Australian Finance Group Ltd. (AU:AFG)
ASX:AFG
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AFG Stock Chart & Stats
AU$2.14
AU$0.02(0.97%)
At close: 4:00 PM EST
AU$2.14
AU$0.02(0.97%)
Day’s Range― - ―
52-Week RangeAU$1.68 - AU$2.92
Previous CloseN/A
Volume246.84K
Average Volume (3M)750.83K
Market Cap
AU$510.91M
Enterprise ValueAU$6.69B
Total Cash (Recent Filing)AU$236.60M
Total Debt (Recent Filing)AU$6.41B
Price to Earnings (P/E)6.6
Beta0.83
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.21%
Share Statistics
EPS (TTM)0.09
Shares Outstanding271,760,070
10 Day Avg. Volume626,907
30 Day Avg. Volume750,829
Financial Highlights & Ratios
PEG Ratio0.97
Price to Book (P/B)2.79
Price to Sales (P/S)1.54
P/FCF Ratio20.60
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.71Price Target Upside26.64% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.17
Revenue Forecast (FY)AU$1.42B
Bulls Say, Bears Say
Bulls Say
Recurring Commission-based Aggregator ModelAFG’s aggregator model generates recurring upfront and trail commissions via a broad broker network and lender panel. That distribution-led revenue is structurally durable, supporting predictable fee streams tied to loan balances and broker relationships over multi-year cycles.
Cash Generation Relative To EarningsA free cash flow to net income ratio near 0.84 shows the business converts a substantial share of reported earnings into cash, supporting working capital, reinvestment, and servicing obligations. This bolsters financial flexibility despite cyclical origination volumes.
Operational Profitability (EBIT/EBITDA Positive)Sustained positive EBIT and EBITDA margins indicate AFG can cover operating costs and generate operating profits from its core services. Operational efficiency provides a buffer during volume downturns and supports long-term margin recovery if volumes normalise.
Bears Say
High Financial LeverageA very high debt-to-equity ratio signals elevated leverage, increasing interest and refinancing risk. This constrains strategic optionality, raises sensitivity to cash flow shocks, and can pressure capital allocation during periods of lower origination or margin compression.
Sharp Recent Revenue DeclineA drastic revenue drop of over 65% reflects materially lower origination volumes or commission income, weakening recurring trail growth. Persistent declines can erode loan-book derived income and reduce scalability of fixed-cost platforms, challenging long-term earnings stability.
Concentration In Residential Mortgage ChannelHeavy reliance on residential mortgage origination and broker channel concentrates exposure to housing cycles, refinancing waves and rate-sensitive demand. Limited diversification into commercial/asset finance raises earnings cyclicality and vulnerability to prolonged housing market weakness.
Australian Finance Group Ltd. News
AFG FAQ
What was Australian Finance Group Ltd.’s price range in the past 12 months?
Australian Finance Group Ltd. lowest share price was AU$1.68 and its highest was AU$2.92 in the past 12 months.
What is Australian Finance Group Ltd.’s market cap?
Australian Finance Group Ltd.’s market cap is AU$510.91M.
When is Australian Finance Group Ltd.’s upcoming earnings report date?
Australian Finance Group Ltd.’s upcoming earnings report date is Aug 27, 2026 which is in 128 days.
How were Australian Finance Group Ltd.’s earnings last quarter?
Australian Finance Group Ltd. released its earnings results on Feb 17, 2026. The company reported AU$0.089 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.089.
Is Australian Finance Group Ltd. overvalued?
According to Wall Street analysts Australian Finance Group Ltd.’s price is currently Undervalued.
Does Australian Finance Group Ltd. pay dividends?
Australian Finance Group Ltd. pays a Semiannually dividend of AU$0.053 which represents an annual dividend yield of 4.21%. See more information on Australian Finance Group Ltd. dividends here
What is Australian Finance Group Ltd.’s EPS estimate?
Australian Finance Group Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Australian Finance Group Ltd. have?
Australian Finance Group Ltd. has 271,760,070 shares outstanding.
What happened to Australian Finance Group Ltd.’s price movement after its last earnings report?
Australian Finance Group Ltd. reported an EPS of AU$0.089 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 10.307%.
Which hedge fund is a major shareholder of Australian Finance Group Ltd.?
Currently, no hedge funds are holding shares in AU:AFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Australian Finance Group Ltd. Stock Smart Score
Outperform
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$2.71 (26.64% Upside)
AU$2.71 (26.64% Upside)
Blogger Sentiment
Bullish
AU:AFG Sentiment 100%
Sector Average 68%
Sector Average 68%
Insider Transactions
Bought Shares
Worth AU$125.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
49.65%
12-Months-Change
Fundamentals
Return on Equity
18.57%
Trailing 12-Months
Asset Growth
20.30%
Trailing 12-Months
Company Description
Australian Finance Group Ltd.
Australian Finance Group Limited, together with its subsidiaries, engages in the mortgage broking business in Australia. It operates in two segments, Aggregation and AFG Home Loans. The company is involved in the mortgage origination and management of home and commercial loans, and consumer asset finance; and distribution of own branded home loan products. It offers business loans, such as equipment finance, inventory finance, franchisee loans, debtor finance, commercial property finance, and working capital finance. The company also offers Suite360 platform, commercial and business broking, smart marketing platform, and analytics and business data solutions. The company was formerly known as Australian Finance Group Pty Ltd. Australian Finance Group Limited was incorporated in 1994 and is headquartered in West Perth, Australia.
AFG Stock 12 Month Forecast
Average Price Target
AU$2.71
▲(26.64% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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