GoldMoney (XAU) AI Stock Analysis

• Market Cap: C$213.49M
• Dividend Yield: N/A
• Average Volume (3M): 13.22K
• Price to Earnings (P/E): 1.8
• Beta (1Y): 0.23
• Revenue Growth: 113.25%
• EPS Growth: N/A
• Country: CA
• Employees: 27
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 1.42
• Shares Outstanding: 12,426,462
• 10 Day Avg. Volume: 15,668
• 30 Day Avg. Volume: 13,218
• PEG Ratio: <0.01
• Price to Book (P/B): 0.85
• Price to Sales (P/S): 1.84
• P/FCF Ratio: 1.80
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 79 Outperform
• Price Target: C$22.00 ▲(119.12% Upside)
• Action: Reiterated Date: 03/06/26
• Date: Action: Reiterated 03/06/26

The score is driven by very attractive valuation (P/E ~1.83) and improved TTM financial performance (strong growth, healthy margins, solid ROE and FCF conversion). Offsetting these positives, technicals are stretched (RSI/Stoch elevated) and the fundamentals show historical volatility and higher leverage than earlier years, which adds risk if conditions reverse.

Positive Factors

Revenue growth

Sustained TTM revenue growth (+33.9%) indicates the company is scaling its core metal-buying and custody platform, expanding transactional volumes and customer adoption. Over 2-6 months, this higher base supports durability of revenue streams and better fixed-cost absorption.

Negative Factors

Historical profitability volatility

Reported history includes prior loss-making periods and swings in profitability, reducing confidence that the current profitable run-rate is durable. For investors, this cyclicality implies earnings can reverse materially if volumes or metal price dynamics change.

GoldMoney Business Overview & Revenue Model

Company Description

Goldmoney Inc. operates as a precious metal financial service and technology company worldwide. It is involved in the custody and storage of physical precious metals through Goldmoney.com online platform; and coin retailing and lending. The compan...

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Goldmoney Inc. operates as a precious metal financial service and technology company worldwide. It is involved in the custody and storage of physical precious metals through Goldmoney.com online platform; and coin retailing and lending. The compan...

How the Company Makes Money

GoldMoney generates revenue primarily through fees associated with its services. This includes transaction fees for buying and selling gold, storage fees for holding physical metals, and premium account services for enhanced features. The company ...

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GoldMoney generates revenue primarily through fees associated with its services. This includes transaction fees for buying and selling gold, storage fees for holding physical metals, and premium account services for enhanced features. The company ...

GoldMoney Financial Statement Overview

Breakdown	TTM	Mar 2024	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Income Statement
Total Revenue	169.98M	101.83M	84.84M	662.25M	458.87M	281.54M
Gross Profit	50.32M	31.89M	19.72M	27.24M	9.07M	6.26M
EBITDA	45.86M	20.88M	7.03M	13.80M	-8.02M	23.07M
Net Income	40.19M	14.57M	6.80M	11.65M	-9.71M	23.59M
Balance Sheet
Total Assets	383.77M	341.92M	176.05M	190.22M	190.22M	188.10M
Cash, Cash Equivalents and Short-Term Investments	104.95M	12.73M	43.27M	28.56M	28.56M	40.26M
Total Debt	93.03M	84.11M	0.00	1.55M	1.55M	1.15M
Total Liabilities	190.83M	178.94M	3.93M	9.72M	9.72M	6.26M
Stockholders Equity	192.94M	162.98M	172.54M	180.49M	180.49M	181.84M
Cash Flow
Free Cash Flow	43.68M	49.73M	20.98M	-7.23M	371.62K	2.52M
Operating Cash Flow	43.74M	49.74M	20.99M	-7.18M	411.80K	2.59M
Investing Cash Flow	-38.91M	-64.04M	1.93M	10.55M	-3.04M	11.96M
Financing Cash Flow	-5.23M	37.85M	-10.03M	-1.25M	-6.26M	-1.55M

GoldMoney Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 10.04
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:XAU, the sentiment is Positive. The current price of 10.04 is below the 20-day moving average (MA) of 16.83, below the 50-day MA of 15.48, and below the 200-day MA of 11.46, indicating a bullish trend. The MACD of 0.16 indicates Positive momentum. The RSI at 58.17 is Neutral, neither overbought nor oversold. The STOCH value of 46.88 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:XAU.

GoldMoney Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
XAU	79 Outperform	C$213.49M	1.83	22.78%	―	113.25%	―
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
BIGG	52 Neutral	C$21.00M	7.22	-63.28%	―	36.80%	9.34%
DEFI	51 Neutral	C$86.46M	5.80	-136.30%	―	972.76%	-192.94%
BITF	46 Neutral	―	-6.28	-45.55%	―	51.69%	28.00%
DMGI	44 Neutral	C$49.53M	-5.39	-8.68%	―	39.64%	-70.96%

GoldMoney Corporate Events