The earnings call presented a mixed outlook for Grupo Supervielle. While there were notable achievements such as the introduction of a cluster-based strategy, deposit growth, and retail loan growth, there were also significant challenges including loan demand softness, an increase in the NPL ratio, and a decline in net financial income. The sentiment is balanced between positive strategic initiatives and negative financial pressures.

Company Guidance -

Q1 2025

During the first quarter of 2025, Grupo Supervielle outlined its strategic initiatives and provided detailed financial guidance. The company reported a 3% sequential increase in total loans, with retail lending growing by 196% year-on-year, now accounting for 52% of the total loan portfolio. The NPL ratio rose to 2%, aligning with industry levels due to the rapid expansion of the retail loan book. Deposits saw a high single-digit sequential increase, and customer-related net financial income increased in the high teens. The company projected real loan growth between 50% to 60% for the full year and expects the NPL ratio to range between 2.2% to 2.5% at year-end. The cost of risk is anticipated to be between 4% and 4.5%, while NIM is expected to normalize between 18% and 20%. Operating expenses were reduced by 12% sequentially, and ROE is expected to improve progressively, reaching between 12% and 15% for the year. The CET1 ratio is projected to be between 12% to 13% by year-end, reflecting loan growth and regulatory adjustments.

Introduction of Cluster-Based Strategy

Grupo Supervielle introduced a cluster-based strategy to strengthen the value proposition across both retail and commercial customers. Retail loans now comprise over half of the total loan portfolio, up from a third a year ago.

Deposit Growth

Deposits increased by high single digits sequentially, indicating strong funding growth.

Net Financial Income Growth

Customer-related net financial income increased in the high teens, highlighting the strength of the core franchise.

Operational Efficiency

The company maintained cost discipline by strongly reducing expenses, demonstrating an ability to drive operational efficiency.

Product Innovations

Launched Argentina's first remunerated account and a Supervielle store on the Mercado Libre platform to enhance client experience and deepen funding base.

Retail Loan Growth

Retail lending rose 196% year-on-year, representing nearly 52% of the total loan portfolio, up from 36% a year ago.

Grupo Supervielle SA (SUPV) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

SUPV Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Aug 13, 2025	2025 (Q2)	0.28 / -	0.188	―	―	―
May 27, 2025	2025 (Q1)	0.14 / 0.22	0.21	4.76% (+0.01)
Mar 10, 2025	2024 (Q4)	0.22 / 0.32	0.315	1.59% (<+0.01)
Nov 25, 2024	2024 (Q3)	0.14 / 0.09	0.31	-70.97% (-0.22)
Aug 14, 2024	2024 (Q2)	0.17 / 0.19	0.294	-36.05% (-0.11)
May 22, 2024	2024 (Q1)	0.37 / 0.21	0.032	556.25% (+0.18)
Mar 06, 2024	2023 (Q4)	0.18 / 0.32	-0.137	329.93% (+0.45)		―
Nov 27, 2023	2023 (Q3)	0.26 / 0.31	-0.037	937.84% (+0.35)
Aug 23, 2023	2023 (Q2)	0.17 / 0.29	-0.803	136.61% (+1.10)	―	―
May 22, 2023	2023 (Q1)	0.07 / 0.03	0.002	1500.00% (+0.03)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

SUPV Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
May 27, 2025	$14.71	$14.04	-4.55%
Mar 10, 2025	$12.38	$12.45	+0.57%
Nov 25, 2024	$10.76	$11.28	+4.83%
Aug 14, 2024	$7.10	$7.29	+2.68%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Grupo Supervielle SA (SUPV) report earnings?

Grupo Supervielle SA (SUPV) is schdueled to report earning on Aug 13, 2025, After Close (Confirmed).

What is Grupo Supervielle SA (SUPV) earnings time?

Grupo Supervielle SA (SUPV) earnings time is at Aug 13, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is SUPV EPS forecast?

SUPV EPS forecast for the fiscal quarter 2025 (Q2) is 0.28.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing