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United Bankshares (UBSI)
:UBSI
Total Valuation
United Bankshares has a market cap or net worth of $5.20B. The enterprise value is $3.04B.
Market Cap$5.20B
Enterprise Value$3.04B
Share Statistics
United Bankshares has 142,059,590 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding142,059,590
Owned by Insiders2.10%
Owned by Institutions0.24%
Financial Efficiency
United Bankshares’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 6.15%.
Return on Equity (ROE)0.07
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.15%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee634.82K
Profits Per Employee146.10K
Employee Count2,553
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
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PE Ratio12.9
PS Ratio0.00
PB Ratio0.99
Price to Fair Value1.01
Price to FCF12.18
Price to Operating Cash Flow11.89
PEG Ratio-7.78
Income Statement
In the last 12 months, United Bankshares had revenue of 1.62B and earned 373.00M in profits. Earnings per share was 2.76.
Revenue1.62B
Gross Profit1.00B
Operating Income464.58M
Pretax Income464.58M
Net Income373.00M
EBITDA474.98M
Earnings Per Share (EPS)2.76
Cash Flow
In the last 12 months, operating cash flow was 172.98M and capital expenditures -6.52M, giving a free cash flow of 166.46M billion.
Operating Cash Flow172.98M
Free Cash Flow166.46M
Free Cash Flow per Share1.17
Dividends & Yields
United Bankshares pays an annual dividend of $1.48, resulting in a dividend yield of 4.09%
Dividend Per Share$1.48
Dividend Yield4.09%
Payout Ratio52.30%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.89
52-Week Price Change-4.13%
50-Day Moving Average36.49
200-Day Moving Average36.50
Relative Strength Index (RSI)43.61
Average Volume (3m)947.08K
Important Dates
United Bankshares upcoming earnings date is Oct 23, 2025, Before Open (Confirmed).
Last Earnings DateJul 24, 2025
Next Earnings DateOct 23, 2025
Ex-Dividend DateJun 13, 2025
Financial Position
United Bankshares as a current ratio of 0.11, with Debt / Equity ratio of 15.49%
Current Ratio0.11
Quick Ratio0.11
Debt to Market Cap0.14
Net Debt to EBITDA-3.13
Interest Coverage Ratio0.79
Taxes
In the past 12 months, United Bankshares has paid 91.58M in taxes.
Income Tax91.58M
Effective Tax Rate0.20
Enterprise Valuation
United Bankshares EV to EBITDA ratio is 7.54, with an EV/FCF ratio of 8.26.
EV to Sales2.21
EV to EBITDA7.54
EV to Free Cash Flow8.26
EV to Operating Cash Flow8.04
Balance Sheet
United Bankshares has $2.86B in cash and marketable securities with $818.56M in debt, giving a net cash position of -$2.05B billion.
Cash & Marketable Securities$2.86B
Total Debt$818.56M
Net Cash-$2.05B
Net Cash Per Share-$14.40
Tangible Book Value Per Share$23.00
Margins
Gross margin is 61.51%, with operating margin of 28.67%, and net profit margin of 23.01%.
Gross Margin61.51%
Operating Margin28.67%
Pretax Margin28.67%
Net Profit Margin23.01%
EBITDA Margin29.31%
EBIT Margin28.67%
Analyst Forecast
The average price target for United Bankshares is $40.67, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$40.67
Price Target Upside12.35% Upside
Analyst ConsensusHold
Analyst Count4
Revenue Growth Forecast8.07%
EPS Growth Forecast6.94%