MoneyMe Ltd. (AU:MME)
ASX:MME
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MME Stock Chart & Stats
AU$0.12
<AU$0.01(2.50%)
At close: 4:00 PM EST
AU$0.12
<AU$0.01(2.50%)
Day’s Range― - ―
52-Week RangeAU$0.08 - AU$0.17
Previous CloseN/A
Volume302.52K
Average Volume (3M)429.61K
Market Cap
AU$66.64M
Enterprise ValueAU$1.74B
Total Cash (Recent Filing)AU$101.44M
Total Debt (Recent Filing)AU$1.78B
Price to Earnings (P/E)―
Beta1.20
Next Earnings
Sep 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.06
Shares Outstanding812,738,800
10 Day Avg. Volume440,743
30 Day Avg. Volume429,606
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.04
Price to Sales (P/S)-22.22
P/FCF Ratio2.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$0.21Price Target Upside75.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)-0.02
Revenue Forecast (FY)AU$228.42M
Bulls Say, Bears Say
Bulls Say
Digital, Technology-led Lending PlatformMoneyMe operates a technology-led application and servicing platform, a durable structural advantage for consumer lenders. A digital-first origination and servicing model supports scalable customer acquisition, lower unit costs, and faster credit decisioning, which sustains margins and growth potential over months as the business scales.
Diversified Lending Revenue StreamsThe company earns interest, fees and benefits from net interest margin, giving multiple durable revenue levers. This mix reduces dependence on a single income source and allows management to adjust pricing, fee structures and product mix to preserve revenue and margin resilience across credit cycles over the medium term.
Operational Cash Conversion CapabilityDespite headline FCF weakness, positive operating cash flow relative to net income and a free cash flow to net income ratio near 1 indicate the business can convert earnings into cash. For a lender, reliable cash conversion supports ongoing loan originations and servicing without immediate reliance on equity infusions.
Bears Say
Very High LeverageA debt-to-equity ratio of 12.38 signals extreme leverage and a thin equity buffer. For a consumer lender this raises funding and refinancing risk, increases sensitivity to interest rate moves, and constrains strategic flexibility; elevated leverage can force deleveraging or costly capital raises over the medium term.
Declining Revenue And Negative ProfitabilitySharp revenue declines combined with negative EBIT and net income margins indicate structural stress in core lending operations. Persistent losses erode capital, limit reinvestment in technology and credit analytics, and can necessitate dilutive funding or tighter underwriting that would impair medium-term growth and competitive position.
Deep Negative Free Cash Flow GrowthA -125% free cash flow growth rate points to worsening cash generation versus prior periods. For a lender, weakening FCF constrains the ability to fund new loans organically, increases reliance on external funding, and exacerbates liquidity risk during stress, undermining sustainable origination and portfolio expansion.
MoneyMe Ltd. News
MME FAQ
What was MoneyMe Ltd.’s price range in the past 12 months?
MoneyMe Ltd. lowest share price was AU$0.08 and its highest was AU$0.17 in the past 12 months.
What is MoneyMe Ltd.’s market cap?
MoneyMe Ltd.’s market cap is AU$66.64M.
When is MoneyMe Ltd.’s upcoming earnings report date?
MoneyMe Ltd.’s upcoming earnings report date is Sep 02, 2026 which is in 105 days.
How were MoneyMe Ltd.’s earnings last quarter?
MoneyMe Ltd. released its earnings results on Feb 18, 2026. The company reported AU$0.006 earnings per share for the quarter, beating the consensus estimate of -AU$0.019 by AU$0.025.
Is MoneyMe Ltd. overvalued?
According to Wall Street analysts MoneyMe Ltd.’s price is currently Undervalued.
Does MoneyMe Ltd. pay dividends?
MoneyMe Ltd. does not currently pay dividends.
What is MoneyMe Ltd.’s EPS estimate?
MoneyMe Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does MoneyMe Ltd. have?
MoneyMe Ltd. has 812,738,800 shares outstanding.
What happened to MoneyMe Ltd.’s price movement after its last earnings report?
MoneyMe Ltd. reported an EPS of AU$0.006 in its last earnings report, beating expectations of -AU$0.019. Following the earnings report the stock price went down -4.762%.
Which hedge fund is a major shareholder of MoneyMe Ltd.?
Currently, no hedge funds are holding shares in AU:MME
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MoneyMe Ltd. Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
AU$0.21 (75.00% Upside)
AU$0.21 (75.00% Upside)
Blogger Sentiment
Bullish
AU:MME Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth AU$232.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
0.00%
12-Months-Change
Fundamentals
Return on Equity
-43.76%
Trailing 12-Months
Asset Growth
22.77%
Trailing 12-Months
Company Description
MoneyMe Ltd.
MoneyMe Limited, a digital financial service company, provides consumer finance under the MONEYME and SocietyOne brands in Australia. It offers personal, cash, quick, express, and short-term loans, as well as cash advances; and line of credit and credit cards. The company was founded in 2013 and is based in Sydney, Australia.
MME Stock 12 Month Forecast
Average Price Target
AU$0.21
▲(75.00% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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