Yuanbao, Inc. Unsponsored ADR (YB)
NASDAQ:YB
Want to see YB full AI Analyst Report?
Earnings Data
Report Date
Sep 02, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
―Last Year’s EPS
0.16Same Quarter Last Year
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presents a clearly positive operational and financial picture: robust revenue growth (+35.6% YoY), strong profitability (net income +31.4%; net margin ~29.5%), a materially strengthened cash position (+71.4% YoY), and active shareholder return measures (dividend and $15M buyback). Management also highlighted deep AI, data and product capabilities that support long-term differentiation. Key risks called out include rising operating expenses, a large one-time increase in tax expense, regulatory changes around marketing channels, and potential distribution/competition shifts from agentic AI. On balance, the positive results, cash generation and strategic investments outweigh the noted challenges, but investors should monitor tax/timing effects, marketing efficiency and regulatory developments.Company Guidance
Strong Top-line Growth
Total Q1 2026 revenue of RMB 1.32 billion, up 35.6% year-over-year; system service revenues RMB 904.6 million, up 39.8% YoY; insurance distribution services RMB 411.3 million, up 27.8% YoY.
Robust Profitability and Margins
Net income RMB 387.6 million, up 31.4% YoY, with net income margin of 29.5%; non-GAAP adjusted net income RMB 408.8 million, up 31.0% YoY, with non-GAAP margin of 31.1%.
Very Strong Cash Position and Operating Cash Flow
Cash and equivalents plus deposits and investments totaled RMB 4.74 billion, an increase of 71.4% YoY and 17.4% from year-end 2025; net cash provided by operating activities RMB 721.3 million in the quarter.
Active Shareholder Returns
Board approved an annual cash dividend of US$1.26 per ADS (US$0.21 per ordinary share) and a share repurchase authorization of up to US$15 million funded from existing cash balance.
Maintained Operating Leverage While Investing in Growth
Revenue growth (+35.6% YoY) outpaced overall operating expense growth (+29.1% YoY), demonstrating the ability to invest (marketing and R&D) while preserving margin stability over an extended period.
Deep AI and Data Capabilities Driving Product & Service Innovation
Built a model matrix of more than 5,000 models analyzing over 5,800 labels; deployed company-specific large language model at scale; launched intelligent claims assistance and an AI-powered multi-agent consultation/planning tool; structured knowledge base covering thousands of products and millions of data points to improve efficiency, personalization and claims processing speed.
Positive Industry Tailwinds and Thought Leadership
Favorable structural trends (DRG/DIP rollout, Healthy China strategy) increasing demand for commercial health insurance; co-published the 2025 China Internet Insurance Consumer Insights Report with Tsinghua University, reinforcing market positioning and industry insights.
YB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
YB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jun 10, 2026 | $14.57 | $16.84 | +15.58% |
Mar 18, 2026 | $19.46 | $19.47 | +0.05% |
Dec 03, 2025 | $20.65 | $22.73 | +10.07% |
Aug 27, 2025 | $29.92 | $26.32 | -12.03% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Yuanbao, Inc. Unsponsored ADR (YB) report earnings?
Yuanbao, Inc. Unsponsored ADR (YB) is schdueled to report earning on Sep 02, 2026, Before Open (Confirmed).
What is Yuanbao, Inc. Unsponsored ADR (YB) earnings time?
Yuanbao, Inc. Unsponsored ADR (YB) earnings time is at Sep 02, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is YB EPS forecast?
Currently, no data Available