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Summit State Bank (SSBI)
NASDAQ:SSBI
Total Valuation
Summit State Bank has a market cap or net worth of $89.20M. The enterprise value is $29.62M.
Market Cap$89.20M
Enterprise Value$29.62M
Share Statistics
Summit State Bank has 6,676,560 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,676,560
Owned by Insiders―
Owned by Institutions0.74%
Financial Efficiency
Summit State Bank’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 1.45%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.45%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee554.91K
Profits Per Employee64.11K
Employee Count106
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Summit State Bank is 13.4. Summit State Bank’s PEG ratio is -0.04.
PE Ratio13.4
PS Ratio1.33
PB Ratio0.77
Price to Fair Value0.77
Price to FCF0.00
Price to Operating Cash Flow22.83
PEG Ratio-0.04
Income Statement
In the last 12 months, Summit State Bank had revenue of 58.82M and earned 6.80M in profits. Earnings per share was 1.01.
Revenue58.82M
Gross Profit32.81M
Operating Income8.96M
Pretax Income8.96M
Net Income6.80M
EBITDA8.96M
Earnings Per Share (EPS)1.01
Cash Flow
In the last 12 months, operating cash flow was 3.95M and capital expenditures -27.00K, giving a free cash flow of 3.92M billion.
Operating Cash Flow3.95M
Free Cash Flow3.92M
Free Cash Flow per Share0.59
Dividends & Yields
Summit State Bank pays an annual dividend of $0.04, resulting in a dividend yield of ―
Dividend Per Share$0.04
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.11
52-Week Price Change85.46%
50-Day Moving Average12.54
200-Day Moving Average11.44
Relative Strength Index (RSI)56.51
Average Volume (3m)9.94K
Important Dates
Summit State Bank upcoming earnings date is Apr 28, 2026, Before Open (Confirmed).
Last Earnings DateJan 27, 2026
Next Earnings DateApr 28, 2026
Ex-Dividend Date―
Financial Position
Summit State Bank as a current ratio of 0.11, with Debt / Equity ratio of 5.88%
Current Ratio0.11
Quick Ratio0.11
Debt to Market Cap0.08
Net Debt to EBITDA-6.65
Interest Coverage Ratio0.38
Taxes
In the past 12 months, Summit State Bank has paid 2.17M in taxes.
Income Tax2.17M
Effective Tax Rate0.24
Enterprise Valuation
Summit State Bank EV to EBITDA ratio is 2.08, with an EV/FCF ratio of 0.00.
EV to Sales0.32
EV to EBITDA2.08
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00
Balance Sheet
Summit State Bank has $0.00 in cash and marketable securities with $5.95M in debt, giving a net cash position of -$5.95M billion.
Cash & Marketable Securities$0.00
Total Debt$5.95M
Net Cash-$5.95M
Net Cash Per Share-$0.89
Tangible Book Value Per Share$15.04
Margins
Gross margin is 55.76%, with operating margin of 15.24%, and net profit margin of 11.55%.
Gross Margin55.76%
Operating Margin15.24%
Pretax Margin15.24%
Net Profit Margin11.55%
EBITDA Margin15.24%
EBIT Margin15.24%
Analyst Forecast
The average price target for Summit State Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-0.81%
EPS Growth Forecast-129.22%