBs and advisor channels improves retention, amortizes R&D/sales costs, and supports long-term margin expansion and cash conversion as ARPC rises.
Strong Cash GenerationSustained high operating and free cash flow provides funding for product investment, M&A, and share-based dilution offset programs without reliance on equity raises. Robust FCF supports reinvestment in payments and U.S. brand build while preserving balance sheet flexibility.
Payments Ecosystem & ARPC ExpansionRapid payments and marketplace growth materially increases ARPC and creates higher-margin adjacent revenue streams. Integrated payments/partners deepen customer lock-in, raise LTV, and create cross-sell pathways that sustainably lift unit economics over multiple years.
Bears Say
Rising LeverageA material step-up in debt raises financial risk and interest exposure, reducing flexibility for opportunistic investments. Higher leverage can constrain capital allocation in downturns and increases sensitivity to cash flow volatility despite stronger equity and asset bases.
Melio Integration Losses & Near-term Margin DragAcquired payments business is scaling revenue but currently losses and SBC inflate costs, diluting near-term profitability and Rule-of-40 metrics. Prolonged integration and slower-than-expected breakeven would constrain margin recovery and delay full LTV benefits from payments.
Mix-driven Churn & Support IssuesA higher share of direct-channel customers and intermittent outages have nudged headline churn higher. Elevated churn and service interruptions can weaken lifetime values and raise acquisition needs, pressuring marketing efficiency and long-term unit economics if not resolved.
Xero Limited News
XRO FAQ
What was Xero Limited’s price range in the past 12 months?
Xero Limited lowest share price was AU$67.93 and its highest was AU$196.52 in the past 12 months.
What is Xero Limited’s market cap?
Xero Limited’s market cap is AU$14.84B.
When is Xero Limited’s upcoming earnings report date?
Xero Limited’s upcoming earnings report date is Nov 12, 2026 which is in 162 days.
How were Xero Limited’s earnings last quarter?
Xero Limited released its earnings results on May 13, 2026. The company reported AU$0.1 earnings per share for the quarter, missing the consensus estimate of AU$0.486 by -AU$0.386.
Is Xero Limited overvalued?
According to Wall Street analysts Xero Limited’s price is currently Undervalued.
Does Xero Limited pay dividends?
Xero Limited does not currently pay dividends.
What is Xero Limited’s EPS estimate?
Xero Limited’s EPS estimate is 0.46.
How many shares outstanding does Xero Limited have?
Xero Limited has 170,590,070 shares outstanding.
What happened to Xero Limited’s price movement after its last earnings report?
Xero Limited reported an EPS of AU$0.1 in its last earnings report, missing expectations of AU$0.486. Following the earnings report the stock price went down -9.037%.
Which hedge fund is a major shareholder of Xero Limited?
Currently, no hedge funds are holding shares in AU:XRO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Xero Limited Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
AU$126.58 (54.40% Upside)
AU$126.58 (54.40% Upside)
Blogger Sentiment
Bullish
AU:XRO Sentiment 90%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth AU$5.4M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 83%
Bearish news 17%
Bearish news 17%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-25.92%
12-Months-Change
Fundamentals
Return on Equity
3.68%
Trailing 12-Months
Asset Growth
105.29%
Trailing 12-Months
Company Description
Xero Limited
Xero Limited, together with its subsidiaries, operates as a software as a service company in New Zealand, Australia, the United Kingdom, and internationally. The company offers Xero, an open platform that connects small businesses to a range of solutions, which helps to manage their finances. It also provides Xero mobile app; and accountant/bookkeeper tools, including Xero HQ, Xero Practice Manager, Xero Workpapers, and Xero Cashbook or Xero Ledger. Xero Limited was incorporated in 2006 and is headquartered in Wellington, New Zealand.
XRO Company Deck
XRO Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong set of operating and financial results: double-digit revenue growth, expanding ARPC driven by payments (Melio), accelerating U.S. momentum, robust adjusted EBITDA and free cash flow generation, and rapid AI adoption and product launches. Near-term headwinds include the pro forma dilution of Rule of 40 from the Melio acquisition, Melio-related losses and SBC timing, headline gross margin compression from payments/media mix, and planned multiyear U.S. brand investment that will weight FY'27 results toward H2. Management provided clear guidance for FY'27 and a pathway to Melio breakeven and Rule of 40 recovery by FY'28, indicating confidence in execution and capital discipline.View all AU:XRO earnings summariesXRO Stock 12 Month Forecast
Average Price Target
AU$126.58
▲(54.40% Upside)
Technical Analysis
Hansen Technologies Limited
―
Technology One Limited
―
Reckon Limited
―
IRESS Limited
―
JCurve Solutions Limited
―
Options Prices
Currently, No data available
---