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Tyro Payments Ltd. (AU:TYR)
ASX:TYR
TYR Stock Chart & Stats
AU$0.83
<AU$0.01(0.60%)
At close: 4:00 PM EST
AU$0.83
<AU$0.01(0.60%)
Day’s Range― - ―
52-Week RangeAU$0.63 - AU$1.30
Previous CloseN/A
Volume1.77M
Average Volume (3M)2.52M
Market Cap
AU$440.75M
Enterprise ValueAU$401.82M
Total Cash (Recent Filing)AU$105.96M
Total Debt (Recent Filing)AU$49.66M
Price to Earnings (P/E)7.4
Beta1.37
Next Earnings
Aug 31, 2026EPS Estimate
0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.03
Shares Outstanding531,027,340
10 Day Avg. Volume2,218,839
30 Day Avg. Volume2,520,333
Financial Highlights & Ratios
PEG Ratio-0.84
Price to Book (P/B)2.04
Price to Sales (P/S)0.98
P/FCF Ratio3.63
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$1.36Price Target Upside63.86% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)0.05
Revenue Forecast (FY)AU$496.64M
Bulls Say, Bears Say
Bulls Say
Cash GenerationExceptional free cash flow growth and a high FCF-to-net-income ratio provide durable internal funding for investment, reduce reliance on external capital, and support strategic initiatives. This cash strength underpins the company's ability to invest in product, underwriting and customer acquisition over the medium term.
Low Financial LeverageA very low debt-to-equity ratio signals conservative leverage and strong solvency, giving the company flexibility to absorb shocks, fund H2 investment needs, and pursue M&A or product development without materially increasing financial risk. This capital structure supports sustainable execution of strategy.
Platform Expansion (Thriday)The Thriday acquisition deepens Tyro's embedded merchant offering, increasing integration, stickiness and cross-sell potential between payments, banking and software services. This platform expansion supports higher lifetime value and differentiation versus pure-play EFTPOS providers over the medium term.
Bears Say
Revenue WeaknessNegative revenue growth suggests structural demand or competitive pressures that could limit top-line scalability. If trends persist, revenue contraction will constrain operating leverage and make it harder to fund growth investments from internal cash flow, reducing optionality for medium-term expansion.
Margin DeteriorationA material drop in net margin and only modest payment-margin gains indicate limited structural margin expansion. Management passing through scheme/interchange benefits and ongoing cost pressures can cap long-term profitability, meaning higher volumes are required to materially lift net returns.
Customer Retention RiskPersistently elevated churn undermines revenue predictability and lifetime value, requiring increased acquisition spend or product investment to stabilize growth. Combined with partner-specific shocks (e.g., Bendigo volumes down 10%), this retention issue creates a structural execution risk to scaling margins and TPV over the medium term.
Tyro Payments Ltd. News
TYR FAQ
What was Tyro Payments Ltd.’s price range in the past 12 months?
Tyro Payments Ltd. lowest share price was AU$0.63 and its highest was AU$1.29 in the past 12 months.
What is Tyro Payments Ltd.’s market cap?
Tyro Payments Ltd.’s market cap is AU$440.75M.
When is Tyro Payments Ltd.’s upcoming earnings report date?
Tyro Payments Ltd.’s upcoming earnings report date is Aug 31, 2026 which is in 177 days.
How were Tyro Payments Ltd.’s earnings last quarter?
Tyro Payments Ltd. released its earnings results on Feb 23, 2026. The company reported AU$0.033 earnings per share for the quarter, beating the consensus estimate of AU$0.023 by AU$0.01.
Is Tyro Payments Ltd. overvalued?
According to Wall Street analysts Tyro Payments Ltd.’s price is currently Undervalued.
Does Tyro Payments Ltd. pay dividends?
Tyro Payments Ltd. does not currently pay dividends.
What is Tyro Payments Ltd.’s EPS estimate?
Tyro Payments Ltd.’s EPS estimate is 0.01.
How many shares outstanding does Tyro Payments Ltd. have?
Tyro Payments Ltd. has 531,027,340 shares outstanding.
What happened to Tyro Payments Ltd.’s price movement after its last earnings report?
Tyro Payments Ltd. reported an EPS of AU$0.033 in its last earnings report, beating expectations of AU$0.023. Following the earnings report the stock price went up 2.674%.
Which hedge fund is a major shareholder of Tyro Payments Ltd.?
Currently, no hedge funds are holding shares in AU:TYR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Tyro Payments Ltd. Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
AU$1.36 (63.86% Upside)
AU$1.36 (63.86% Upside)
Blogger Sentiment
Bullish
AU:TYR Sentiment 88%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.99%
12-Months-Change
Fundamentals
Return on Equity
8.20%
Trailing 12-Months
Asset Growth
21.29%
Trailing 12-Months
Company Description
Tyro Payments Ltd.
Tyro Payments Limited provides payment solutions to merchants in Australia. The company operates through Payments and Banking segments. It offers electronic funds transfer at point of sale (EFTPOS) solutions, business loans, and banking solutions. The company also acquires credit, debit, and EFTPOS cards; and offers Medicare and private health fund claiming and rebating services. In addition, it provides complementary banking solutions, including merchant cash advance, transaction account, and a term-deposit account. Further, the company offers Tyro Go, a mobile payment card reader; Tyro Connect that integrates apps and services with POS system designed for cafes, restaurants, QSRs, pubs, clubs, and bars; and Medipass, a digital health payment platform that links practitioners, funders, and patients. It primarily serves health, hospitality, services, corporate, accommodation, and retail industries. The company was incorporated in 2003 and is based in Sydney, Australia.
TYR Stock 12 Month Forecast
Average Price Target
AU$1.36
▲(63.86% Upside)
Technical Analysis
Options Prices
Currently, No data available
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