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Amerant Bancorp Inc Class A (AMTB)
NYSE:AMTB
Earnings Data
Report Date
Jul 16, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.39Last Year’s EPS
0.28Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 23, 2025
|% Change Since: -9.91%
|Next Earnings Date:Jul 16, 2025
Earnings Call Sentiment|Neutral
The earnings call presented a balanced view with notable achievements in deposit growth and strategic personnel additions. However, challenges such as decreased net interest income, increased credit provisions, and a decline in loan portfolio and profitability metrics were also highlighted.Company Guidance
In the first quarter of 2025, Amerant Bancorp Inc. reported several notable financial metrics and strategic updates. The company achieved a net interest income of $85.9 million, a slight decrease from $87.6 million in the previous quarter, primarily due to lower average balances and yields on loans coupled with higher average balances on securities. Total assets increased to $10.2 billion from $9.9 billion in the fourth quarter, while total deposits rose by $300 million to $8.2 billion, indicating robust deposit growth. Notably, the net interest margin remained flat at 3.75% compared to 4.2% in the fourth quarter, which was better than projected. The company recorded a provision for credit losses of $18.4 million, an increase from $9.9 million in the fourth quarter, reflecting specific reserves and macroeconomic updates. The efficiency ratio improved to 67.87% from 74.91%, although the return on assets (ROA) and return on equity (ROE) decreased to 0.48% and 5.02%, respectively. Looking forward, the company expects to maintain above the $10 billion asset level and projects a net interest margin in the mid-3.60% range for the second quarter. Strategic changes include a focus on Florida for the mortgage business and a continued emphasis on core deposit growth, with a projected 15% annual growth by year-end 2025. Additionally, Amerant Bancorp Inc. is enhancing its risk management framework with significant personnel additions and plans further expansion in key Florida markets.Strong Deposit Growth
Total deposits increased by $300 million to $8.2 billion compared to $7.9 billion in the previous quarter, driven by growth in core deposits.
Pre-Provision Net Revenue Increase
Pre-provision net revenue increased to $33.9 million from $27.9 million in the previous quarter, surpassing consensus estimates of $31.3 million.
Strategic Personnel Additions
Significant strengthening of the leadership team, particularly in risk management and business development, indicating a commitment to proactive risk management and growth.
Asset Growth
Total assets grew to $10.2 billion from $9.9 billion in the previous quarter, indicating continued expansion and infrastructure development to support regional bank status.
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AMTB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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AMTB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 23, 2025 | $19.48 | $16.93 | -13.09% |
| Jan 22, 2025 | $22.31 | $23.39 | +4.84% |
| Oct 23, 2024 | $20.12 | $20.50 | +1.89% |
| Jul 24, 2024 | $26.05 | $23.98 | -7.95% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Amerant Bancorp Inc Class A (AMTB) report earnings?
Amerant Bancorp Inc Class A (AMTB) is schdueled to report earning on Jul 16, 2025, TBA Not Confirmed.
What is Amerant Bancorp Inc Class A (AMTB) earnings time?
Amerant Bancorp Inc Class A (AMTB) earnings time is at Jul 16, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AMTB EPS forecast?
AMTB EPS forecast for the fiscal quarter 2025 (Q2) is 0.39.
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