Wealthfront Corporation (WLTH)
NASDAQ:WLTH
Earnings Data
Report Date
Jan 18, 2027After Close (Confirmed)
Period Ending
2027 (Q3)Consensus EPS Forecast
―Last Year’s EPS
0.21Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call portrayed strong top-line and operational momentum with record revenue, adjusted EBITDA, platform assets, client and account growth, and continued product innovation (cash APY increases, direct-deposit incentive, WLTX X fund, fractional shares, and early home lending). Temporary and largely explainable headwinds included sizeable January cash outflows related to rate cuts and seasonality, GAAP losses driven by one-time IPO-related stock compensation, near-term fee-rate pressure from incentives, and early-stage home lending and money-market fund ramp. On balance, the positive growth, profitability on an adjusted basis, robust free cash flow, and a debt-free balance sheet outweighed the transitory and one-time challenges outlined.Company Guidance
Record Platform Assets and Asset Growth
Total platform assets grew 17% year-over-year to a record $94.1 billion at fiscal year-end and reached $95.2 billion at the February month-end.
Strong Investment Advisory Growth
Investment advisory assets increased 29% year-over-year to $48.7 billion (and $50.0 billion in February); average investment advisory balances rose ~30% year-over-year to $47.3 billion. Investment advisory revenue was $25.8 million in Q4, up 31% year-over-year. Annualized organic investment advisory growth accelerated to 15% in January and was 11% annualized in February (investment advisory net deposits $416 million).
Robust Cash Management Scale and Recovery
Cash management assets were $45.4 billion for the fiscal year (up 7% year-over-year) and $45.2 billion in February. Average Q4 cash management balance was $46.2 billion, up 10% year-over-year. Cash management revenue in Q4 was $69.7 million, up 12% year-over-year.
Record Revenue and Adjusted EBITDA
Fiscal 2026 revenue reached a record $365 million, up 18% year-over-year. Adjusted EBITDA was a record $170.7 million, up 20% year-over-year, with an adjusted EBITDA margin of 47% (up 1 percentage point).
Quarterly Operational Results
Q4 revenue was a quarterly record of $96.1 million (up 16% year-over-year). Q4 adjusted EBITDA was $44.2 million (up 22% year-over-year) with a 46% adjusted EBITDA margin (up 2 percentage points). Gross profit for Q4 was $86.6 million (up 17% YoY) with a 90% gross margin.
Client and Account Growth
Funded clients grew ~17% year-over-year to ~1,420,000, and funded accounts increased ~16% year-over-year to ~1,840,000 (1.3 funded accounts per funded client).
Product Velocity and New Offerings
Fourth-quarter product progress included automated dividend sweeps, higher daily withdrawal limits up to $1,000,000 for qualified clients, fractional shares expansion, dividend reinvestment plans, broader stock/ETF trading, launch of WLTX X Treasury money market fund (>$85 million AUM pre-general availability), and early access home lending in Colorado, Texas, and California.
Cash APY Increases and Incentives
Base APY on cash management accounts increased by 5 basis points to 3.3% on January 30, and a new direct deposit incentive launched in March that adds an ongoing 25 basis point APY boost for qualifying clients to drive cross-product adoption.
Strong Cash Generation and Balance Sheet
Fiscal year net cash provided by operating activities was $152.2 million and free cash flow was $151.1 million (annual free cash flow conversion ratio 88%). Company ended the period debt-free with $440.8 million in cash and cash equivalents and authorized a $100 million share repurchase program.
Rule of 40 and Operational Discipline
Company delivered a Rule of 40 metric of 62 for Q4 — marking 14 consecutive quarters above the Rule of 40 — and maintained adjusted operating expense discipline (adjusted operating expenses of $57.1 million, up 15% YoY) while prioritizing product and home lending investments.
WLTH Earnings History
Report Date | Fiscal Quarter | Forecast / EPS | Last Year's EPS | EPS YoY Change | Press Release | Slides | Play Transcript |
|---|---|---|---|---|---|---|---|
Jan 18, 2027 | 2027 (Q3) | 0.21 | ― | ― | ― | ||
Mar 11, 2026 | 2026 (Q4) | ― | ― | ||||
Jan 12, 2026 | 2026 (Q3) | ― | ― |
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
WLTH Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Mar 11, 2026 | $8.40 | $7.88 | -6.19% |
Jan 12, 2026 | $12.59 | $10.47 | -16.84% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Wealthfront Corporation (WLTH) report earnings?
Wealthfront Corporation (WLTH) is schdueled to report earning on Jan 18, 2027, After Close (Confirmed).
What is Wealthfront Corporation (WLTH) earnings time?
Wealthfront Corporation (WLTH) earnings time is at Jan 18, 2027, After Close (Confirmed).
Where can I see when companies are reporting earnings?
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What is WLTH EPS forecast?
Currently, no data Available