Declining Net Profit MarginA drop in net profit margin from 4.2% to 3.2% indicates rising cost or non-operating pressures that are compressing bottom-line profitability. If persistent, this reduces retained earnings, limits reinvestment capacity, and weakens long-term return generation despite revenue growth.
Weakened Return On EquityROE at ~5.6% reflects lower efficiency in converting equity into profits. Given the firm's strong equity base, a modest ROE implies capital is underutilized; unless management improves asset returns, long-term shareholder value creation may lag peers.
Negative EPS GrowthReported EPS growth of about -7.26% signals earnings contraction despite revenue expansion, suggesting margin squeeze or higher expenses. Persistent EPS declines hinder accumulation of distributable earnings and could constrain dividend sustainability or investment capacity over the medium term.