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MoneyMe Ltd. (AU:MME)
ASX:MME
MME Stock Chart & Stats
AU$0.12
<AU$0.01(2.50%)
At close: 4:00 PM EST
AU$0.12
<AU$0.01(2.50%)
Day’s Range― - ―
52-Week RangeAU$0.09 - AU$0.22
Previous CloseN/A
Volume302.52K
Average Volume (3M)429.61K
Market Cap
AU$78.81M
Enterprise ValueAU$1.55B
Total Cash (Recent Filing)AU$54.09M
Total Debt (Recent Filing)AU$1.52B
Price to Earnings (P/E)―
Beta0.94
Next Earnings
Feb 19, 2026EPS Estimate
-0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.04
Shares Outstanding812,457,000
10 Day Avg. Volume440,743
30 Day Avg. Volume429,606
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.04
Price to Sales (P/S)-22.22
P/FCF Ratio2.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Digital, Tech-enabled Lending ModelMoneyMe’s digital, mobile-first origination and automated underwriting create a scalable distribution and lower unit acquisition/servicing costs. Over 2–6 months this supports margin recovery and faster roll-out of partner/embedded channels versus legacy lenders, sustaining growth potential.
Operational Cash ConversionDespite headline cash strain, the company converts a meaningful portion of earnings into operating cash. Positive operating cash to net income and near-1 FCF conversion imply underlying cash generation that can support working capital and gradual deleveraging if revenues stabilize, a durable strength.
Prior Positive EBITDA MarginA prior positive EBITDA margin indicates the core lending unit economics can be profitable before credit costs and below-the-line items. If originations and credit performance normalize, operating margins can recover faster than net income, providing structural earnings leverage as volumes rebuild.
Bears Say
Very High LeverageDebt-to-equity at ~12.4x shows heavy reliance on borrowed funds and a thin equity buffer. That structurally increases refinancing, interest rate and covenant risks, reducing strategic flexibility and making the business sensitive to funding cost swings and credit tightening over the medium term.
Severe Revenue DeclineA double-digit, indeed severe, revenue collapse materially erodes scale economics, reduces interest and fee income, and weakens unit economics. Sustained revenue contraction impairs ability to cover fixed costs and rebuild profitability without meaningful customer acquisition or product expansion.
Negative Free Cash Flow TrendDeeply negative FCF growth signals deteriorating liquidity and a need for external funding to sustain growth or service debt. Combined with high leverage, this structural cash shortfall increases default and refinancing risk and limits capacity to invest in product or underwriting improvements.
MoneyMe Ltd. News
MME FAQ
What was MoneyMe Ltd.’s price range in the past 12 months?
MoneyMe Ltd. lowest share price was AU$0.09 and its highest was AU$0.22 in the past 12 months.
What is MoneyMe Ltd.’s market cap?
MoneyMe Ltd.’s market cap is AU$78.81M.
When is MoneyMe Ltd.’s upcoming earnings report date?
MoneyMe Ltd.’s upcoming earnings report date is Feb 19, 2026 which is in 2 days.
How were MoneyMe Ltd.’s earnings last quarter?
MoneyMe Ltd. released its earnings results on Aug 27, 2025. The company reported -AU$0.035 earnings per share for the quarter, missing the consensus estimate of -AU$0.006 by -AU$0.029.
Is MoneyMe Ltd. overvalued?
According to Wall Street analysts MoneyMe Ltd.’s price is currently Overvalued.
Does MoneyMe Ltd. pay dividends?
MoneyMe Ltd. does not currently pay dividends.
What is MoneyMe Ltd.’s EPS estimate?
MoneyMe Ltd.’s EPS estimate is -0.02.
How many shares outstanding does MoneyMe Ltd. have?
MoneyMe Ltd. has 812,457,000 shares outstanding.
What happened to MoneyMe Ltd.’s price movement after its last earnings report?
MoneyMe Ltd. reported an EPS of -AU$0.035 in its last earnings report, missing expectations of -AU$0.006. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of MoneyMe Ltd.?
Currently, no hedge funds are holding shares in AU:MME
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MoneyMe Ltd. Stock Smart Score
Underperform
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10
Blogger Sentiment
Bullish
AU:MME Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
0.00%
12-Months-Change
Fundamentals
Return on Equity
-42.59%
Trailing 12-Months
Asset Growth
21.22%
Trailing 12-Months
Company Description
MoneyMe Ltd.
MoneyMe Limited, a digital financial service company, provides consumer finance under the MONEYME and SocietyOne brands in Australia. It offers personal, cash, quick, express, and short-term loans, as well as cash advances; and line of credit and credit cards. The company was founded in 2013 and is based in Sydney, Australia.
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