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United Bankshares (UBSI)
NASDAQ:UBSI
Total Valuation
United Bankshares has a market cap or net worth of $5.46B. The enterprise value is $3.84B.
Market Cap$5.46B
Enterprise Value$3.84B
Share Statistics
United Bankshares has 139,419,480 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding139,419,480
Owned by Insiders2.24%
Owned by Institutions10.26%
Financial Efficiency
United Bankshares’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 6.00%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.00%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee713.12K
Profits Per Employee181.98K
Employee Count2,553
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Bankshares is 11.6. United Bankshares’s PEG ratio is 0.62.
PE Ratio11.6
PS Ratio2.96
PB Ratio0.98
Price to Fair Value0.98
Price to FCF11.21
Price to Operating Cash Flow11.03
PEG Ratio0.62
Income Statement
In the last 12 months, United Bankshares had revenue of 1.82B and earned 464.60M in profits. Earnings per share was 3.28.
Revenue1.82B
Gross Profit1.19B
Operating Income590.18M
Pretax Income583.40M
Net Income464.60M
EBITDA590.18M
Earnings Per Share (EPS)3.28
Cash Flow
In the last 12 months, operating cash flow was 498.91M and capital expenditures -11.96M, giving a free cash flow of 486.95M billion.
Operating Cash Flow498.91M
Free Cash Flow486.95M
Free Cash Flow per Share3.49
Dividends & Yields
United Bankshares pays an annual dividend of $0.38, resulting in a dividend yield of 3.77%
Dividend Per Share$0.38
Dividend Yield3.77%
Payout Ratio48.85%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.76
52-Week Price Change16.91%
50-Day Moving Average41.44
200-Day Moving Average37.49
Relative Strength Index (RSI)33.73
Average Volume (3m)846.05K
Important Dates
United Bankshares upcoming earnings date is Apr 23, 2026, Before Open (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date―
Financial Position
United Bankshares as a current ratio of 28.21, with Debt / Equity ratio of 16.76%
Current Ratio28.21
Quick Ratio28.21
Debt to Market Cap0.15
Net Debt to EBITDA-2.75
Interest Coverage Ratio1.01
Taxes
In the past 12 months, United Bankshares has paid 118.80M in taxes.
Income Tax118.80M
Effective Tax Rate0.20
Enterprise Valuation
United Bankshares EV to EBITDA ratio is 6.39, with an EV/FCF ratio of 7.84.
EV to Sales2.07
EV to EBITDA6.39
EV to Free Cash Flow7.84
EV to Operating Cash Flow7.56
Balance Sheet
United Bankshares has $5.60B in cash and marketable securities with $921.17M in debt, giving a net cash position of $4.68B billion.
Cash & Marketable Securities$5.60B
Total Debt$921.17M
Net Cash$4.68B
Net Cash Per Share$33.57
Tangible Book Value Per Share$24.52
Margins
Gross margin is 65.35%, with operating margin of 32.42%, and net profit margin of 25.52%.
Gross Margin65.35%
Operating Margin32.42%
Pretax Margin32.04%
Net Profit Margin25.52%
EBITDA Margin32.42%
EBIT Margin32.42%
Analyst Forecast
The average price target for United Bankshares is $44.67, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$44.67
Price Target Upside14.01% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast8.83%
EPS Growth Forecast15.49%