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Amerant Bancorp Inc Class A (AMTB)
NYSE:AMTB
Earnings Data
Report Date
Apr 29, 2026TBA (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.43Last Year’s EPS
0.24Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Negative
The call outlined a clear strategic roadmap (3-year plan), capital actions (buybacks and dividend), targeted cost reductions and balance sheet optimization, and some favorable items such as AUM growth and lower provisions this quarter. However, the quarter was marked by materially weaker profitability (EPS collapse), sharply higher reported expenses and large non-core charges, contraction of assets, deposits and loans, a significant drop in pre-provision net revenue, and increased nonperforming assets. Management provided near-term expense and margin guidance and aspirational medium-term targets (ROA ~1%, efficiency ~60%), but the current operating results and asset-quality work create meaningful short-term headwinds. Overall, the negative financial developments and asset-quality/expense pressures materially outweigh the strategic progress and select positive items communicated on the call.Company Guidance
Board Approval of 3-Year Strategic Plan
Board approved a disciplined 3-year strategic plan focused on stabilizing, optimizing and growing the franchise, with priorities on credit transformation, balance sheet optimization, operational efficiency and targeted investments (including AI) to improve productivity and client experience.
Share Repurchase Program and Dividend Continuation
Board approved continued capital return: repurchased 737,334 shares at a weighted average price of $17.63 (repurchase activity of ~$13.0M referenced) and declared/payed quarterly common dividend of $0.09 per share (paid Nov 28, 2025; next payable Feb 27, 2026).
Capital and CET1 Stability
Common equity tier 1 (CET1) rose to 11.8% from 11.54% quarter-over-quarter, driven by lower risk-weighted assets and net income (partially offset by repurchases/dividends), indicating maintained regulatory capital headroom.
Assets Under Management Growth
Assets under management increased $87.2 million to $3.3 billion in 4Q'25, driven by higher market valuations and net new assets, supporting fee-income growth opportunities.
Noninterest Income Improved QoQ
Noninterest income rose to $22.0 million in 4Q'25 from $17.3 million in 3Q'25 (increase of $4.7M), aided by gains on sale-leaseback transactions and higher gains from securities sales.
Provision for Credit Losses Declined
Provision for credit losses decreased to $3.5 million in 4Q'25 from $14.6 million in 3Q'25 (down $11.1M), reflecting releases and lower net change in specific reserves.
Balance Sheet Optimization Actions
Management reduced wholesale funding and higher-cost deposits, repaid $119.7 million of long-term FHLB advances and intentionally reduced total assets below the $10 billion watermark to right-size the balance sheet.
Clear near-term financial targets and cost guidance
Management set near-term targets: 2026 aspirational ROA around 1% and efficiency ratio near 60% (longer-term target to approach peer levels), expense guidance of ~$70–71M in 1H26 progressing to $67–68M by year-end, and loan growth guidance of 7%–9% for 2026 with NIM projected at 3.65%–3.70%.
AMTB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
AMTB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jan 23, 2026 | $21.17 | $20.74 | -2.07% |
Oct 28, 2025 | $17.37 | $16.74 | -3.65% |
Jul 23, 2025 | $19.85 | $19.97 | +0.59% |
Apr 23, 2025 | $19.12 | $16.62 | -13.09% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Amerant Bancorp Inc Class A (AMTB) report earnings?
Amerant Bancorp Inc Class A (AMTB) is schdueled to report earning on Apr 29, 2026, TBA (Confirmed).
What is Amerant Bancorp Inc Class A (AMTB) earnings time?
Amerant Bancorp Inc Class A (AMTB) earnings time is at Apr 29, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AMTB EPS forecast?
AMTB EPS forecast for the fiscal quarter 2026 (Q1) is 0.43.