W.T.B. Financial (WTBFB) Price & Analysis

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WTBFB Stock Chart & Stats

$369.94

-$3.79(-1.23%)

At close: Jan 07 4:00 PM EST

$369.94

-$3.79(-1.23%)

Day’s Range― - ―

52-Week Range$279.99 - $405.00

Previous CloseN/A

Volume184.00

Average Volume (3M)760.00

Market Cap

$994.39M

Enterprise Value$1.55B

Total Cash (Recent Filing)$485.71M

Total Debt (Recent Filing)$500.00M

Price to Earnings (P/E)10.3

Beta0.13

Next Earnings

Apr 16, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.07%

Share Statistics

EPS (TTM)12.26

Shares Outstanding2,490,818

10 Day Avg. Volume999

30 Day Avg. Volume760

Financial Highlights & Ratios

PEG Ratio34.40

Price to Book (P/B)0.83

Price to Sales (P/S)1.37

P/FCF Ratio26.27

Enterprise Value/Market Cap1.56

Enterprise Value/Revenue2.81

Enterprise Value/Gross Profit4.08

Enterprise Value/Ebitda17.58

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Improved Leverage PositionA reduction in debt-to-equity from 2.52 to 0.93 materially lowers financial risk and interest burden. This stronger capital structure gives sustained flexibility to fund strategic initiatives, absorb shocks, and pursue growth without excessive refinancing risk.

High Profitability MarginsRobust EBIT (20.02%) and net margins (15.76%) indicate durable operational efficiency and pricing power across services. High margins support internal funding for investment and dividends, cushioning the firm against revenue swings and enabling longer-term profitability resilience.

Diversified Fee-based Revenue ModelA mix of AUM management fees, advisory fees, commissions and partnerships creates recurring, fee-based revenue and distribution optionality. This diversification reduces dependence on any single income stream and supports steadier cash generation and client-retention dynamics over time.

Bears Say

Significant Revenue DeclineA 30.48% revenue decline is a durable concern: sustained top-line contraction erodes scale economics, limits reinvestment capacity, and can eventually compress margins if fixed costs persist. Recovery is needed to restore growth trajectory and competitive positioning.

Weak Operating Cash Flow CoverageAn operating cash flow coverage ratio near 0.71% signals weak cash generation from core operations. Even with solid FCF to net income, this limited operational liquidity raises risk for funding working capital, investments, or distributions without relying on non-operational sources or balance sheet changes.

Modest Return On EquityA ROE of 5.97% indicates limited efficiency in converting equity into profits. Over the medium term this constrains shareholder returns and suggests the company may need higher-margin growth, better capital allocation, or operational improvements to elevate long-term capital productivity.

WTBFB FAQ

What was W.T.B. Financial Corporation Class B’s price range in the past 12 months?

W.T.B. Financial Corporation Class B lowest stock price was $279.99 and its highest was $405.00 in the past 12 months.

What is W.T.B. Financial Corporation Class B’s market cap?

W.T.B. Financial Corporation Class B’s market cap is $994.39M.

When is W.T.B. Financial Corporation Class B’s upcoming earnings report date?

W.T.B. Financial Corporation Class B’s upcoming earnings report date is Apr 16, 2026 which is in 45 days.

How were W.T.B. Financial Corporation Class B’s earnings last quarter?

W.T.B. Financial Corporation Class B released its earnings results on Jan 22, 2026. The company reported $12.26 earnings per share for the quarter, beating the consensus estimate of N/A by $12.26.

Is W.T.B. Financial Corporation Class B overvalued?

According to Wall Street analysts W.T.B. Financial Corporation Class B’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does W.T.B. Financial Corporation Class B pay dividends?

W.T.B. Financial Corporation Class B pays a Notavailable dividend of $3.7 which represents an annual dividend yield of 2.07%. See more information on W.T.B. Financial Corporation Class B dividends here

What is W.T.B. Financial Corporation Class B’s EPS estimate?

W.T.B. Financial Corporation Class B’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does W.T.B. Financial Corporation Class B have?

W.T.B. Financial Corporation Class B has 2,490,818 shares outstanding.

What happened to W.T.B. Financial Corporation Class B’s price movement after its last earnings report?

W.T.B. Financial Corporation Class B reported an EPS of $12.26 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.646%.

Which hedge fund is a major shareholder of W.T.B. Financial Corporation Class B?

Currently, no hedge funds are holding shares in WTBFB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

W.T.B. Financial Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

8.90%

Trailing 12-Months

Asset Growth

-3.84%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

W.T.B. Financial Corporation Class B

W.T.B. Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. The company's deposit products include checking, savings and money market, health savings, individual retirement, and analyzed accounts, as well as certificates of deposit. It also offers credit and debit cards; home, auto, boat, motorcycle, motor home, home equity, equipment, debt refinancing, term, and agriculture loans; and SBA and commercial real estate financing products, as well as revolving, personal, and home equity lines of credit. In addition, the company provides investment products and services, such as retirement planning, mutual funds, stocks/bonds, life/long-term care insurance, annuities, brokerage, planning, and education funding. Further, it offers wealth management services consisting of investment management, charitable and nonprofit administration, estate settlement, family office, trust administration, retirement planning, employee benefits administration, and custody services, as well as portfolio management services. Additionally, the company provides digital wallets; remote deposit, merchant, treasury management, private banking, and online and mobile banking services; and documentary and standby letters of credit, documentary collection, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs. It operates through 42 branches and offices in Washington, Idaho, and Oregon. The company was founded in 1902 and is headquartered in Spokane, Washington.