The earnings call presented a mix of positive developments, such as portfolio growth and improved credit facility terms, alongside challenges like tariff-related uncertainties and a decrease in net investment income. While the highlights show strong performance and strategic advancements, the lowlights highlight financial and macroeconomic pressures.

Company Guidance -

Q3 2025

During Timbercreek Financial's second-quarter earnings call, the company reported key financial metrics and future guidance. Net investment income stood at $25.2 million, with distributable income at $0.18 per share, aligning with historical quarterly ranges. The resolution of approximately $83 million in Stage 2 and Stage 3 loans was highlighted as a significant achievement. The renewal of their credit facility is nearing completion, promising a substantial upsize and improved margin terms. The company maintained a strong focus on multifamily residential real estate, positioning itself to deliver stable income and protect investor capital. The dividend yield was reported at roughly 9%, with a book value per share at $8.26, approximately 18% above the weighted average trading price in Q2. The portfolio's weighted average interest rate decreased to 8.6% in Q2, reflecting Bank of Canada rate cuts. Timbercreek plans to leverage its status as a CMHC-approved lender to drive bridge opportunities, despite ongoing macroeconomic uncertainties. The company anticipates growing its portfolio to approximately $1.3 billion by the end of 2025.

Portfolio Expansion and Growth

The portfolio expanded from Q1 levels with significant year-over-year growth, supporting net investment income of $25.2 million. The portfolio was 11% or $111 million higher than Q2 of last year.

Resolution of Stage 2 and 3 Loans

Resolved a material portion of Stage 2 and 3 loans, close to $83 million since the last earnings call, indicating progress in asset management.

Improved Credit Facility Terms

The renewal of the credit facility is nearly complete, featuring a substantial upsize and improved margin terms, supporting growth plans.

Stable Dividend Yield

Dividend currently yielding roughly 9%, more than 6% premium over short-term Canadian bond yields.

Timbercreek Financial (TSE:TF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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TSE:TF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 06, 2025	2025 (Q3)	0.17 / -	0.17	―	―	―
Jul 30, 2025	2025 (Q2)	0.17 / 0.15	0.19	-21.05% (-0.04)	―	―
May 05, 2025	2025 (Q1)	0.17 / 0.18	0.17	5.88% (<+0.01)	―	―
Feb 26, 2025	2024 (Q4)	0.16 / 0.03	0.18	-83.33% (-0.15)	―	―
Oct 30, 2024	2024 (Q3)	0.17 / 0.17	0.2	-15.00% (-0.03)	―	―
Jul 31, 2024	2024 (Q2)	0.19 / 0.19	0.2	-5.00% (-0.01)	―	―
May 06, 2024	2024 (Q1)	0.19 / 0.17	0.21	-19.05% (-0.04)	―	―
Feb 26, 2024	2023 (Q4)	0.18 / 0.18	0.17	5.88% (<+0.01)	―	―
Nov 01, 2023	2023 (Q3)	0.19 / 0.20	0.17	17.65% (+0.03)	―	―
Aug 02, 2023	2023 (Q2)	0.20 / 0.20	0.18	11.11% (+0.02)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TSE:TF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 30, 2025	C$7.66	C$7.73	+0.91%
May 05, 2025	C$6.72	C$6.86	+2.08%
Feb 26, 2025	C$6.46	C$6.56	+1.55%
Oct 30, 2024	C$7.62	C$7.05	-7.48%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Timbercreek Fin Corp (TSE:TF) report earnings?

Timbercreek Fin Corp (TSE:TF) is schdueled to report earning on Nov 06, 2025, TBA (Confirmed).

What is Timbercreek Fin Corp (TSE:TF) earnings time?

Timbercreek Fin Corp (TSE:TF) earnings time is at Nov 06, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TSE:TF EPS forecast?

TSE:TF EPS forecast for the fiscal quarter 2025 (Q3) is 0.17.

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