NamSys (CTZ) AI Stock Analysis

• Market Cap: C$40.92M
• Dividend Yield: N/A
• Average Volume (3M): 10.28K
• Price to Earnings (P/E): 17.0
• Beta (1Y): 0.17
• Revenue Growth: 16.47%
• EPS Growth: 44.10%
• Country: CA
• Employees: N/A
• Sector: Technology
• Sector Strength: 91
• Industry: Software - Application
• EPS (TTM): 0.02
• Shares Outstanding: 26,919,731
• 10 Day Avg. Volume: 17,837
• 30 Day Avg. Volume: 10,275
• PEG Ratio: 10.88
• Price to Book (P/B): 4.36
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 18.17
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 79 Outperform
• Price Target: ―

NamSys's strong financial performance, highlighted by robust revenue growth and a solid balance sheet, forms the backbone of its high score. The technical analysis indicates positive momentum, and the valuation is attractive within its industry. Corporate events such as share buybacks further enhance shareholder value. These factors collectively contribute to a favorable outlook for the company's stock.

NamSys Business Overview & Revenue Model

Company Description

NamSys (CTZ) is a technology company that specializes in providing software solutions for the cash management industry. The company focuses on developing applications that streamline cash logistics, handling, and processing for financial institutions, retailers, and cash-in-transit providers. Its core products include cash management software and related services that enhance the efficiency and security of cash operations.

How the Company Makes Money

NamSys makes money primarily through the sale and licensing of its software solutions to businesses involved in cash management operations. Key revenue streams include subscription fees for its software-as-a-service (SaaS) offerings, software licensing fees, and professional services such as installation, integration, and support. The company may also engage in partnerships with hardware providers and financial institutions to bundle its software solutions with other cash handling equipment, contributing to its earnings.

NamSys Financial Statement Overview

Summary

NamSys exhibits robust financial health with strong revenue and profit growth and a debt-free balance sheet. The income statement reflects high profitability, while cash flow metrics show positive growth, although there's room for improvement in cash conversion efficiency.

Income Statement

NamSys demonstrates strong revenue growth with a consistent upward trajectory. Gross profit margin remains robust, indicating efficient cost management. The company shows impressive net profit and EBIT margins, reflecting high profitability. However, the absence of EBITDA growth in recent periods suggests a potential area for improvement.

Balance Sheet

The balance sheet is exceptionally solid, with no debt and a strong equity base. The equity ratio is high, underscoring stability and low financial risk. Return on equity is strong, highlighting the company's ability to generate substantial returns on shareholder equity.

Cash Flow

Operating cash flow is healthy and growing, which supports the company's operational needs. Free cash flow demonstrates positive growth, reflecting good liquidity management. However, the operating cash flow to net income ratio suggests some room for optimizing cash earnings conversion.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	6.84M	6.09M	5.39M	4.98M	4.75M
Gross Profit	4.27M	3.65M	3.15M	2.99M	2.77M
EBITDA	2.58M	2.11M	1.92M	1.80M	-1.41M
Net Income	2.09M	1.61M	1.39M	1.27M	-1.09M
Balance Sheet
Total Assets	9.24M	8.59M	6.71M	5.46M	8.04M
Cash, Cash Equivalents and Short-Term Investments	8.05M	7.22M	5.51M	4.56M	6.24M
Total Debt	0.00	0.00	0.00	11.20K	76.85K
Total Liabilities	972.83K	840.94K	659.41K	810.27K	4.65M
Stockholders Equity	8.26M	7.75M	6.05M	4.65M	3.39M
Cash Flow
Free Cash Flow	2.50M	1.65M	952.71K	-1.62M	1.87M
Operating Cash Flow	2.51M	1.66M	962.02K	-1.61M	1.88M
Investing Cash Flow	-1.12M	-5.15M	1.21M	2.69M	-2.10M
Financing Cash Flow	-1.69M	-103.42K	-11.25K	-67.50K	-67.50K

NamSys Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 1.52
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:CTZ, the sentiment is Neutral. The current price of 1.52 is below the 20-day moving average (MA) of 1.59, above the 50-day MA of 1.51, and above the 200-day MA of 1.27, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 46.17 is Neutral, neither overbought nor oversold. The STOCH value of 20.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for TSE:CTZ.

NamSys Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CTZ	79 Outperform	C$40.92M	17.02	26.51%	―	16.47%	44.10%
Sector *	50 Neutral	C$3.03B	2.29	-63.12%	2.26%	4.49%	-6.07%
ABXX	49 Neutral	C$61.56M	―	-90.88%	―	349.56%	-928.83%
ONE	49 Neutral	C$43.49M	―	-113.15%	―	-10.58%	-16.33%
MHUB	47 Neutral	C$33.44M	―	-525.13%	―	-34.26%	19.92%
LQWD	38 Underperform	C$98.77M	―	-15.28%	―	―	-94.83%
RSS	27 Underperform	$28.41M	―		―	-9.47%	55.86%

NamSys Corporate Events

NamSys Inc. Achieves Strong First Quarter Financial Results

NamSys Inc. reported a strong financial performance for the first quarter of fiscal 2025, with a 23% increase in revenue to $1,941,613 and a 65% rise in net income to $701,985. The company’s gross margin stood at 65%, and the operating margin was 41%. This growth reflects the company’s business momentum and the dedication of its employees, as emphasized by COO Christie Gray. The results underscore NamSys’s focus on creating value for customers and shareholders, reinforcing its position in the cash processing technology industry.

NamSys Inc. Announces Share Repurchase Plan to Enhance Shareholder Value

NamSys Inc. has announced a normal course issuer bid (NCIB) to repurchase up to 1,343,186 common shares, representing less than 5% of its outstanding shares, through the TSX Venture Exchange and other authorized Canadian trading systems. This move, subject to TSXV approval, is intended to reflect the company’s belief that its market price does not fully represent its value and prospects. By repurchasing shares, NamSys aims to utilize its financial resources effectively and enhance shareholder value. Canaccord Genuity Corp. will act as the broker for this initiative, with purchases made from the company’s existing working capital.

NamSys Reports Record Fiscal 2024 Results and Leadership Change

NamSys Inc. reported strong financial performance for fiscal 2024, with a 12% increase in revenue to $6.84 million and a 29% rise in net income to $2.09 million. The company also announced the election of Nicole Sparks as the Non-Executive Chair of the Board, following the retirement and passing of her father, K. Barry Sparks. This leadership change, along with the fiscal results, underscores NamSys’s robust market position and commitment to shareholder returns, as evidenced by the special dividend and share buyback initiatives.