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Two Harbors (TWO)
NYSE:TWO
TWO Stock Chart & Stats
$9.93
-$0.14(-1.22%)
At close: 4:00 PM EST
$9.93
-$0.14(-1.22%)
Day’s Range― - ―
52-Week Range$9.30 - $14.28
Previous CloseN/A
Volume290.06K
Average Volume (3M)1.28M
Market Cap
$1.03B
Enterprise Value$9.17B
Total Cash (Recent Filing)$7.12B
Total Debt (Recent Filing)$8.43B
Price to Earnings (P/E)―
Beta0.72
Next Earnings
Feb 11, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend Yield16.41%
Share Statistics
EPS (TTM)0.36
Shares Outstanding104,155,815
10 Day Avg. Volume1,255,535
30 Day Avg. Volume1,280,538
Financial Highlights & Ratios
PEG Ratio-0.02
Price to Book (P/B)0.56
Price to Sales (P/S)2.35
P/FCF Ratio13.79
Enterprise Value/Market Cap8.87
Enterprise Value/Revenue16.68
Enterprise Value/Gross Profit32.61
Enterprise Value/Ebitda-955.84
Forecast
1Y Price Target
$10.90Price Target Upside9.77% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)1.33
Revenue Forecast (FY)-$101.25M
Bulls Say, Bears Say
Bulls Say
Cost Savings And Fee IncomeSince acquiring RoundPoint, TWO has achieved substantial cost savings by servicing its own portfolio and generating fee income by subservicing for others.
Dividend SustainabilityThe dividend, which currently yields 13.8% annualized, is viewed as sustainable.
Positioning And ReinvestmentTWO is regarded as well-positioned with a high-yielding and sustainable dividend, wide RMBS spreads for reinvestment, and low prepayment speeds benefiting MSR performance.
Bears Say
Book Value ImpactAfter adjusting for the settlement payment, TWO estimates a decrease in book value per share to $11.06.
Dividend CutThe company announced a cut in its quarterly dividend due to less equity supporting fewer earning assets.
Litigation Settlement CostTWO announced a settlement agreement that resolves all claims in its litigation with Pine River, requiring a one-time cash payment of $375M.
Two Harbors News
TWO FAQ
What was Two Harbors’s price range in the past 12 months?
Two Harbors lowest stock price was $9.30 and its highest was $14.28 in the past 12 months.
What is Two Harbors’s market cap?
Two Harbors’s market cap is $1.03B.
When is Two Harbors’s upcoming earnings report date?
Two Harbors’s upcoming earnings report date is Feb 11, 2026 which is in 58 days.
How were Two Harbors’s earnings last quarter?
Two Harbors released its earnings results on Oct 27, 2025. The company reported $0.36 earnings per share for the quarter, missing the consensus estimate of $0.362 by -$0.002.
Is Two Harbors overvalued?
According to Wall Street analysts Two Harbors’s price is currently Undervalued.
Does Two Harbors pay dividends?
Two Harbors pays a Quarterly dividend of $0.34 which represents an annual dividend yield of 16.41%. See more information on Two Harbors dividends here
What is Two Harbors’s EPS estimate?
Two Harbors’s EPS estimate is 0.36.
How many shares outstanding does Two Harbors have?
Two Harbors has 104,155,815 shares outstanding.
What happened to Two Harbors’s price movement after its last earnings report?
Two Harbors reported an EPS of $0.36 in its last earnings report, missing expectations of $0.362. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Two Harbors?
Currently, no hedge funds are holding shares in TWO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Two Harbors Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$10.90 (9.77% Upside)
$10.90 (9.77% Upside)
Blogger Sentiment
Bullish
TWO Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 66.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Neutral
Last 7 Days ▲ 1.1%
Last 30 Days ▼ 1.4%
Last 30 Days ▼ 1.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-3.44%
12-Months-Change
Fundamentals
Return on Equity
-9.69%
Trailing 12-Months
Asset Growth
-15.68%
Trailing 12-Months
Company Description
Two Harbors
Two Harbors Investment Corp. operates as a real estate investment trust (REIT) that focuses on investing in, financing, and managing residential mortgage-backed securities (RMBS), non-agency securities, mortgage servicing rights, and other financial assets in the United States. Its target assets include agency RMBS collateralized by fixed rate mortgage loans, adjustable rate mortgage loans, and hybrid adjustable-rate mortgage (ARMs); and other assets, such as financial and mortgage-related assets, including non-agency securities and non-hedging transactions. The company qualifies as a REIT for federal income tax purposes. As a REIT, the company must distribute at least 90% of annual taxable income to its stockholders. Two Harbors Investment Corp. was incorporated in 2009 and is headquartered in Minnetonka, Minnesota.
TWO Company Deck
TWO Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted significant achievements such as the settlement of litigation, growth in subservicing, and strong performance in originations. However, these were balanced by substantial financial impacts of the litigation settlement expense and comprehensive loss, leading to an increased expense ratio.View all TWO earnings summariesTWO Stock 12 Month Forecast
Average Price Target
$10.90
▲(9.77% Upside)
Technical Analysis
Chimera Investment
―
MFA Financial
―
PennyMac Mortgage
―
Orchid Island Capital
―
Franklin BSP Realty Trust
―
Ownership Overview
1.26% Insiders
20.51% Mutual Funds
4.40% Other Institutional Investors
44.92% Public Companies and Individual Investors