The earnings call highlighted significant improvements in capital ratios and strategic acquisitions, indicating a positive outlook for Woori Financial Group. However, challenges remain with decreased net income and increased expenses, leading to balanced highlights and lowlights.

Company Guidance

During the Woori Financial Group's earnings call for the first half of 2025, several key financial metrics and strategic initiatives were discussed. The group reported a net income of KRW 1,551.3 billion, representing an 11.6% year-over-year decrease, primarily due to one-off expenses. However, excluding these, net income remained stable compared to the previous year. The group's net operating revenue increased by 2.3% year-over-year to KRW 5,400.1 billion, and its net interest margin (NIM) for the second quarter was 1.45%, with the group's overall NIM, including the credit card business, at 1.71%. The common equity Tier 1 (CET1) ratio improved to 12.76%, exceeding the 12.5% target for the first time in the group's history. The group also completed the acquisition of two insurance companies, Tongyang Life and ABL Life, and is in the process of evaluating the financial impact. Additionally, the group aims to enhance its financial services portfolio with the launch of a new Mobile Trading System (MTS) and plans to maximize synergies across its affiliates. Despite credit costs rising to KRW 944.5 billion, the group maintained a stable credit cost ratio of around 0.42%. Woori Financial Group has set a target CET1 ratio of 13% by 2027 and is focusing on capital adequacy and shareholder returns, including a quarterly dividend of KRW 200 per share.

Capital Ratio Improvement

Woori Financial Group's CET1 ratio reached 12.76% as of June 2025, an increase of about 60 basis points from the previous year-end, exceeding the target of 12.5% for the first time in the group's history.

Acquisition of Insurance Subsidiaries

Woori Financial Group completed the acquisition of Tongyang Life and ABL Life, strengthening its portfolio as a comprehensive financial services group.

Noninterest Income Growth

Noninterest income for the first half of 2025 rose sharply by approximately 47% from the previous quarter, driven by core fee income growth in the Wealth Management segment.

Launch of MTS Platform

The MTS platform was launched, enhancing the competitiveness of the securities arm with features like AI-based investment insights and user-based interfaces.

Woori Finance Holdings Co (WF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

WF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 23, 2025	2025 (Q3)	2.64 / -	2.538	―	―	―
Jul 25, 2025	2025 (Q2)	2.58 / 2.73	2.839	-3.84% (-0.11)	―	―
Apr 25, 2025	2025 (Q1)	1.93 / 1.79	2.416	-26.08% (-0.63)	―	―
Feb 07, 2025	2024 (Q4)	1.15 / 1.20	0.231	417.32% (+0.96)	―	―
Oct 25, 2024	2024 (Q3)	2.38 / 2.54	2.777	-8.61% (-0.24)	―	―
Jul 25, 2024	2024 (Q2)	2.44 / 2.84	1.893	49.97% (+0.95)	―	―
Apr 26, 2024	2024 (Q1)	2.25 / 2.42	2.825	-14.48% (-0.41)	―	―
Feb 06, 2024	2023 (Q4)	0.75 / 0.23	1.728	-86.63% (-1.50)	―	―
Oct 26, 2023	2023 (Q3)	2.31 / 2.78	2.962	-6.25% (-0.19)	―	―
Jul 27, 2023	2023 (Q2)	2.50 / 1.89	2.682	-29.42% (-0.79)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

WF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 25, 2025	$55.20	$54.73	-0.85%
Apr 25, 2025	$36.61	$35.86	-2.05%
Feb 07, 2025	$32.47	$32.32	-0.46%
Oct 25, 2024	$36.22	$36.79	+1.57%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Woori Finance Holdings Co (WF) report earnings?

Woori Finance Holdings Co (WF) is schdueled to report earning on Oct 23, 2025, TBA (Confirmed).

What is Woori Finance Holdings Co (WF) earnings time?

Woori Finance Holdings Co (WF) earnings time is at Oct 23, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is WF EPS forecast?

WF EPS forecast for the fiscal quarter 2025 (Q3) is 2.64.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing