Grupo Supervielle SA (SUPV)
NYSE:SUPV
Earnings Data
Report Date
May 25, 2026After Close (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.11Last Year’s EPS
0.22Same Quarter Last Year
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented a mix of operational resilience and near-term challenges. Highlights include strong loan growth (led by corporate lending), a materially stronger capital position (CET1 at 15.4%), a rebound in net financial income and NIM, improved core deposit traction, cost discipline and accelerating momentum at the digital brokerage (EOL). Offsetting these positives are a quarterly net loss driven by a 75% sequential increase in provisions, elevated net cost of risk (10.4% in the quarter), a rise in NPLs to 5.0%, and a 6% sequential decline in total deposits due to tactical deleveraging. Management provided constructive guidance for 2026 (loans, deposits, NIM, cost of risk and ROE) and signaled that provisioning trends may have peaked, supporting an optimistic outlook. On balance, operational progress and capital strength appear to outweigh near-term credit and macro pressures, supporting a cautiously positive outlook.Company Guidance
Strong Loan Growth
Total loans grew 8% sequentially and 37% year-over-year; commercial (corporate) lending led expansion, up 25% quarter-over-quarter and 64% year-over-year, and now represents 63% of the loan portfolio.
Capital Strength and Buffer
Common Equity Tier 1 ratio strengthened to 15.4%, up 220 basis points quarter-over-quarter, providing capacity to fund 2026 growth; management expects year-end CET1 of 11%–13% after planned loan expansion.
Margin Recovery and Improved Net Financial Income
Net financial income recovered to ARS 246 billion in the quarter, up 82% sequentially (1% YoY). Client net financial income increased 21% sequentially. Loan portfolio NIM improved 1.7 percentage points sequentially to 16.9%, market-related NIM rose to 26% from 11%, and peso cost of funds declined approximately 400 basis points.
Improved Funding Mix and Core Deposit Traction
U.S. dollar deposits increased 42% year-over-year and gained 60 basis points of market share. Core transactional balances strengthened (checking accounts +39% and retail savings +29% sequentially) supported by remunerated accounts for payroll and SMEs.
Operating Efficiency and Cost Discipline
Personnel expenses declined 6% sequentially; full-year structural expenses fell 9% in real terms, reflecting continued cost control despite seasonal and commercial initiatives.
InvertirOnline (EOL) Momentum
EOL delivered a strong quarter (bottom-line ~ARS 8.1 billion), with 2.1 million accounts, asset management growing to represent ~10% of brokerage fee revenues, successful new peso fund (~$30 million) and the firm's dollar fund ranking as the third largest in the country.
Constructive 2026 Guidance
Management guided to real loan growth of 25%–30%, deposit growth of 20%–25%, NIM 14%–16%, cost of risk 6%–6.5%, and full-year ROE 4%–9% with sequential profitability improvement expected through 2026.
SUPV Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
SUPV Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Mar 02, 2026 | $8.97 | $8.55 | -4.68% |
Nov 25, 2025 | $10.26 | $10.96 | +6.82% |
Aug 13, 2025 | $10.92 | $9.87 | -9.62% |
May 27, 2025 | $14.71 | $14.04 | -4.55% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Grupo Supervielle SA (SUPV) report earnings?
Grupo Supervielle SA (SUPV) is schdueled to report earning on May 25, 2026, After Close (Confirmed).
What is Grupo Supervielle SA (SUPV) earnings time?
Grupo Supervielle SA (SUPV) earnings time is at May 25, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
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What companies are reporting earnings today?
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What is SUPV EPS forecast?
SUPV EPS forecast for the fiscal quarter 2026 (Q1) is 0.11.