Swvl (SWVL) AI Stock Analysis

• Market Cap: $37.20M
• Dividend Yield: N/A
• Average Volume (3M): 13.87K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.09
• Revenue Growth: -24.70%
• EPS Growth: -371.57%
• Country: US
• Employees: 284
• Sector: Industrials
• Sector Strength: 73
• Industry: Software - Application
• EPS (TTM): N/A
• Shares Outstanding: 10,719,563
• 10 Day Avg. Volume: 16,942
• 30 Day Avg. Volume: 13,869
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: 1.52
• Enterprise Value/Revenue: 2.85
• Enterprise Value/Gross Profit: 13.80
• Enterprise Value/Ebitda: -6.65
• 1Y Price Target: $3.50
• Price Target Upside: 0.86% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 42 Neutral
• Price Target: $3.50 ▲(0.86% Upside)

Swvl's overall stock score is primarily impacted by its challenging financial performance and bearish technical indicators. The company's negative profitability and high leverage pose significant risks, while the technical analysis suggests continued downward momentum. The valuation metrics further underscore the financial difficulties, with a negative P/E ratio and no dividend yield. These factors collectively contribute to a low overall stock score.

Swvl Business Overview & Revenue Model

Company Description

Swvl (SWVL) is a technology-driven, global mass transit solutions provider based in Dubai. It focuses on offering affordable and convenient transportation options by connecting drivers with passengers through its digital platform. The company operates primarily in emerging markets, providing fixed-route and on-demand bus services that aim to fill the gap between public transportation and private car ownership.

How the Company Makes Money

Swvl makes money through a commission-based revenue model, where it charges a fee for each ride booked through its platform. This fee is a percentage of the fare paid by passengers. Additionally, Swvl may have partnerships with local governments and private organizations to provide tailored transportation solutions, which can contribute to its revenue. The company also explores strategic collaborations and expansion into new markets to drive growth and increase its user base, further enhancing its revenue potential.

Swvl Financial Statement Overview

Summary

Swvl faces significant financial challenges, reflected in negative profitability margins, high leverage, and ongoing cash flow issues. Despite some improvements in cash position through financing, the company requires strategic actions to enhance revenue stability, profitability, and financial health. The current trajectory indicates potential risks if financial instability persists without substantial operational turnaround.

Income Statement

Swvl's income statement shows a challenging financial period. The company has experienced significant revenue volatility, with substantial declines in total revenue by 24.67% in 2024 compared to 2023. The gross profit margin is weak, and both EBIT and net income margins are negative, highlighting ongoing profitability challenges. Despite some improvement in gross profit from earlier years, the overall trajectory suggests continued financial strain.

Balance Sheet

The balance sheet indicates a concerning financial position for Swvl. The debt-to-equity ratio has improved slightly, but the company still shows high leverage with negative stockholders' equity reported in past years, signaling financial instability. The equity ratio remains low, reflecting a capital structure heavily reliant on liabilities, which poses a risk to financial stability.

Cash Flow

Swvl's cash flow statement reflects both challenges and minor improvements. While operating cash flow remains negative, indicating ongoing cash burn, the increase in financing cash flow suggests increased reliance on external funding. Free cash flow has shown some improvement but remains in the negative territory, reflecting operational inefficiencies and a need for stronger cash generation.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	17.21M	22.85M	51.49M	38.35M	17.31M
Gross Profit	3.64M	4.11M	2.75M	-10.58M	-9.10M
EBITDA	-10.55M	4.96M	-94.03M	-131.57M	-23.50M
Net Income	-10.34M	3.06M	-116.50M	-141.49M	-29.73M
Balance Sheet
Total Assets	16.37M	21.90M	57.46M	59.34M	24.76M
Cash, Cash Equivalents and Short-Term Investments	4.96M	2.92M	1.54M	19.53M	10.35M
Total Debt	1.21M	1.66M	2.34M	79.65M	928.58K
Total Liabilities	17.05M	15.98M	54.83M	149.08M	6.35M
Stockholders Equity	2.28M	8.95M	6.82M	-89.80M	18.41M
Cash Flow
Free Cash Flow	-3.57M	-9.38M	-119.95M	-62.46M	-30.76M
Operating Cash Flow	-3.57M	-9.11M	-117.46M	-62.13M	-30.55M
Investing Cash Flow	583.37K	8.79M	-8.09M	-11.15M	-212.99K
Financing Cash Flow	4.04M	343.89K	124.85M	72.72M	26.04M

Swvl Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 3.47
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SWVL, the sentiment is Negative. The current price of 3.47 is below the 20-day moving average (MA) of 3.79, below the 50-day MA of 4.02, and below the 200-day MA of 4.58, indicating a bearish trend. The MACD of -0.17 indicates Positive momentum. The RSI at 38.17 is Neutral, neither overbought nor oversold. The STOCH value of 28.66 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SWVL.

Swvl Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MNDO	69 Neutral	$24.64M	7.97	14.42%	18.18%	-8.02%	-39.67%
NTWK	67 Neutral	$48.01M	196.17	0.75%	―	9.18%	―
Sector *	64 Neutral	$10.75B	15.69	7.62%	2.01%	2.75%	-15.14%
IDN	51 Neutral	$107.00M	―	-5.20%	―	7.13%	-99.15%
SWVL	42 Neutral	$37.20M	―	-198.18%	―	-24.70%	-371.57%
STEC	―	$17.66M	―		―	―	―
CNTM	28 Underperform	$713.06K	―	-363.40%	―	―	61.58%