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U & I Financial Corp. (UNIF)
OTHER OTC:UNIF
US Market

U & I Financial (UNIF) Stock Statistics & Valuation Metrics

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Total Valuation

U & I Financial has a market cap or net worth of $19.69M. The enterprise value is $1.45M.
Market Cap$19.69M
Enterprise Value$1.45M

Share Statistics

U & I Financial has 5,221,566 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,221,566
Owned by Insiders
Owned by Institutions

Financial Efficiency

U & I Financial’s return on equity (ROE) is -1.04 and return on invested capital (ROIC) is -30.11%.
Return on Equity (ROE)-1.04
Return on Assets (ROA)-0.06
Return on Invested Capital (ROIC)-30.11%
Return on Capital Employed (ROCE)-0.30
Revenue Per Employee10.00T>
Profits Per Employee-10.00T>
Employee Count
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of U & I Financial is ―. U & I Financial’s PEG ratio is -0.00313.
PE Ratio
PS Ratio0.51
PB Ratio0.61
Price to Fair Value0.61
Price to FCF-9.92
Price to Operating Cash Flow0.00
PEG Ratio-0.00313

Income Statement

In the last 12 months, U & I Financial had revenue of 35.70M and earned -31.07M in profits. Earnings per share was -5.67.
Revenue35.70M
Gross Profit-11.47M
Operating Income-24.45M
Pretax Income-24.45M
Net Income-31.07M
EBITDA-23.88M
Earnings Per Share (EPS)-5.67

Cash Flow

In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00

Dividends & Yields

U & I Financial pays an annual dividend of $0.1, resulting in a dividend yield of ―
Dividend Per Share$0.1
Dividend Yield
Payout Ratio
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.19
52-Week Price Change-6.22%
50-Day Moving Average3.93
200-Day Moving Average3.63
Relative Strength Index (RSI)23.42
Average Volume (3m)420.00

Important Dates

U & I Financial upcoming earnings date is Apr 29, 2026, TBA (Confirmed).
Last Earnings DateJan 30, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date

Financial Position

U & I Financial as a current ratio of 0.25, with Debt / Equity ratio of 70.86%
Current Ratio0.25
Quick Ratio0.25
Debt to Market Cap2.76
Net Debt to EBITDA0.46
Interest Coverage Ratio-1.29

Taxes

In the past 12 months, U & I Financial has paid 6.62M in taxes.
Income Tax6.62M
Effective Tax Rate-0.27

Enterprise Valuation

U & I Financial EV to EBITDA ratio is -0.30, with an EV/FCF ratio of -3.94.
EV to Sales0.20
EV to EBITDA-0.30
EV to Free Cash Flow-3.94
EV to Operating Cash Flow-4.15

Balance Sheet

U & I Financial has $22.56M in cash and marketable securities with $29.00M in debt, giving a net cash position of -$6.44M billion.
Cash & Marketable Securities$22.56M
Total Debt$29.00M
Net Cash-$6.44M
Net Cash Per Share-$1.23
Tangible Book Value Per Share$5.47

Margins

Gross margin is 19.95%, with operating margin of -68.47%, and net profit margin of -87.01%.
Gross Margin19.95%
Operating Margin-68.47%
Pretax Margin-68.47%
Net Profit Margin-87.01%
EBITDA Margin-66.88%
EBIT Margin-68.47%

Analyst Forecast

The average price target for U & I Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast-27.02%
EPS Growth Forecast-1341.64%

Scores

Smart ScoreN/A
AI Score