NamSys (CTZ) AI Stock Analysis

• Market Cap: C$35.01M
• Dividend Yield: N/A
• Average Volume (3M): 40.28K
• Price to Earnings (P/E): 14.9
• Beta (1Y): -0.08
• Revenue Growth: 18.05%
• EPS Growth: 22.83%
• Country: CA
• Employees: N/A
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): 0.02
• Shares Outstanding: 26,933,899
• 10 Day Avg. Volume: 65,638
• 30 Day Avg. Volume: 40,281
• PEG Ratio: 0.45
• Price to Book (P/B): 3.50
• Price to Sales (P/S): 4.23
• P/FCF Ratio: 11.57
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 79 Outperform
• Price Target: ―

NamSys's strong financial performance, highlighted by robust revenue growth and a solid balance sheet, forms the backbone of its high score. The technical analysis indicates positive momentum, and the valuation is attractive within its industry. Corporate events such as share buybacks further enhance shareholder value. These factors collectively contribute to a favorable outlook for the company's stock.

Positive Factors

Revenue Growth

Strong revenue growth indicates effective market penetration and product demand, supporting long-term business expansion and stability.

Balance Sheet Health

A debt-free balance sheet provides financial flexibility and reduces risk, enabling strategic investments and resilience in economic downturns.

Leadership Change

Leadership changes can bring fresh perspectives and strategies, potentially enhancing governance and aligning with long-term shareholder interests.

Negative Factors

Cash Conversion Efficiency

Inefficient cash conversion can limit liquidity and operational flexibility, potentially impacting the company's ability to fund growth initiatives.

Share Repurchase Plan

While enhancing shareholder value, share buybacks can reduce cash reserves, potentially limiting resources for reinvestment in core business areas.

EBITDA Growth

Lack of EBITDA growth may indicate challenges in scaling operations efficiently, which could pressure margins and profitability over time.

NamSys Business Overview & Revenue Model

Company Description

NamSys Inc. provides software solutions for currency management and processing for the banking and merchant industries principally in North America. The company offers Cirreon Smart Safe, a cloud-based digital platform for managing networks of smart safes; Cash in Transit Logistics that manages routes, scans barcodes, and captures signatures digitally; and Deposit Tracking for tracking digital deposit data and transmits real-time updates. It also provides Online Change Orders for simplifying the change order process; and Currency Controller, a cash vault management and logistics system. It serves financial institutions, cash-in-transit industry, and banks and armored carriers. The company was formerly known as Cencotech Inc. and changed its name to NamSys Inc. in November 2016. NamSys Inc. was incorporated in 1997 and is headquartered in Toronto, Canada.

How the Company Makes Money

NamSys makes money primarily through the sale and licensing of its software solutions to businesses involved in cash management operations. Key revenue streams include subscription fees for its software-as-a-service (SaaS) offerings, software licensing fees, and professional services such as installation, integration, and support. The company may also engage in partnerships with hardware providers and financial institutions to bundle its software solutions with other cash handling equipment, contributing to its earnings.

NamSys Financial Statement Overview

Summary

NamSys exhibits robust financial health with strong revenue and profit growth and a debt-free balance sheet. The income statement reflects high profitability, while cash flow metrics show positive growth, although there's room for improvement in cash conversion efficiency.

Income Statement

NamSys demonstrates strong revenue growth with a consistent upward trajectory. Gross profit margin remains robust, indicating efficient cost management. The company shows impressive net profit and EBIT margins, reflecting high profitability. However, the absence of EBITDA growth in recent periods suggests a potential area for improvement.

Balance Sheet

The balance sheet is exceptionally solid, with no debt and a strong equity base. The equity ratio is high, underscoring stability and low financial risk. Return on equity is strong, highlighting the company's ability to generate substantial returns on shareholder equity.

Cash Flow

Operating cash flow is healthy and growing, which supports the company's operational needs. Free cash flow demonstrates positive growth, reflecting good liquidity management. However, the operating cash flow to net income ratio suggests some room for optimizing cash earnings conversion.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	7.72M	6.84M	6.09M	5.39M	4.98M	4.75M
Gross Profit	4.97M	4.27M	3.65M	3.15M	2.99M	2.77M
EBITDA	3.20M	2.58M	2.11M	1.78M	1.90M	-1.41M
Net Income	2.43M	2.09M	1.61M	1.39M	1.27M	-1.09M
Balance Sheet
Total Assets	11.19M	9.24M	8.59M	6.71M	5.46M	8.04M
Cash, Cash Equivalents and Short-Term Investments	9.55M	8.05M	7.22M	5.51M	4.56M	6.24M
Total Debt	0.00	0.00	0.00	0.00	11.20K	76.85K
Total Liabilities	981.24K	972.83K	840.94K	659.41K	810.27K	4.65M
Stockholders Equity	10.21M	8.26M	7.75M	6.05M	4.65M	3.39M
Cash Flow
Free Cash Flow	2.11M	2.50M	1.65M	952.71K	-1.62M	1.87M
Operating Cash Flow	2.12M	2.51M	1.66M	962.02K	-1.61M	1.88M
Investing Cash Flow	-2.26M	-1.12M	-5.15M	1.21M	2.69M	-2.10M
Financing Cash Flow	18.92K	-1.69M	-103.42K	-11.25K	-67.50K	-67.50K

NamSys Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.38
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:CTZ, the sentiment is Negative. The current price of 1.38 is above the 20-day moving average (MA) of 1.34, above the 50-day MA of 1.33, and below the 200-day MA of 1.44, indicating a bearish trend. The MACD of 0.01 indicates Positive momentum. The RSI at 44.24 is Neutral, neither overbought nor oversold. The STOCH value of 47.22 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:CTZ.

NamSys Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CTZ	79 Outperform	C$35.01M	14.93	27.13%	―	18.05%	22.83%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
IQ	59 Neutral	C$14.23M	64.67	2.70%	―	4.42%	-53.42%
RW	57 Neutral	C$17.14M	68.85	446.71%	―	15.42%	―
LQWD	48 Neutral	C$43.86M	-6.60	-21.52%	―	782.42%	-63.88%
VQS	45 Neutral	C$13.87M	-0.94	-9999.00%	―	-0.83%	-8.33%
NTAR	41 Neutral	C$31.03M	-6.28	―	―	-59.22%	83.08%

NamSys Corporate Events

NamSys Achieves ISO/IEC 27001:2022 Certification, Boosting International Expansion

NamSys Inc. has achieved ISO/IEC 27001:2022 certification, reinforcing its commitment to information security and risk management. This certification is expected to facilitate the company’s international expansion by meeting more customer requirements outside North America, marking a significant milestone in its growth strategy.