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Turkiye Garanti Bankasi AS (TKGBY)
OTHER OTC:TKGBY
US Market

Turkiye Garanti Bankasi AS (TKGBY) Ratios

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Turkiye Garanti Bankasi AS Ratios

TKGBY's free cash flow for Q3 2025 was ₺0.00. For the 2025 fiscal year, TKGBY's free cash flow was decreased by ₺ and operating cash flow was ₺0.12. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.31 4.90 5.96 10.32
Quick Ratio
0.00 0.31 4.90 12.48 20.28
Cash Ratio
0.00 0.26 5.81 5.31 10.12
Solvency Ratio
0.03 0.04 0.05 0.05 0.02
Operating Cash Flow Ratio
0.00 -0.06 2.12 1.22 1.51
Short-Term Operating Cash Flow Coverage
0.10 0.00 0.00 0.00 0.00
Net Current Asset Value
₺ -3.79T₺ -1.98T₺ -1.51T₺ -927.21B₺ -549.16B
Leverage Ratios
Debt-to-Assets Ratio
0.13 0.07 0.09 0.08 0.11
Debt-to-Equity Ratio
1.35 0.68 0.84 0.68 1.23
Debt-to-Capital Ratio
0.58 0.40 0.46 0.41 0.55
Long-Term Debt-to-Capital Ratio
0.33 0.40 0.00 0.00 0.00
Financial Leverage Ratio
10.26 9.10 9.00 8.54 10.77
Debt Service Coverage Ratio
0.14 -0.08 -0.14 -0.41 -0.20
Interest Coverage Ratio
0.35 0.44 0.72 2.72 0.74
Debt to Market Cap
0.92 0.43 0.00 0.00 0.00
Interest Debt Per Share
228.15 152.02 83.82 35.52 28.89
Net Debt to EBITDA
3.92 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
29.23%100.00%167.57%100.00%100.00%
EBIT Margin
14.71%-1.29%-1.13%-0.93%-1.53%
EBITDA Margin
14.96%0.00%0.00%0.00%0.00%
Operating Profit Margin
14.71%62.93%53.34%91.33%28.85%
Pretax Profit Margin
15.69%43.16%53.71%57.88%29.04%
Net Profit Margin
11.44%31.77%43.33%43.82%21.87%
Continuous Operations Profit Margin
11.58%32.10%43.60%43.99%22.07%
Net Income Per EBT
72.87%73.63%80.68%75.71%75.31%
EBT Per EBIT
106.69%68.58%100.70%63.38%100.68%
Return on Assets (ROA)
2.58%3.04%3.92%4.47%1.59%
Return on Equity (ROE)
29.76%27.67%35.30%38.19%17.07%
Return on Capital Employed (ROCE)
3.31%24.50%5.04%9.59%2.15%
Return on Invested Capital (ROIC)
29.30%18.22%3.41%21.99%3.95%
Return on Tangible Assets
2.58%3.04%3.93%4.48%1.59%
Earnings Yield
18.00%17.31%34.40%48.41%28.21%
Efficiency Ratios
Receivables Turnover
0.00 4.97 6.28 5.48 5.45
Payables Turnover
0.00 0.00 -2.06 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
22.14 7.83 9.08 11.28 10.08
Asset Turnover
0.23 0.10 0.09 0.10 0.07
Working Capital Turnover Ratio
-1.01 -0.21 0.74 0.69 0.49
Cash Conversion Cycle
0.00 73.48 234.97 66.63 66.93
Days of Sales Outstanding
0.00 73.48 58.11 66.63 66.93
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 -176.86 0.00 0.00
Operating Cycle
0.00 73.48 58.11 66.63 66.93
Cash Flow Ratios
Operating Cash Flow Per Share
7.98 -34.72 45.54 10.90 7.69
Free Cash Flow Per Share
4.33 -36.97 44.33 10.39 7.39
CapEx Per Share
3.66 2.25 1.22 0.51 0.31
Free Cash Flow to Operating Cash Flow
0.54 1.06 0.97 0.95 0.96
Dividend Paid and CapEx Coverage Ratio
0.98 -6.40 13.77 13.31 16.91
Capital Expenditure Coverage Ratio
2.18 -15.46 37.40 21.49 25.12
Operating Cash Flow Coverage Ratio
0.06 -0.65 0.93 0.44 0.33
Operating Cash Flow to Sales Ratio
0.04 -0.51 0.96 0.34 0.52
Free Cash Flow Yield
3.02%-29.46%74.15%36.24%64.98%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.56 5.78 2.91 2.07 3.54
Price-to-Sales (P/S) Ratio
0.64 1.84 1.26 0.91 0.78
Price-to-Book (P/B) Ratio
1.47 1.60 1.03 0.79 0.60
Price-to-Free Cash Flow (P/FCF) Ratio
33.20 -3.39 1.35 2.76 1.54
Price-to-Operating Cash Flow Ratio
17.99 -3.61 1.31 2.63 1.48
Price-to-Earnings Growth (PEG) Ratio
0.67 1.03 0.06 <0.01 0.03
Price-to-Fair Value
1.47 1.60 1.03 0.79 0.60
Enterprise Value Multiple
8.17 0.00 0.00 0.00 0.00
Enterprise Value
1.16T 159.10B -68.38B 25.91B -71.87B
EV to EBITDA
8.17 0.00 0.00 0.00 0.00
EV to Sales
1.22 0.55 -0.34 0.19 -1.17
EV to Free Cash Flow
63.74 -1.02 -0.37 0.59 -2.32
EV to Operating Cash Flow
34.55 -1.09 -0.36 0.57 -2.22
Tangible Book Value Per Share
96.45 77.87 57.87 36.16 18.63
Shareholders’ Equity Per Share
97.67 78.52 58.26 36.34 18.79
Tax and Other Ratios
Effective Tax Rate
0.26 0.26 0.19 0.24 0.27
Revenue Per Share
225.65 68.37 47.46 31.67 14.66
Net Income Per Share
25.81 21.72 20.57 13.88 3.21
Tax Burden
0.73 0.74 0.81 0.76 0.75
Interest Burden
1.07 -33.43 -47.67 -62.00 -18.97
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
1.10 0.00 2.21 0.79 2.40
Currency in TRY