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Findi (AU:FND)
ASX:FND
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Findi (FND) Price & Analysis

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FND Stock Chart & Stats

AU$1.07
-AU$0.34(-8.85%)
At close: 4:00 PM EST
AU$1.07
-AU$0.34(-8.85%)

Bulls Say, Bears Say

Bulls Say
Transaction-based Revenue ModelA fee-and-commission model tied to transactions creates recurring, volume-driven revenue with low incremental costs per transaction. This structure is durable: as payment volumes recover or grow, revenue can scale proportionally without equivalent fixed-cost increases, supporting long-term cash generation potential.
Established Distribution NetworkA deployed network of ATMs and agent points is a tangible, hard-to-replicate asset that provides broad customer access and local reach. This distribution creates barriers to entry, supports partnerships with banks and merchants, and enables cross-selling of additional services over time, reinforcing competitive position.
Historic Revenue Scale-upRapid historical scaling indicates product-market fit and operational capability to acquire transaction volume. That track record implies the business has proven growth mechanics and infrastructure to rebound and re-scale revenues if cost control and demand stabilize, a durable positive for medium-term recovery plans.
Bears Say
Deteriorating ProfitabilityA deep negative net margin signals the business is not yet converting scale into sustainable profits. Persistent large losses erode retained capital, constrain reinvestment in the network, and make it harder to demonstrate unit economics, raising the risk the model cannot sustain operations without structural cost or pricing changes.
High Financial LeverageExcessive leverage materially increases refinancing and liquidity risk, especially if cash flows remain negative. With a thin equity cushion, the firm faces limited financial flexibility, higher interest burdens, and potential covenant pressure, all of which can force deleveraging actions that disrupt service and strategic investments.
Negative Operating And Free Cash FlowSustained cash burn reduces runway and heightens dependence on external financing. Negative operating and free cash flow limit the ability to maintain infrastructure and invest in growth, increase dilution or debt risk if funding is required, and create ongoing execution uncertainty for the core distribution business.

Findi News

FND FAQ

What was Findi’s price range in the past 12 months?
Findi lowest share price was AU$0.40 and its highest was AU$4.09 in the past 12 months.
    What is Findi’s market cap?
    Findi’s market cap is AU$40.49M.
      When is Findi’s upcoming earnings report date?
      Findi’s upcoming earnings report date is Nov 30, 2026 which is in 138 days.
        How were Findi’s earnings last quarter?
        Findi released its earnings results on May 29, 2026. The company reported -AU$0.49 earnings per share for the quarter, missing the consensus estimate of N/A by -AU$0.49.
          Is Findi overvalued?
          According to Wall Street analysts Findi’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Findi pay dividends?
            Findi pays a Notavailable dividend of AU$1.87 which represents an annual dividend yield of N/A. See more information on Findi dividends here
              What is Findi’s EPS estimate?
              Findi’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Findi have?
              Findi has 99,969,120 shares outstanding.
                What happened to Findi’s price movement after its last earnings report?
                Findi reported an EPS of -AU$0.49 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 9.91%.
                  Which hedge fund is a major shareholder of Findi?
                  Currently, no hedge funds are holding shares in AU:FND
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Findi

                    Findi Limited, through its subsidiaries, engages in the development of digital payment systems in India. The company offers end-to-end transaction processing and managed services. It also provides payments and digital banking solutions through its network of merchants facilitating banking and insurance services, utility payments, money transfers, e-commerce, and train and airline tickets payments. The company was formerly known as Vortiv Limited. Findi Limited was incorporated in 1992 and is based in Melbourne, Australia.

                    Findi (FND) Earnings & Revenues

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