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Grupo Supervielle SA (SUPV)
NYSE:SUPV
Earnings Data
Report Date
Aug 20, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.28Last Year’s EPS
0.19Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 27, 2025
|% Change Since: -17.74%
|Next Earnings Date:Aug 20, 2025
Earnings Call Sentiment|Neutral
The earnings call presented a mixed outlook for Grupo Supervielle. While there were notable achievements such as the introduction of a cluster-based strategy, deposit growth, and retail loan growth, there were also significant challenges including loan demand softness, an increase in the NPL ratio, and a decline in net financial income. The sentiment is balanced between positive strategic initiatives and negative financial pressures.Company Guidance
During the first quarter of 2025, Grupo Supervielle outlined its strategic initiatives and provided detailed financial guidance. The company reported a 3% sequential increase in total loans, with retail lending growing by 196% year-on-year, now accounting for 52% of the total loan portfolio. The NPL ratio rose to 2%, aligning with industry levels due to the rapid expansion of the retail loan book. Deposits saw a high single-digit sequential increase, and customer-related net financial income increased in the high teens. The company projected real loan growth between 50% to 60% for the full year and expects the NPL ratio to range between 2.2% to 2.5% at year-end. The cost of risk is anticipated to be between 4% and 4.5%, while NIM is expected to normalize between 18% and 20%. Operating expenses were reduced by 12% sequentially, and ROE is expected to improve progressively, reaching between 12% and 15% for the year. The CET1 ratio is projected to be between 12% to 13% by year-end, reflecting loan growth and regulatory adjustments.Introduction of Cluster-Based Strategy
Grupo Supervielle introduced a cluster-based strategy to strengthen the value proposition across both retail and commercial customers. Retail loans now comprise over half of the total loan portfolio, up from a third a year ago.
Deposit Growth
Deposits increased by high single digits sequentially, indicating strong funding growth.
Net Financial Income Growth
Customer-related net financial income increased in the high teens, highlighting the strength of the core franchise.
Operational Efficiency
The company maintained cost discipline by strongly reducing expenses, demonstrating an ability to drive operational efficiency.
Product Innovations
Launched Argentina's first remunerated account and a Supervielle store on the Mercado Libre platform to enhance client experience and deepen funding base.
Retail Loan Growth
Retail lending rose 196% year-on-year, representing nearly 52% of the total loan portfolio, up from 36% a year ago.
SUPV Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
SUPV Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 27, 2025 | $14.71 | $14.04 | -4.55% |
Mar 10, 2025 | $12.38 | $12.45 | +0.57% |
Nov 25, 2024 | $10.76 | $11.28 | +4.83% |
Aug 14, 2024 | $7.10 | $7.29 | +2.68% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Grupo Supervielle SA (SUPV) report earnings?
Grupo Supervielle SA (SUPV) is schdueled to report earning on Aug 20, 2025, TBA Not Confirmed.
What is Grupo Supervielle SA (SUPV) earnings time?
Grupo Supervielle SA (SUPV) earnings time is at Aug 20, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is SUPV EPS forecast?
SUPV EPS forecast for the fiscal quarter 2025 (Q2) is 0.28.