Stewart Information Services Corp. (STC)
NYSE:STC
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Earnings Data
Report Date
Jul 29, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
1.69Last Year’s EPS
1.34Same Quarter Last Year
Strong Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call emphasized pronounced operational and financial progress—notably 28% revenue growth, strong segment-level outperformance (Title, National Commercial Services, RES), improved margins, healthy liquidity and strategic acquisitions—despite persistent residential market weakness, interest rate sensitivity, and near-term integration costs. On balance, the company highlighted broad-based growth and margin expansion with manageable risks tied to housing demand and transaction lumpyness.Company Guidance
Strong Adjusted EPS and Revenue Growth
Adjusted diluted EPS of $0.78 in Q1 2026 (GAAP EPS $0.55) with total revenues of $781 million and adjusted revenue growth of 28% year-over-year; adjusted net income rose to $24 million from $7 million a year ago.
Improved Profitability and Margins
Company delivered an adjusted net income margin of 4.3% in Q1 2026, up from 1.8% in Q1 2025; consolidated employee cost ratio improved to 29% from 31%.
Title Segment Revenue and Profit Expansion
Title operating revenues increased by $104 million, or 21% YoY; Title pretax income increased by $13 million (>100% YoY) and adjusted pretax income rose by $14 million (>100%), with adjusted pretax margin improving to 4% from 2%.
Direct Operations and Main Street Commercial Growth
Direct operations grew 10% YoY; Main Street Commercial within direct operations grew by more than 20% YoY, reflecting successful organic and selective acquisitive strategies.
National Commercial Services Outperformance
National commercial services revenue grew 40% YoY, driven by energy and notable gains from industrial site development, data center and retail asset classes; domestic commercial revenues increased $25 million, or 35%.
Higher Commercial Fee per File
Average domestic commercial fee per file improved 33% to $21,000 from $15,800 a year ago, indicating stronger deal sizes and pricing.
Agency Services Momentum
Agency services revenues rose 25% YoY to $333 million (from $268 million); after agent retention, net agency revenues increased 23% (up $11 million); agent commercial offering revenue grew 46% YoY and residential agency up 15% YoY.
Real Estate Solutions (RES) Rapid Expansion
RES revenues increased 66% YoY, driven by credit information services and the MCS acquisition; RES adjusted pretax income improved by $11 million to $20 million (>100% YoY) and adjusted pretax margin expanded to 12.5% (from ~9–10%).
Strategic Acquisitions and Appraisal Scale
Completed MCS acquisition (material to RES) and added National Appraisal Network (NAN) to Stewart Valuation Intelligence; NAN acquisition ~ $40 million transaction expected to meaningfully scale appraisal capabilities and contribute incremental low-double-digit margins after integration.
Improved International Performance
International operations grew in a challenged market: non-commercial revenue up 9% and commercial revenue up 14% YoY in Canada and other international markets.
Strong Balance Sheet and Liquidity
Approximately $420 million of cash and investments in excess of statutory premium requirements; stockholders' equity ~ $1.4 billion with book value ~$54 per share; net cash used by operations improved to $4 million from $30 million a year ago.
Employer Recognition
Company included on Forbes America's Best Large Employers list, supporting talent attraction and retention initiatives.
STC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
STC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 22, 2026 | $68.30 | $70.94 | +3.87% |
Feb 04, 2026 | $68.30 | $70.29 | +2.92% |
Oct 22, 2025 | $74.05 | $71.01 | -4.10% |
Jul 23, 2025 | $58.19 | $64.13 | +10.20% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Stewart Information Services Corp. (STC) report earnings?
Stewart Information Services Corp. (STC) is schdueled to report earning on Jul 29, 2026, After Close (Confirmed).
What is Stewart Information Services Corp. (STC) earnings time?
Stewart Information Services Corp. (STC) earnings time is at Jul 29, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is STC EPS forecast?
STC EPS forecast for the fiscal quarter 2026 (Q2) is 1.69.