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Woori Finance (WF)
NYSE:WF
Earnings Data
Report Date
Apr 24, 2026TBA (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
2.6Last Year’s EPS
1.79Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Q4 2025
Earnings Call Date:Feb 06, 2026|
% Change Since:
|
Earnings Call Sentiment|Positive
The call emphasized strong capital improvement, record net operating revenue, substantial noninterest income growth (+24% YoY), completion of strategic M&A (insurance acquisition) and enhanced shareholder returns (DPS +13.3%, KRW 200bn buyback). Management also laid out an ambitious productive-finance growth plan and targets to sustain CET1 >13% while expanding nonbank profit contribution. Offsetting positives were elevated SG&A (+10.8% ex-ERP/insurance), significant one-off provisions (~KRW 430 billion) that raised credit costs (0.53% CCR) and a KRW 189 billion nonoperating loss, along with funding and market volatility risks and potential capital needs for the securities arm. Overall, achievements and forward plans are presented as credible and capital-supported, with manageable but notable near-term costs and risks.Company Guidance
Record Net Operating Revenue and Top-Line Growth
Group net operating revenue reached KRW 10,957.4 billion, up 5.0% YoY, a record high driven by diversified revenue sources and the insurance acquisition.
Net Income and ROE Stability
Full-year 2025 net income was KRW 3,141.3 billion, up 1.8% YoY, with ROE holding steady at 9.1% vs. prior year.
Strong Noninterest Income Expansion
Noninterest income rose to KRW 1,926.6 billion, a 24% YoY increase and a record level; core fee income showed balanced quarterly contributions > KRW 500 billion.
Improved NIM
Woori Bank NIM improved to 1.46% (+2 bps YoY) and group NIM (including credit card) to 1.73% (+3 bps YoY), with quarter-over-quarter NIM improvement through the year.
Material CET1 Ratio Improvement and Capital Strength
Tentative year-end group CET1 ratio was 12.9%, up 77 bps YoY and above the 2025 target of 12.5%; management targets ~13% in 2026 and 13.2%+ thereafter.
Completed Strategic M&A and Portfolio Completion
Completed insurance acquisition without negative capital impact and obtained final securities license (launched MTS Group), completing the comprehensive financial group portfolio to enable cross-selling and synergy (CIB, wealth, bancassurance).
Enhanced Shareholder Returns
Board approved year-end dividend KRW 760 and total DPS KRW 1,361 (+13.3% YoY); announced KRW 200 billion share buyback/cancellation (33.3% YoY increase); reported 2025 TSR of 39.8% including nontaxable dividend.
Nontaxable Dividend Program and Resources
Introduced nontaxable dividends (year-end 2025 and quarterly from 2026); available resources for nontaxable dividends reported at ~KRW 6.3 trillion to be used across five years.
Productive-Finance Growth Plan
Future co-growth project: plan to provide ~KRW 73–80 trillion of productive and inclusive finance over 5 years (KRW 56 trillion loans to strategic industries like AI, semiconductors, defense; KRW 17 trillion investments), with AI-based risk management and targeted RWA management to preserve capital.
WF Earnings History
Report Date | Fiscal Quarter | Forecast / EPS | Last Year's EPS | EPS YoY Change | Press Release | Slides | Play Transcript |
|---|---|---|---|---|---|---|---|
Apr 24, 2026 | 2026 (Q1) | 1.786 | ― | ― | ― | ||
Feb 06, 2026 | 2025 (Q4) | 1.195 | -17.66% (-0.21) | ― | ― | ||
Oct 29, 2025 | 2025 (Q3) | 2.538 | 36.96% (+0.94) | ― | ― | ||
Jul 25, 2025 | 2025 (Q2) | 2.839 | -5.71% (-0.16) | ― | ― | ||
Apr 25, 2025 | 2025 (Q1) | 2.416 | -26.08% (-0.63) | ― | ― | ||
Feb 07, 2025 | 2024 (Q4) | 0.231 | 417.32% (+0.96) | ― | ― | ||
Oct 25, 2024 | 2024 (Q3) | 2.777 | -8.61% (-0.24) | ― | ― | ||
Jul 25, 2024 | 2024 (Q2) | 1.893 | 49.97% (+0.95) | ― | ― | ||
Apr 26, 2024 | 2024 (Q1) | 2.825 | -14.48% (-0.41) | ― | ― | ||
Feb 06, 2024 | 2023 (Q4) | 1.728 | -86.63% (-1.50) | ― | ― |
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
WF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 06, 2026 | $65.51 | $69.29 | +5.77% |
Oct 29, 2025 | $55.25 | $53.91 | -2.43% |
Jul 25, 2025 | $55.20 | $54.73 | -0.85% |
Apr 25, 2025 | $36.61 | $35.86 | -2.05% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Woori Finance (WF) report earnings?
Woori Finance (WF) is schdueled to report earning on Apr 24, 2026, TBA (Confirmed).
What is Woori Finance (WF) earnings time?
Woori Finance (WF) earnings time is at Apr 24, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is WF EPS forecast?
WF EPS forecast for the fiscal quarter 2026 (Q1) is 2.6.