tiprankstipranks
United Overseas Bank (UOVEY)
OTHER OTC:UOVEY
US Market
UOVEY
United Overseas Bank
RESEARCH TOOLSreports

United Overseas Bank (UOVEY) Ratios

32 Followers

United Overseas Bank Ratios

UOVEY's free cash flow for Q4 2025 was S$0.46. For the 2025 fiscal year, UOVEY's free cash flow was decreased by S$ and operating cash flow was S$0.17. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.16 0.16 0.00 0.40 71.30
Quick Ratio
 0.16 0.16 0.00 0.40 71.30
Cash Ratio
 0.15 0.15 0.00 0.40 67.07
Solvency Ratio
 0.01 0.01 0.01 0.01 0.01
Operating Cash Flow Ratio
 >-0.01 0.01 0.00 -0.07 8.61
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
S$ -446.32BS$ -446.32BS$ -411.70BS$ -389.61BS$ -377.02B
Leverage Ratios
Debt-to-Assets Ratio
 0.08 0.08 0.05 0.04 0.08
Debt-to-Equity Ratio
 0.88 0.88 0.50 0.51 0.96
Debt-to-Capital Ratio
 0.47 0.47 0.33 0.34 0.49
Long-Term Debt-to-Capital Ratio
 0.47 0.47 0.33 0.34 0.35
Financial Leverage Ratio
 11.16 11.16 10.81 11.33 11.63
Debt Service Coverage Ratio
 1.01 0.48 -0.08 -0.09 1.13
Interest Coverage Ratio
 1.25 0.50 0.58 0.72 1.69
Debt to Market Cap
 0.73 0.76 0.40 0.48 0.46
Interest Debt Per Share
 59.24 66.17 45.41 42.04 55.14
Net Debt to EBITDA
 -3.71 -3.76 0.00 0.00 -5.86
Profitability Margins
Gross Profit Margin
64.22%48.81%100.00%100.00%100.00%
EBIT Margin
29.37%21.67%-4.73%-4.77%52.73%
EBITDA Margin
33.27%24.54%0.00%0.00%57.62%
Operating Profit Margin
35.09%21.67%55.63%69.90%69.74%
Pretax Profit Margin
29.47%21.67%50.07%52.75%52.73%
Net Profit Margin
24.39%17.94%42.32%43.89%41.68%
Continuous Operations Profit Margin
24.46%17.99%42.42%44.00%41.77%
Net Income Per EBT
82.78%82.76%84.53%83.21%79.05%
EBT Per EBIT
83.98%100.00%90.01%75.46%75.60%
Return on Assets (ROA)
0.82%0.81%1.12%1.09%0.91%
Return on Equity (ROE)
9.22%8.99%12.15%12.35%10.55%
Return on Capital Employed (ROCE)
5.77%4.77%1.48%2.99%1.52%
Return on Invested Capital (ROIC)
4.79%3.96%1.25%1.70%3.41%
Return on Tangible Assets
0.83%0.81%1.13%1.10%0.92%
Earnings Yield
14.72%7.76%9.78%11.76%8.90%
Efficiency Ratios
Receivables Turnover
 0.00 0.00 3.22 2.53 2.21
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 4.01 5.36 3.43 3.44 3.18
Asset Turnover
 0.03 0.04 0.03 0.02 0.02
Working Capital Turnover Ratio
 -0.05 -0.17 -0.52 -0.53 0.14
Cash Conversion Cycle
 0.00 0.00 113.46 144.00 164.94
Days of Sales Outstanding
 0.00 0.00 113.46 144.00 164.94
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 0.00 0.00 113.46 144.00 164.94
Cash Flow Ratios
Operating Cash Flow Per Share
 -1.93 6.57 -17.49 -18.88 12.07
Free Cash Flow Per Share
 -3.43 5.09 -18.51 -19.90 11.23
CapEx Per Share
 1.50 1.48 1.02 1.02 0.84
Free Cash Flow to Operating Cash Flow
 1.77 0.78 1.06 1.05 0.93
Dividend Paid and CapEx Coverage Ratio
 -0.32 1.12 -3.95 -4.41 3.72
Capital Expenditure Coverage Ratio
 -1.29 4.45 -17.13 -18.57 14.35
Operating Cash Flow Coverage Ratio
 -0.04 0.12 -0.59 -0.69 0.24
Operating Cash Flow to Sales Ratio
 -0.09 0.22 -1.04 -1.24 0.92
Free Cash Flow Yield
-4.72%7.27%-25.42%-35.14%18.28%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 6.79 12.89 10.23 8.50 11.24
Price-to-Sales (P/S) Ratio
 3.22 2.31 4.33 3.73 4.69
Price-to-Book (P/B) Ratio
 0.62 1.16 1.24 1.05 1.19
Price-to-Free Cash Flow (P/FCF) Ratio
 -21.17 13.75 -3.93 -2.85 5.47
Price-to-Operating Cash Flow Ratio
 -19.35 10.66 -4.16 -3.00 5.09
Price-to-Earnings Growth (PEG) Ratio
 0.66 -0.54 1.48 0.36 0.90
Price-to-Fair Value
 0.62 1.16 1.24 1.05 1.19
Enterprise Value Multiple
 5.95 5.66 0.00 0.00 2.27
Enterprise Value
 38.00B 35.66B 10.79B -15.41B 14.37B
EV to EBITDA
 5.95 5.66 0.00 0.00 2.27
EV to Sales
 1.98 1.39 0.76 -1.18 1.31
EV to Free Cash Flow
 -13.04 8.26 -0.69 0.90 1.53
EV to Operating Cash Flow
 -23.13 6.40 -0.73 0.95 1.42
Tangible Book Value Per Share
 54.72 54.87 52.98 48.38 46.25
Shareholders’ Equity Per Share
 60.26 60.42 58.58 53.91 51.81
Tax and Other Ratios
Effective Tax Rate
 0.17 0.17 0.15 0.17 0.21
Revenue Per Share
 22.57 30.28 16.82 15.17 13.11
Net Income Per Share
 5.51 5.43 7.12 6.66 5.46
Tax Burden
 0.83 0.83 0.85 0.83 0.79
Interest Burden
 1.00 1.00 -10.59 -11.05 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.20 0.15 0.00 0.00 0.00
Stock-Based Compensation to Revenue
 <0.01 0.00 <0.01 <0.01 <0.01
Income Quality
 -0.35 1.21 -2.45 -2.83 2.20
Currency in SGD