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Unum Group (UNM)
NYSE:UNM
Total Valuation
Unum Group has a market cap or net worth of $12.71B. The enterprise value is $17.01B.
Market Cap$12.71B
Enterprise Value$17.01B
Share Statistics
Unum Group has 167,331,270 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding167,331,270
Owned by Insiders1.25%
Owned by Institutions11.70%
Financial Efficiency
Unum Group’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 13.03%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)13.03%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee1.18M
Profits Per Employee164.23K
Employee Count10,833
Asset Turnover0.21
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Unum Group is 14.8. Unum Group’s PEG ratio is 0.17.
PE Ratio14.8
PS Ratio1.06
PB Ratio1.24
Price to Fair Value1.24
Price to FCF9.81
Price to Operating Cash Flow15.85
PEG Ratio0.17
Income Statement
In the last 12 months, Unum Group had revenue of 12.79B and earned 1.78B in profits. Earnings per share was 9.49.
Revenue12.79B
Gross Profit4.74B
Operating Income2.25B
Pretax Income2.25B
Net Income1.78B
EBITDA2.57B
Earnings Per Share (EPS)9.49
Cash Flow
In the last 12 months, operating cash flow was 815.60M and capital expenditures -126.50M, giving a free cash flow of 689.10M billion.
Operating Cash Flow815.60M
Free Cash Flow689.10M
Free Cash Flow per Share4.12
Dividends & Yields
Unum Group pays an annual dividend of $0.46, resulting in a dividend yield of 2.32%
Dividend Per Share$0.46
Dividend Yield2.32%
Payout Ratio42.77%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.64
52-Week Price Change1.78%
50-Day Moving Average76.25
200-Day Moving Average76.38
Relative Strength Index (RSI)49.06
Average Volume (3m)1.37M
Important Dates
Unum Group upcoming earnings date is Feb 3, 2026, After Close (Confirmed).
Last Earnings DateSep 30, 2025
Next Earnings DateFeb 3, 2026
Ex-Dividend DateOct 24, 2025
Financial Position
Unum Group as a current ratio of 2.79, with Debt / Equity ratio of 34.34%
Current Ratio2.79
Quick Ratio2.79
Debt to Market Cap0.27
Net Debt to EBITDA1.39
Interest Coverage Ratio12.64
Taxes
In the past 12 months, Unum Group has paid 472.20M in taxes.
Income Tax472.20M
Effective Tax Rate0.21
Enterprise Valuation
Unum Group EV to EBITDA ratio is 6.69, with an EV/FCF ratio of 12.39.
EV to Sales1.33
EV to EBITDA6.69
EV to Free Cash Flow12.39
EV to Operating Cash Flow11.36
Balance Sheet
Unum Group has $36.12B in cash and marketable securities with $3.75B in debt, giving a net cash position of $32.37B billion.
Cash & Marketable Securities$36.12B
Total Debt$3.75B
Net Cash$32.37B
Net Cash Per Share$193.47
Tangible Book Value Per Share$56.64
Margins
Gross margin is 74.23%, with operating margin of 19.73%, and net profit margin of 13.81%.
Gross Margin74.23%
Operating Margin19.73%
Pretax Margin17.47%
Net Profit Margin13.81%
EBITDA Margin19.93%
EBIT Margin19.03%
Analyst Forecast
The average price target for Unum Group is $92.11, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$92.11
Price Target Upside21.25% Upside
Analyst ConsensusModerate Buy
Analyst Count10
Revenue Growth Forecast1.80%
EPS Growth Forecast-44.44%