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United Bankshares (UBSI)
NASDAQ:UBSI
Total Valuation
United Bankshares has a market cap or net worth of $5.41B. The enterprise value is $5.36B.
Market Cap$5.41B
Enterprise Value$5.36B
Share Statistics
United Bankshares has 142,059,590 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding142,059,590
Owned by Insiders2.10%
Owned by Institutions11.26%
Financial Efficiency
United Bankshares’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 6.71%.
Return on Equity (ROE)0.07
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.71%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee403.31K
Profits Per Employee146.10K
Employee Count2,553
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Bankshares is 13.59. United Bankshares’s PEG ratio is 3.71.
PE Ratio13.59
PS Ratio0.00
PB Ratio1.17
Price to Fair Value1.01
Price to FCF28.75
Price to Operating Cash Flow26.59
PEG Ratio3.71
Income Statement
In the last 12 months, United Bankshares had revenue of 1.03B and earned 373.00M in profits. Earnings per share was 2.76.
Revenue1.03B
Gross Profit1.03B
Operating Income448.88M
Pretax Income464.58M
Net Income373.00M
EBITDA0.00
Earnings Per Share (EPS)2.76
Cash Flow
In the last 12 months, operating cash flow was 445.45M and capital expenditures -2.80M, giving a free cash flow of 442.66M billion.
Operating Cash Flow445.45M
Free Cash Flow442.66M
Free Cash Flow per Share3.12
Dividends & Yields
United Bankshares pays an annual dividend of $0.37, resulting in a dividend yield of 3.89%
Dividend Per Share$0.37
Dividend Yield3.89%
Payout Ratio55.02%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.90
52-Week Price Change26.72%
50-Day Moving Average35.62
200-Day Moving Average36.37
Relative Strength Index (RSI)66.87
Average Volume (3m)764.43K
Important Dates
United Bankshares upcoming earnings date is Jul 24, 2025, Before Open (Confirmed).
Last Earnings DateApr 24, 2025
Next Earnings DateJul 24, 2025
Ex-Dividend DateJun 13, 2025
Financial Position
United Bankshares as a current ratio of 38.06, with Debt / Equity ratio of 67.60%
Current Ratio38.06
Quick Ratio38.06
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio0.76
Taxes
In the past 12 months, United Bankshares has paid 91.58M in taxes.
Income Tax91.58M
Effective Tax Rate0.20
Enterprise Valuation
United Bankshares EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 7.85.
EV to Sales3.31
EV to EBITDA0.00
EV to Free Cash Flow7.85
EV to Operating Cash Flow7.64
Balance Sheet
United Bankshares has $2.55B in cash and marketable securities with $627.19M in debt, giving a net cash position of -$1.93B billion.
Cash & Marketable Securities$2.55B
Total Debt$627.19M
Net Cash-$1.93B
Net Cash Per Share-$13.55
Tangible Book Value Per Share$23.00
Margins
Gross margin is 100.00%, with operating margin of 43.59%, and net profit margin of 36.23%.
Gross Margin100.00%
Operating Margin43.59%
Pretax Margin45.12%
Net Profit Margin36.23%
EBITDA Margin0.00%
EBIT Margin-1.01%
Analyst Forecast
The average price target for United Bankshares is $40.67, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$40.67
Price Target Upside5.88% Upside
Analyst ConsensusHold
Analyst Count4
Revenue Growth Forecast6.59%
EPS Growth Forecast2.88%