Timbercreek Financial (TF) Earnings Dates, Call Summary & Reports

Q: When does Timbercreek Fin Corp (TSE:TF) report earnings?

Timbercreek Fin Corp (TSE:TF) is schdueled to report earning on May 11, 2026, TBA (Confirmed).

Q: What is Timbercreek Fin Corp (TSE:TF) earnings time?

Timbercreek Fin Corp (TSE:TF) earnings time is at May 11, 2026, TBA (Confirmed).

Q: Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

Q: What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

Q: What is TSE:TF EPS forecast?

TSE:TF EPS forecast for the fiscal quarter 2026 (Q1) is 0.17.

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Earnings Data

Report Date

May 11, 2026

TBA (Confirmed)

Period Ending

2026 (Q1)

Consensus EPS Forecast

0.17

Last Year’s EPS

0.18

Same Quarter Last Year

Analyst Consensus

Hold

Based on 2 Analysts Ratings

Earnings Call Summary

Q4 2025

Earnings Call Date:Feb 25, 2026|

% Change Since:

Earnings Call Sentiment|Positive

The call conveyed constructive momentum: strong Q4 originations, healthy portfolio growth (18% QoQ), stable net investment income ($25.7M) and resilient distributable income supporting the dividend. Management emphasized an improving CRE market, a robust pipeline, and active work to resolve legacy stage loans with $6.5M of Stage 3 resolutions and ongoing progress on zoning/milestones. However, near-term headwinds remain material: $8.3M of ECLs, a $4.5M fair value loss, a $2.1M disposition loss, and a reported Q4 net loss of $1.1M tied to legacy asset valuations, plus concentrated regional exposure and notable Stage 2/3 watchlist items (e.g., a ~$158M Vancouver parcel). Overall, the positives around originations, DI stability and the constructive outlook on redeploying capital modestly outweigh the legacy-asset-driven impairments and risks, but those legacy issues remain important to monitor through 2026.

Company Guidance

Management guided that Q4 momentum should carry into 2026, pointing to strong origination activity (net advances of nearly $334M in 23 new investments, gross originations of $425M in Q4) that drove portfolio growth of 18% over Q3 to a $1.24B mortgage portfolio (up $185M QoQ and ~ $150M YoY) and supported Q4 net investment income of $25.7M and distributable income of $15M ($0.18/share) with a ~95% payout ratio; they expect continued portfolio growth as the pipeline remains healthy, to substantially reduce stage loan balances to traditional levels by year‑end 2026 (having resolved $6.5M of Stage 3 loans in Dec‑2025), redeploy that capital into accretive loans to drive DI, and capture incremental credit spreads as rates fall (portfolio WAC was 8.1% in Q4 vs 8.3% in Q3 and 8.9% LY, LTV 67.4%, 95% first mortgages, ~62% multi‑residential, 84% cash‑flowing, 89% floating with floors and ~97% at floor); they noted Q4 repayments of $135M (turnover 12%), recent ECLs of $8.3M and a Q4 net loss of $1.1M, and cited a constructive market backdrop (Canadian transaction volume ~ $47B last year, projected ~ $56B in 2026) that should support margin expansion (management expects only modest 10–30 bps compression in yield as loans roll, offset by observed 50–75 bps of credit‑spread expansion).

Strong Q4 Originations and Gross Activity

Closed Q4 with nearly $334M of new net mortgage investments (23 transactions) and $425M of gross originations, driving a turnover ratio of 12% and supporting a larger pipeline into 2026.

Portfolio Growth and Size

Portfolio balance of $1.24B at quarter-end, up $185M from Q3 (18% growth QoQ) and roughly $150M year-over-year, reflecting meaningful expansion of the lending book.

Stable Net Investment Income and Distributable Income

Q4 net investment income of $25.7M (consistent with Q3). Distributable income (DI) was $15.0M ($0.18/share), up from $14.1M ($0.17/share) in Q3, with a payout ratio of ~95% supporting the monthly dividend.

Portfolio Quality and Structure

84% of investments are cash-flowing assets, ~62% of the portfolio is multi-residential, 95% are first mortgages, and weighted average LTV at 67.4% (slightly below Q3), indicating conservative underwriting and collateral mix.

Interest-Rate Dynamics and Margin Opportunity

Weighted average interest rate was 8.1% in Q4 (down from 8.3% in Q3 and 8.9% a year ago), while 89% of the portfolio is floating-rate (97% of floored loans currently at floors). Management is capturing incremental spreads as policy rates fall and funding costs decline.

Progress on Problem Assets and Capital Redeployment

Resolved $6.5M of Stage 3 loans in Dec 2025 and reported progress on zoning/milestones for remaining stage files. Management expects to reduce stage loan balances to traditional levels through 2026 and redeploy capital into accretive loans.

Favorable Market Backdrop and Strong Pipeline

Management highlighted improving CRE transaction activity (C$47B transacted last year with a projection near C$56B in 2026) and a healthy new-business pipeline, supporting expectations for continued portfolio growth in 2026.

Timbercreek Financial (TSE:TF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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TSE:TF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
May 11, 2026	2026 (Q1)	0.17 / -	0.18	―	―	―
Feb 25, 2026	2025 (Q4)	0.17 / -0.01	0.03	-133.33% (-0.04)		―
Oct 29, 2025	2025 (Q3)	0.17 / 0.10	0.17	-41.18% (-0.07)	―	―
Jul 30, 2025	2025 (Q2)	0.17 / 0.15	0.19	-21.05% (-0.04)	―	―
May 05, 2025	2025 (Q1)	0.17 / 0.18	0.17	5.88% (<+0.01)	―	―
Feb 26, 2025	2024 (Q4)	0.16 / 0.03	0.18	-83.33% (-0.15)	―	―
Oct 30, 2024	2024 (Q3)	0.17 / 0.17	0.2	-15.00% (-0.03)	―	―
Jul 31, 2024	2024 (Q2)	0.19 / 0.19	0.2	-5.00% (-0.01)	―	―
May 06, 2024	2024 (Q1)	0.19 / 0.17	0.21	-19.05% (-0.04)	―	―
Feb 26, 2024	2023 (Q4)	0.18 / 0.18	0.17	5.88% (<+0.01)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TSE:TF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Feb 25, 2026	C$7.20	C$6.65	-7.57%
Oct 29, 2025	C$6.83	C$6.51	-4.63%
Jul 30, 2025	C$7.24	C$7.30	+0.87%
May 05, 2025	C$6.35	C$6.48	+2.03%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Timbercreek Fin Corp (TSE:TF) report earnings?

Timbercreek Fin Corp (TSE:TF) is schdueled to report earning on May 11, 2026, TBA (Confirmed).

What is Timbercreek Fin Corp (TSE:TF) earnings time?

Timbercreek Fin Corp (TSE:TF) earnings time is at May 11, 2026, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TSE:TF EPS forecast?

TSE:TF EPS forecast for the fiscal quarter 2026 (Q1) is 0.17.