Education
About Us
Working with TipRanks
Follow Us
United Bankshares (UBSI)
NASDAQ:UBSI
Total Valuation
United Bankshares has a market cap or net worth of $4.67B. The enterprise value is $5.66B.
Market Cap$4.67B
Enterprise Value$5.66B
Share Statistics
United Bankshares has 143.47M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding143.47M
Owned by Insiders2.08%
Owned by Instutions0.22%
Financial Efficiency
United Bankshares’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is -15.68%.
Return on Equity (ROE)7.47%
Return on Assets (ROA)1.24%
Return on Invested Capital (ROIC)-15.68%
Return on Capital Employed (ROCE)-3.56%
Revenue Per Employee$563,410.889
Profits Per Employee$146,101.058
Employee Count2,553
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Bankshares is 13.61. United Bankshares’s PEG ratio is 9.25.
PE Ratio13.61
PS Ratio3.38
PB Ratio1.02
Price to Fair Value1.02
Price to FCF23.43
Price to Operating Cash Flow23.43
PEG Ratio9.25
Income Statement
In the last 12 months, United Bankshares had revenue of $1.44B and earned $373.00M in profits. Earnings per share was $2.75.
Revenue$1.44B
Gross Profit$1.44B
Operating Income-$176.28M
Pretax Income$464.58M
Net Income$373.00M
EBITDA0.00
Earnings Per Share (EPS)2.75
Cash Flow
In the last 12 months, operating cash flow was $445.45M and capital expenditures -$2.80M, giving a free cash flow of $442.66M billion.
Operating Cash Flow$445.45M
Free Cash Flow$442.66M
Free Cash Flow per Share$3.09
Dividends & Yields
United Bankshares pays an annual dividend of $0.37, resulting in a dividend yield of 4.54%
Dividend Per Share$0.37
Dividend Yield4.54%
Payout Ratio54.01%
Free Cash Flow Yield4.27%
Earnings Yield7.35%
Stock Price Statistics
Beta0.98
52-Week Price Change7.08%
50-Day Moving Average34.94
200-Day Moving Average36.58
Relative Strength Index (RSI)48.73
Average Volume (3m)965.46K
Important Dates
United Bankshares upcoming earnings date is Apr 23, 2025, Before Open.
Last Earnings DateJan 24, 2025
Next Earnings DateApr 23, 2025
Ex-Dividend DateMar 14, 2025
Financial Position
United Bankshares as a current ratio of 38.06, with Debt / Equity ratio of 0.02
Current Ratio38.06
Quick Ratio38.06
Debt to Market Cap0.02
Net Debt to EBITDA0.00
Interest Coverage Ratio-1.80
Taxes
In the past 12 months, United Bankshares has paid $91.58M in taxes.
Income Tax$91.58M
Effective Tax Rate19.71%
Enterprise Valuation
United Bankshares EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 22.72.
EV to Sales3.28
EV to EBITDA0.00
EV to Free Cash Flow22.72
EV to Operating Cash Flow22.72
Balance Sheet
United Bankshares has $2.55B in cash and marketable securities with $627.19M in debt, giving a net cash position of -$1.93B billion.
Cash & Marketable Securities$2.55B
Total Debt$627.19M
Net Cash-$1.93B
Net Cash Per Share-$13.42
Tangible Book Value Per Share$22.97
Margins
Gross margin is 100.00%, with operating margin of -70.97%, and net profit margin of 24.83%.
Gross Margin100.00%
Operating Margin-70.97%
Pretax Margin30.93%
Net Profit Margin24.83%
EBITDA Margin0.00%
EBIT Margin-0.69%
Analyst Forecast
The average price target for United Bankshares is $41.75, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$41.75
Price Target Upside24.85%
Analyst ConsensusHold
Analyst Count3
Revenue Growth Forecast6.80%
EPS Growth Forecast1.48%