Australian Finance Group Ltd. (AU:AFG)
ASX:AFG
Want to see AU:AFG full AI Analyst Report?
AFG Stock Chart & Stats
AU$2.14
AU$0.02(0.97%)
At close: 4:00 PM EST
AU$2.14
AU$0.02(0.97%)
Day’s Range― - ―
52-Week RangeAU$1.47 - AU$2.92
Previous CloseN/A
Volume246.84K
Average Volume (3M)750.83K
Market Cap
AU$410.36M
Enterprise ValueAU$6.60B
Total Cash (Recent Filing)AU$236.60M
Total Debt (Recent Filing)AU$6.41B
Price to Earnings (P/E)9.7
Beta0.84
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.21%
Share Statistics
EPS (TTM)0.15
Shares Outstanding271,760,070
10 Day Avg. Volume626,907
30 Day Avg. Volume750,829
Financial Highlights & Ratios
PEG Ratio0.97
Price to Book (P/B)2.79
Price to Sales (P/S)1.54
P/FCF Ratio20.60
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$3.01Price Target Upside40.65% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.18
Revenue Forecast (FY)AU$1.45B
Bulls Say, Bears Say
Bulls Say
Recurring Trailing CommissionsAFG’s business model generates ongoing trailing commissions tied to loan balances, creating a recurring revenue stream that is less cyclical than upfront origination fees. This sticky income supports revenue stability, cash flow predictability and long-term broker relationships over months.
Positive Free Cash Flow Relative To IncomeA free-cash-flow-to-net-income ratio of 0.84 indicates the company is converting a large portion of accounting profits into cash. That cash generation capacity enhances ability to service debt, fund platform operations and maintain strategic initiatives over a multi-month horizon.
Operational ProfitabilitySustained positive EBIT and EBITDA margins point to underlying operational efficiency in distribution and lending activities. These margins provide a buffer against revenue shocks, enable investment in broker services and support long-term earnings resilience despite external pressures.
Bears Say
High LeverageA debt-to-equity ratio of 25.29 signals very high leverage, which raises interest and refinancing risk and reduces financial flexibility. Over months this amplifies vulnerability to rate moves, constrains strategic options and increases the need for consistent cash generation to meet obligations.
Sharp Recent Revenue DeclineA -65.22% revenue drop materially undermines commission volumes and lending economics, reducing both upfront and trailing income. This kind of decline pressures margins, may necessitate structural cost cuts and weakens the engine that funds recurring revenue and cash generation over the medium term.
Weak Operating Cash ConversionLow conversion of net income to operating cash flow implies earnings are not fully translating into liquid resources. This limits the company’s ability to service debt, sustain platform investments and absorb revenue volatility, compounding risks from high leverage and revenue declines.
Australian Finance Group Ltd. News
AFG FAQ
What was Australian Finance Group Ltd.’s price range in the past 12 months?
Australian Finance Group Ltd. lowest share price was AU$1.47 and its highest was AU$2.92 in the past 12 months.
What is Australian Finance Group Ltd.’s market cap?
Australian Finance Group Ltd.’s market cap is AU$410.36M.
When is Australian Finance Group Ltd.’s upcoming earnings report date?
Australian Finance Group Ltd.’s upcoming earnings report date is Aug 27, 2026 which is in 85 days.
How were Australian Finance Group Ltd.’s earnings last quarter?
Australian Finance Group Ltd. released its earnings results on Feb 17, 2026. The company reported AU$0.089 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.089.
Is Australian Finance Group Ltd. overvalued?
According to Wall Street analysts Australian Finance Group Ltd.’s price is currently Undervalued.
Does Australian Finance Group Ltd. pay dividends?
Australian Finance Group Ltd. pays a Semiannually dividend of AU$0.053 which represents an annual dividend yield of 4.21%. See more information on Australian Finance Group Ltd. dividends here
What is Australian Finance Group Ltd.’s EPS estimate?
Australian Finance Group Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Australian Finance Group Ltd. have?
Australian Finance Group Ltd. has 271,760,070 shares outstanding.
What happened to Australian Finance Group Ltd.’s price movement after its last earnings report?
Australian Finance Group Ltd. reported an EPS of AU$0.089 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 10.307%.
Which hedge fund is a major shareholder of Australian Finance Group Ltd.?
Currently, no hedge funds are holding shares in AU:AFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Australian Finance Group Ltd. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$3.01 (40.65% Upside)
AU$3.01 (40.65% Upside)
Blogger Sentiment
Bullish
AU:AFG Sentiment 80%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth AU$71.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
49.65%
12-Months-Change
Fundamentals
Return on Equity
18.57%
Trailing 12-Months
Asset Growth
20.30%
Trailing 12-Months
Company Description
Australian Finance Group Ltd.
Australian Finance Group Limited, together with its subsidiaries, engages in the mortgage broking business in Australia. It operates in two segments, Aggregation and AFG Home Loans. The company is involved in the mortgage origination and management of home and commercial loans, and consumer asset finance; and distribution of own branded home loan products. It offers business loans, such as equipment finance, inventory finance, franchisee loans, debtor finance, commercial property finance, and working capital finance. The company also offers Suite360 platform, commercial and business broking, smart marketing platform, and analytics and business data solutions. The company was formerly known as Australian Finance Group Pty Ltd. Australian Finance Group Limited was incorporated in 1994 and is headquartered in West Perth, Australia.
AFG Stock 12 Month Forecast
Average Price Target
AU$3.01
▲(40.65% Upside)
Technical Analysis
―
Pepper Money Ltd
―
Latitude Group Holdings Ltd.
―
COG Financial Services Limited
―
Mystate Limited
―
Options Prices
Currently, No data available
---