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Accord Financial (TSE:ACD)
TSX:ACD
Canadian Market

Accord Financial (ACD) Ratios

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Accord Financial Ratios

TSE:ACD's free cash flow for Q1 2025 was C$0.35. For the 2025 fiscal year, TSE:ACD's free cash flow was decreased by C$ and operating cash flow was C$-0.14. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.05 0.02 0.23 0.25 0.48
Quick Ratio
0.05 0.02 -1.13 -1.09 -1.00
Cash Ratio
0.03 0.02 0.03 0.04 0.02
Solvency Ratio
-0.01 -0.03 0.10 0.10 0.13
Operating Cash Flow Ratio
0.04 -0.13 0.09 -0.28 0.10
Short-Term Operating Cash Flow Coverage
0.04 -0.13 0.10 -0.27 0.10
Net Current Asset Value
C$ -332.20MC$ -418.90MC$ -307.75MC$ -322.43MC$ -174.02M
Leverage Ratios
Debt-to-Assets Ratio
0.78 0.81 0.75 0.77 0.71
Debt-to-Equity Ratio
4.25 4.93 3.65 3.98 3.05
Debt-to-Capital Ratio
0.81 0.83 0.78 0.80 0.75
Long-Term Debt-to-Capital Ratio
0.43 0.21 0.26 0.20 0.31
Financial Leverage Ratio
5.41 6.12 4.87 5.20 4.28
Debt Service Coverage Ratio
0.04 0.08 0.08 >-0.01 0.02
Interest Coverage Ratio
0.36 0.98 1.10 0.86 -0.29
Debt to Market Cap
10.92 10.46 5.56 5.52 4.76
Interest Debt Per Share
44.11 52.50 45.82 48.35 33.76
Net Debt to EBITDA
27.81 19.73 12.04 0.00 0.00
Profitability Margins
Gross Profit Margin
86.46%99.12%98.08%98.05%96.99%
EBIT Margin
25.90%25.07%66.27%-1.76%-3.01%
EBITDA Margin
15.15%25.95%68.19%0.00%0.00%
Operating Profit Margin
15.40%43.41%61.09%28.60%-12.55%
Pretax Profit Margin
-7.54%-34.11%6.10%31.41%-11.98%
Net Profit Margin
-6.57%-18.35%3.29%24.98%1.79%
Continuous Operations Profit Margin
-5.58%-19.31%3.79%27.78%1.79%
Net Income Per EBT
87.13%53.79%53.93%79.51%-14.96%
EBT Per EBIT
-48.94%-78.59%9.98%109.81%95.51%
Return on Assets (ROA)
-1.19%-2.85%0.29%2.29%0.16%
Return on Equity (ROE)
-6.26%-17.43%1.41%11.89%0.68%
Return on Capital Employed (ROCE)
7.71%28.04%17.76%8.99%-3.00%
Return on Invested Capital (ROIC)
2.07%3.81%19.81%10.49%0.51%
Return on Tangible Assets
-1.19%-2.86%0.30%2.36%0.16%
Earnings Yield
-16.94%-37.07%2.17%16.53%1.06%
Efficiency Ratios
Receivables Turnover
22.37 0.00 0.66 0.60 0.30
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 <0.01 <0.01 <0.01
Fixed Asset Turnover
31.26 37.69 24.86 37.38 20.48
Asset Turnover
0.18 0.16 0.09 0.09 0.09
Working Capital Turnover Ratio
-0.64 -0.25 -0.16 -0.24 -0.24
Cash Conversion Cycle
16.32 0.00 203.21K 195.67K 130.61K
Days of Sales Outstanding
16.32 0.00 553.07 612.60 1.20K
Days of Inventory Outstanding
0.00 0.00 202.65K 195.06K 129.41K
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
16.32 0.00 203.21K 195.67K 130.61K
Cash Flow Ratios
Operating Cash Flow Per Share
1.26 -5.97 3.68 -11.88 2.73
Free Cash Flow Per Share
1.22 -6.00 3.66 -11.89 2.72
CapEx Per Share
0.04 0.03 0.02 <0.01 <0.01
Free Cash Flow to Operating Cash Flow
0.97 1.00 0.99 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
28.75 -23.64 11.49 -56.63 11.13
Capital Expenditure Coverage Ratio
28.75 -216.59 179.81 -1.22K 537.58
Operating Cash Flow Coverage Ratio
0.03 -0.12 0.09 -0.26 0.09
Operating Cash Flow to Sales Ratio
0.14 -0.64 0.73 -2.14 0.69
Free Cash Flow Yield
33.33%-130.15%47.54%-141.50%40.66%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-5.90 -2.70 46.18 6.05 94.40
Price-to-Sales (P/S) Ratio
0.39 0.50 1.52 1.51 1.69
Price-to-Book (P/B) Ratio
0.38 0.47 0.65 0.72 0.64
Price-to-Free Cash Flow (P/FCF) Ratio
3.00 -0.77 2.10 -0.71 2.46
Price-to-Operating Cash Flow Ratio
2.85 -0.77 2.09 -0.71 2.45
Price-to-Earnings Growth (PEG) Ratio
0.09 <0.01 -0.53 <0.01 -1.04
Price-to-Fair Value
0.38 0.47 0.65 0.72 0.64
Enterprise Value Multiple
30.41 21.64 14.27 0.00 0.00
Enterprise Value
358.80M 447.59M 422.33M 456.00M 326.30M
EV to EBITDA
30.41 21.64 14.27 0.00 0.00
EV to Sales
4.61 5.62 9.73 9.58 9.62
EV to Free Cash Flow
35.04 -8.72 13.48 -4.48 13.99
EV to Operating Cash Flow
33.82 -8.76 13.40 -4.49 13.96
Tangible Book Value Per Share
10.13 10.01 10.67 10.25 9.02
Shareholders’ Equity Per Share
9.45 9.80 11.80 11.68 10.49
Tax and Other Ratios
Effective Tax Rate
0.26 0.43 0.38 0.12 1.15
Revenue Per Share
9.26 9.31 5.07 5.56 3.96
Net Income Per Share
-0.61 -1.71 0.17 1.39 0.07
Tax Burden
0.87 0.54 0.54 0.80 -0.15
Interest Burden
-0.29 -1.36 0.09 -17.87 3.99
Research & Development to Revenue
0.00 0.00 <0.01 <0.01 >-0.01
SG&A to Revenue
0.40 0.43 0.68 0.66 0.78
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 0.00
Income Quality
-2.54 3.50 19.15 -7.69 38.45
Currency in CAD
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