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Earnings Data
Report Date
Jul 28, 2026After Close (Confirmed)
Period Ending
2026 (Q3)Consensus EPS Forecast
3.23Last Year’s EPS
2.98Same Quarter Last Year
Strong Buy
Based on 25 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call conveyed strong operational momentum and financial outperformance: robust revenue and EPS growth, accelerating value-added services and commercial/money-movement revenue, notable progress in stablecoin/on-chain initiatives, sizable capital returns and raised guidance. Near-term headwinds were noted — primarily geopolitical impacts in the Middle East/CEMEA, incentives/timing variability, volatility comparables and modest increases in non-operating expense — but management presented these as manageable and offset by diversified growth drivers and strategic investments.Company Guidance
Strong Revenue and EPS Performance
Net revenue $11.2B, up 17% year-over-year (16% in constant dollars); non-GAAP EPS $3.31, up 20% year-over-year — strongest net revenue growth since 2022 and the strongest ex-post-pandemic and Visa Europe acquisition since 2013.
Payments Volume and Transaction Growth
Payments volume $3.7T, up 9% year-over-year in constant dollars; processed transactions 66B, up 9% year-over-year — broad-based global growth with U.S. volume +8% and total international volume +10% (constant dollars).
Value-Added Services (VAS) Momentum
VAS now ~30% of net revenue and grew 27% year-over-year in constant dollars to $3.3B (Ryan highlighted VAS growing 25%+); performance driven by AI-enabled products, marketing services, authorization/fraud tools and client engagements.
Commercial & Money Movement Strength
Commercial and money movement solutions revenue grew 24% in constant dollars; commercial payments volume +11% (constant dollars); Visa Direct endpoints >18B and Visa Direct transactions 3.7B in Q2, up 23% year-over-year.
Stablecoin and On-Chain Payments Progress
Over 160 stablecoin card programs; stablecoin-linked payment volume up nearly 200% year-over-year in Q2; stablecoin settlement run-rate ~$7B annually, up >50% since last quarter; added 5 blockchains (total 9) and operating validator/super-validator roles.
AI & Agentic Commerce Positioning
Launched Visa Large Transaction Model and Visa CLI proof-of-concept; AI-enabled fraud/risk tools showing up to 5x increase in fraud value capture; company positioning as a payments trust/interoperability layer for agentic commerce.
Capital Allocation and Balance Sheet Actions
Record quarterly buybacks of $7.9B in Q2; $1.3B dividends; funded litigation escrow $125M; $13B remaining on prior authorization and Board approved new $20B program (total repurchase capacity approx. $33B).
Acquisitions and Strategic Client Wins
Pismo expansion into 15 new countries since acquisition; Wells Fargo agreement to migrate to Pismo core ledger; acquisitions of Prisma and Newpay to accelerate issuer/real-time/payments capabilities (acquisitions add ~1 point to revenue growth).
Raised Full-Year Guidance
Management increased full-year adjusted net revenue and EPS guidance: net revenue growth revised to low double-digit to low teens (constant dollars, adjusted) and adjusted EPS growth now expected in the low teens.
V Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
V Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 28, 2026 | $308.66 | $334.17 | +8.26% |
Jan 29, 2026 | $330.43 | $320.50 | -3.00% |
Oct 28, 2025 | $344.79 | $339.20 | -1.62% |
Jul 29, 2025 | $348.54 | $348.16 | -0.11% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Visa Inc. (V) report earnings?
Visa Inc. (V) is schdueled to report earning on Jul 28, 2026, After Close (Confirmed).
What is Visa Inc. (V) earnings time?
Visa Inc. (V) earnings time is at Jul 28, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is V EPS forecast?
V EPS forecast for the fiscal quarter 2026 (Q3) is 3.23.
