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Washington Trust Bancorp (WASH)
NASDAQ:WASH
US Market
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Washington Bancorp (WASH) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 28, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.71
Last Year’s EPS
-3.46
Same Quarter Last Year
Moderate Sell
Based on 3 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 20, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call highlighted several positive developments, including strong core business performance, strategic investments, and leadership additions. However, these were countered by significant challenges, including a decline in net income, elevated credit loss provisions, and issues with office property valuations. The sentiment is balanced, acknowledging both growth and risks.
Company Guidance
During the third quarter of 2025, Washington Trust Bancorp, Inc. reported a net income of $10.8 million, equivalent to $0.56 per share, compared to $13.2 million or $0.68 per share in the previous quarter. The quarter also saw pre-provision pretax revenue (PPNR) increase by 17% from the second quarter and 48% year-over-year. Net interest income rose to $38.8 million, marking a 4% increase from the previous quarter and a 20% increase year-over-year. The bank's margin improved by 4 basis points to 2.40% from the previous quarter and 55 basis points year-over-year. Noninterest income represented 31% of the revenue, with wealth management revenues growing by 3% and mortgage banking revenues increasing by 15% for the quarter. Noninterest expense was reduced by 2% to $35.7 million. The balance sheet reflected a decrease in total loans by $18 million, while in-market deposits increased by $179 million. The loan-to-deposit ratio fell by 3.8 percentage points to 98% as of September 30. Additionally, the bank repurchased 237,000 shares during the quarter at an average price of $27.18 per share and an additional 21,000 shares in October to complete a $7 million internal allocation for the buyback program.
Strong Core Business Performance
Washington Trust Bancorp reported strong performance across core business lines, with increases in margin, wealth revenues, and mortgage revenue. In-market deposit levels increased, and AUM growth was observed, demonstrating a commitment to long-term value creation.
Strategic Investments and Leadership Additions
The company completed an asset purchase from Lighthouse Financial Management, adding AUM of approximately $195 million. Additionally, Jim Brown was hired as Senior Executive Vice President and Chief Commercial Banking Officer, bringing over 38 years of experience.
Increase in Net Interest Income
Net interest income in Q3 amounted to $38.8 million, up by $1.6 million or 4% on a linked-quarter basis and by $6.6 million or 20% year-over-year.
Growth in Non-Interest Income
Noninterest income comprised 31% of revenue in Q3, up 3% compared to Q2 and up 8% year-over-year. Wealth management revenues increased by 3%.
Decrease in Noninterest Expense
Noninterest expense totaled $35.7 million in Q3, down by $804,000 or 2%. Salaries and employee benefits expense decreased, reflecting lower levels of performance-based compensation.

Washington Bancorp (WASH) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

WASH Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 28, 2026
2025 (Q4)
0.71 / -
-3.46
Oct 20, 2025
2025 (Q3)
0.46 / 0.56
0.64-12.50% (-0.08)
Jul 21, 2025
2025 (Q2)
0.63 / 0.68
0.637.94% (+0.05)
Apr 21, 2025
2025 (Q1)
0.63 / 0.63
0.64-1.56% (-0.01)
Jan 29, 2025
2024 (Q4)
0.58 / -3.46
0.76-555.26% (-4.22)
Oct 21, 2024
2024 (Q3)
0.56 / 0.64
0.65-1.54% (-0.01)
Jul 22, 2024
2024 (Q2)
0.49 / 0.63
0.66-4.55% (-0.03)
Apr 22, 2024
2024 (Q1)
0.45 / 0.64
0.74-13.51% (-0.10)
Jan 24, 2024
2023 (Q4)
0.57 / 0.76
0.95-20.00% (-0.19)
Oct 23, 2023
2023 (Q3)
0.58 / 0.65
1.08-39.81% (-0.43)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

WASH Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 20, 2025
$26.84$27.55+2.65%
Jul 21, 2025
$28.53$27.86-2.35%
Apr 21, 2025
$26.15$25.22-3.56%
Jan 29, 2025
$30.65$30.42-0.75%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Washington Trust Bancorp (WASH) report earnings?
Washington Trust Bancorp (WASH) is schdueled to report earning on Jan 28, 2026, After Close (Confirmed).
    What is Washington Trust Bancorp (WASH) earnings time?
    Washington Trust Bancorp (WASH) earnings time is at Jan 28, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is WASH EPS forecast?
          WASH EPS forecast for the fiscal quarter 2025 (Q4) is 0.71.
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