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Orion Digital
(NASDAQ:ORIO)
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Rating:48Neutral
Price Target:
C$1.00
â–¼(-32.89% Downside)
Action:Reiterated
Date:05/09/26
The score is held up primarily by improving fundamentals—strong margins and a meaningful turnaround to positive operating and free cash flow—despite continued net losses. It is weighed down by weak technicals (price below key moving averages, negative MACD, sub-50 RSI) and elevated financial risk from declining revenue and rising leverage, with limited valuation support due to negative earnings and no dividend data.
Positive Factors
High gross margin
Sustained ~71% gross margin indicates durable unit economics and pricing power in core software infrastructure offerings. High gross profit supports investment in R&D and sales while insulating operating margins from moderate revenue swings, aiding long-term margin sustainability.
Negative Factors
Declining revenue
Trailing revenue contraction weakens the foundation for durable profit expansion. Persistent top-line decline can erode operating leverage, reduce addressable market traction, and make recent margin and cash improvements harder to sustain absent renewed revenue growth.
Read all positive and negative factors
Positive Factors
Negative Factors
High gross margin
Sustained ~71% gross margin indicates durable unit economics and pricing power in core software infrastructure offerings. High gross profit supports investment in R&D and sales while insulating operating margins from moderate revenue swings, aiding long-term margin sustainability.
Read all positive factors
Orion Digital (ORIO) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$28.91M
Dividend YieldN/A
Average Volume (3M)22.29K
Price to Earnings (P/E)―
Beta (1Y)2.20
Revenue Growth-5.31%
EPS Growth87.39%
CountryCA
Employees178
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)-0.11
Shares Outstanding23,894,827
10 Day Avg. Volume21,071
30 Day Avg. Volume22,293
Financial Highlights & Ratios
PEG Ratio0.11
Price to Book (P/B)0.50
Price to Sales (P/S)0.53
P/FCF Ratio1.84
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.25
Revenue Forecast (FY)C$68.07M
Orion Digital Business Overview & Revenue Model
Company Description
Orion Digital Corp., a financial technology company based in Vancouver, Canada, delivers its services across Canada, Europe, and internationally. The firm's primary mission is to offer digital solutions that guide its members toward improved wealt...
Orion Digital Financial Statement Overview
Summary
Income Statement
44
Neutral
Balance Sheet
47
Neutral
Cash Flow
66
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 67.28M | 68.11M | 71.15M | 65.22M | 68.95M | 40.78M |
| Gross Profit | 47.98M | 49.74M | 56.62M | 41.47M | 46.24M | 46.04M |
| EBITDA | 12.92M | 8.59M | 7.13M | -2.20M | -22.51M | -4.46M |
| Net Income | -2.47M | -8.54M | -13.68M | -17.89M | -165.68M | -33.21M |
Balance Sheet | ||||||
| Total Assets | 166.59M | 173.63M | 189.65M | 207.76M | 221.49M | 393.87M |
| Cash, Cash Equivalents and Short-Term Investments | 23.74M | 17.70M | 34.62M | 16.13M | 29.27M | 69.21M |
| Total Debt | 83.78M | 84.62M | 85.62M | 88.90M | 87.73M | 88.72M |
| Total Liabilities | 99.85M | 101.31M | 108.43M | 114.04M | 110.61M | 124.09M |
| Stockholders Equity | 66.74M | 72.32M | 81.22M | 93.72M | 110.89M | 269.78M |
Cash Flow | ||||||
| Free Cash Flow | 11.84M | 19.47M | -1.35M | -12.59M | -34.95M | -37.61M |
| Operating Cash Flow | 12.52M | 19.52M | -1.27M | -9.17M | -27.01M | -29.64M |
| Investing Cash Flow | 393.03K | -8.81M | -2.79M | -3.09M | -9.15M | -39.59M |
| Financing Cash Flow | -902.26K | -1.52M | -3.52M | -861.00K | -3.08M | 125.86M |
Orion Digital Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
* Technology Sector Average
Performance Comparison
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.