Australian Finance Group Ltd. (AU:AFG)
ASX:AFG
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AFG Stock Chart & Stats
AU$2.14
AU$0.02(0.97%)
At close: 4:00 PM EST
AU$2.14
AU$0.02(0.97%)
Day’s Range― - ―
52-Week RangeAU$1.47 - AU$2.92
Previous CloseN/A
Volume246.84K
Average Volume (3M)750.83K
Market Cap
AU$445.69M
Enterprise ValueAU$6.65B
Total Cash (Recent Filing)AU$236.60M
Total Debt (Recent Filing)AU$6.41B
Price to Earnings (P/E)10.6
Beta0.87
Next Earnings
Aug 27, 2026EPS Estimate
0.1Next Dividend Ex-DateN/A
Dividend Yield4.21%
Share Statistics
EPS (TTM)0.16
Shares Outstanding271,760,070
10 Day Avg. Volume626,907
30 Day Avg. Volume750,829
Financial Highlights & Ratios
PEG Ratio0.97
Price to Book (P/B)2.79
Price to Sales (P/S)1.54
P/FCF Ratio20.60
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.38Price Target Upside11.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)0.18
Revenue Forecast (FY)AU$1.45B
Bulls Say, Bears Say
Bulls Say
Recurring Revenue MixAFG's business captures both upfront origination fees and recurring trailing commissions tied to outstanding loan balances, creating a durable revenue base. Trailing income provides recurring cashflows that reduce volatility versus one-off fees and supports predictable earnings if retention and portfolio scale are maintained.
Broker Distribution NetworkA broad broker network and aggregation model are structural advantages: they give AFG scale in distribution, bargaining power with lenders, and recurring service revenues. The platform creates stickiness with brokers and efficiencies in product placement, supporting steady origination flow over time.
Positive Free-cash-flow RatioA FCF-to-net-income ratio near 0.84 indicates the company generates substantial cash relative to accounting profits, providing capacity to fund operations, service obligations and distributions without immediate capital raises. This cash generation underpins financial flexibility if maintained.
Bears Say
Very High LeverageExtremely high debt-to-equity materially increases financial risk and reduces balance sheet flexibility. It raises interest and refinancing exposure, limits strategic investment capacity, and amplifies downside if mortgage volumes or credit quality deteriorate, making the business more vulnerable to funding shocks.
Sharp Revenue DeclineA drastic drop in revenue erodes scale that underpins trailing commissions and platform economics. Sustained revenue contraction weakens margins, reduces recurring income and can trigger broker attrition or lower lender panel leverage, impairing long-term earnings power and cash generation.
Weak Cash Conversion & Falling FCF GrowthSlowing FCF growth and poor conversion of net income into operating cash limit the company’s ability to deleverage, invest in the platform or sustain distributions without external financing. Over months this constrains strategic options and raises reliance on credit markets amid high leverage.
Australian Finance Group Ltd. News
AFG FAQ
What was Australian Finance Group Ltd.’s price range in the past 12 months?
Australian Finance Group Ltd. lowest share price was AU$1.47 and its highest was AU$2.92 in the past 12 months.
What is Australian Finance Group Ltd.’s market cap?
Australian Finance Group Ltd.’s market cap is AU$445.69M.
When is Australian Finance Group Ltd.’s upcoming earnings report date?
Australian Finance Group Ltd.’s upcoming earnings report date is Aug 27, 2026 which is in 61 days.
How were Australian Finance Group Ltd.’s earnings last quarter?
Australian Finance Group Ltd. released its earnings results on Feb 17, 2026. The company reported AU$0.089 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.089.
Is Australian Finance Group Ltd. overvalued?
According to Wall Street analysts Australian Finance Group Ltd.’s price is currently Undervalued.
Does Australian Finance Group Ltd. pay dividends?
Australian Finance Group Ltd. pays a Semiannually dividend of AU$0.047 which represents an annual dividend yield of 4.21%. See more information on Australian Finance Group Ltd. dividends here
What is Australian Finance Group Ltd.’s EPS estimate?
Australian Finance Group Ltd.’s EPS estimate is 0.1.
How many shares outstanding does Australian Finance Group Ltd. have?
Australian Finance Group Ltd. has 271,760,070 shares outstanding.
What happened to Australian Finance Group Ltd.’s price movement after its last earnings report?
Australian Finance Group Ltd. reported an EPS of AU$0.089 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 10.307%.
Which hedge fund is a major shareholder of Australian Finance Group Ltd.?
Currently, no hedge funds are holding shares in AU:AFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Australian Finance Group Ltd. Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
AU$2.38 (11.21% Upside)
AU$2.38 (11.21% Upside)
Blogger Sentiment
Bullish
AU:AFG Sentiment 83%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
49.65%
12-Months-Change
Fundamentals
Return on Equity
18.57%
Trailing 12-Months
Asset Growth
20.30%
Trailing 12-Months
Company Description
Australian Finance Group Ltd.
Operating within Australia, Australian Finance Group Limited (AFG) and its affiliated entities are primarily engaged in the mortgage brokering sector. The company's operations are divided into two distinct segments: Aggregation and AFG Home Loans. AFG facilitates the origination and ongoing management of both residential and commercial mortgages, as well as consumer asset financing. Additionally, it distributes home loan products under its own brand. Beyond individual and commercial property finance, the group provides a range of business loan solutions, including financing for equipment, inventory, franchisees, receivables (debtor finance), commercial real estate, and working capital. Its service portfolio also encompasses the Suite360 technology platform, specialized commercial and business broking, intelligent marketing platforms, and analytical business data services. Established in 1994 as Australian Finance Group Pty Ltd, the company, now known as Australian Finance Group Limited, maintains its headquarters in West Perth, Australia.
AFG Stock 12 Month Forecast
Average Price Target
AU$2.38
▲(11.21% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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