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United Overseas Bank (UOVEY)
OTHER OTC:UOVEY
US Market

United Overseas Bank (UOVEY) Ratios

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United Overseas Bank Ratios

UOVEY's free cash flow for Q4 2024 was S$0.00. For the 2024 fiscal year, UOVEY's free cash flow was decreased by S$ and operating cash flow was S$0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
76.54 0.00 76.54 227.03 0.59
Quick Ratio
196.04 0.00 196.04 576.44 0.77
Cash Ratio
67.07 0.00 67.07 218.39 0.36
Solvency Ratio
0.01 0.01 0.01 0.01 <0.01
Operating Cash Flow Ratio
8.61 0.00 8.61 -8.78 0.03
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
S$ -370.87BS$ -389.61BS$ -370.87BS$ -343.81BS$ -275.20B
Leverage Ratios
Debt-to-Assets Ratio
0.08 0.07 0.08 0.08 0.11
Debt-to-Equity Ratio
0.96 0.80 0.96 0.83 1.25
Debt-to-Capital Ratio
0.49 0.45 0.49 0.45 0.56
Long-Term Debt-to-Capital Ratio
0.35 0.00 0.35 0.29 0.31
Financial Leverage Ratio
11.63 11.33 11.63 10.77 11.21
Debt Service Coverage Ratio
-0.27 -0.09 -0.27 -0.47 -151.50
Interest Coverage Ratio
2.28 0.72 2.28 2.71 823.00
Debt to Market Cap
0.46 0.00 0.46 0.38 0.47
Interest Debt Per Share
27.57 29.00 27.57 22.11 28.84
Net Debt to EBITDA
0.00 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
100.00%107.06%100.00%100.00%100.00%
EBIT Margin
-826.15%-4.77%-826.15%-4.99%-3.47%
EBITDA Margin
0.00%0.00%0.00%0.00%0.00%
Operating Profit Margin
15836.92%69.90%15836.92%50.31%25.18%
Pretax Profit Margin
8900.00%52.75%8900.00%50.43%27.05%
Net Profit Margin
7035.38%43.89%7035.38%41.62%22.30%
Continuous Operations Profit Margin
7050.77%44.00%7050.77%41.75%22.41%
Net Income Per EBT
79.05%83.21%79.05%82.54%82.44%
EBT Per EBIT
56.20%75.46%56.20%100.24%107.41%
Return on Assets (ROA)
0.91%1.09%0.91%0.89%0.68%
Return on Equity (ROE)
10.55%12.35%10.55%9.56%7.57%
Return on Capital Employed (ROCE)
2.05%1.74%2.05%1.07%1.41%
Return on Invested Capital (ROIC)
4.44%1.14%4.44%2.84%1.17%
Return on Tangible Assets
0.92%1.10%0.92%0.90%0.69%
Earnings Yield
8.90%11.76%8.90%9.01%7.73%
Efficiency Ratios
Receivables Turnover
0.01 0.00 0.01 3.54 0.00
Payables Turnover
0.00 -0.44 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.02 3.44 0.02 3.08 4.42
Asset Turnover
<0.01 0.02 <0.01 0.02 0.03
Working Capital Turnover Ratio
<0.01 0.15 <0.01 -2.44 -0.12
Cash Conversion Cycle
27.84K 826.22 27.84K 103.05 0.00
Days of Sales Outstanding
27.84K 0.00 27.84K 103.05 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -826.22 0.00 0.00 0.00
Operating Cycle
27.84K 0.00 27.84K 103.05 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
6.04 6.28 6.04 -1.68 3.59
Free Cash Flow Per Share
5.62 5.77 5.62 -2.01 3.26
CapEx Per Share
0.42 0.51 0.42 0.33 0.34
Free Cash Flow to Operating Cash Flow
0.93 0.92 0.93 1.20 0.91
Dividend Paid and CapEx Coverage Ratio
3.72 2.93 3.72 -1.30 2.50
Capital Expenditure Coverage Ratio
14.35 12.35 14.35 -5.11 10.66
Operating Cash Flow Coverage Ratio
0.24 0.29 0.24 -0.08 0.12
Operating Cash Flow to Sales Ratio
155.45 0.83 155.45 -0.29 0.46
Free Cash Flow Yield
9.14%10.19%9.14%-3.71%7.21%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.24 8.50 11.24 11.10 12.93
Price-to-Sales (P/S) Ratio
790.93 3.73 790.93 4.62 2.88
Price-to-Book (P/B) Ratio
1.19 1.05 1.19 1.06 0.98
Price-to-Free Cash Flow (P/FCF) Ratio
5.47 4.91 5.47 -13.46 6.93
Price-to-Operating Cash Flow Ratio
5.09 4.51 5.09 -16.10 6.28
Price-to-Earnings Growth (PEG) Ratio
0.90 0.36 0.90 0.27 -0.38
Price-to-Fair Value
1.19 1.05 1.19 1.06 0.98
Enterprise Value Multiple
0.00 0.00 0.00 0.00 0.00
Enterprise Value
65.78B 53.45B 65.78B 55.76B 51.90B
EV to EBITDA
0.00 0.00 0.00 0.00 0.00
EV to Sales
1.01K 4.11 1.01K 5.70 3.97
EV to Free Cash Flow
7.00 5.40 7.00 -16.60 9.55
EV to Operating Cash Flow
6.51 4.96 6.51 -19.85 8.65
Tangible Book Value Per Share
23.12 24.19 23.12 20.65 18.25
Shareholders’ Equity Per Share
25.91 26.95 25.91 25.46 23.07
Tax and Other Ratios
Effective Tax Rate
0.21 0.17 0.21 0.17 0.17
Revenue Per Share
0.04 7.59 0.04 5.85 7.83
Net Income Per Share
2.73 3.33 2.73 2.43 1.75
Tax Burden
0.79 0.83 0.79 0.83 0.82
Interest Burden
-10.77 -11.05 -10.77 -10.10 -7.79
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.04
Stock-Based Compensation to Revenue
0.94 <0.01 0.94 <0.01 <0.01
Income Quality
2.20 1.88 2.20 -0.69 2.12
Currency in SGD
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