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Summit State Bank (SSBI)
NASDAQ:SSBI
US Market

Summit State Bank (SSBI) Stock Statistics & Valuation Metrics

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Total Valuation

Summit State Bank has a market cap or net worth of $77.31M. The enterprise value is $74.99M.
Market Cap$77.31M
Enterprise Value$74.99M

Share Statistics

Summit State Bank has 6,676,560 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,676,560
Owned by Insiders
Owned by Institutions17.51%

Financial Efficiency

Summit State Bank’s return on equity (ROE) is -0.05 and return on invested capital (ROIC) is 0.75%.
Return on Equity (ROE)-0.05
Return on Assets (ROA)>-0.01
Return on Invested Capital (ROIC)0.75%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee243.24K
Profits Per Employee-39.56K
Employee Count106
Asset Turnover0.02
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Summit State Bank is -12.25. Summit State Bank’s PEG ratio is 0.40.
PE Ratio-12.25
PS Ratio0.00
PB Ratio1.19
Price to Fair Value0.56
Price to FCF7.80
Price to Operating Cash Flow7.70
PEG Ratio0.40

Income Statement

In the last 12 months, Summit State Bank had revenue of 25.78M and earned -4.19M in profits. Earnings per share was -0.54.
Revenue25.78M
Gross Profit25.78M
Operating Income8.38M
Pretax Income-4.39M
Net Income-4.19M
EBITDA0.00
Earnings Per Share (EPS)-0.54

Cash Flow

In the last 12 months, operating cash flow was 5.85M and capital expenditures -185.00K, giving a free cash flow of 5.62M billion.
Operating Cash Flow5.85M
Free Cash Flow5.62M
Free Cash Flow per Share0.84

Dividends & Yields

Summit State Bank pays an annual dividend of $0.04, resulting in a dividend yield of 1.36%
Dividend Per Share$0.04
Dividend Yield1.36%
Payout Ratio-8.68%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.32
52-Week Price Change25.97%
50-Day Moving Average9.94
200-Day Moving Average8.32
Relative Strength Index (RSI)72.17
Average Volume (3m)16.22K

Important Dates

Summit State Bank upcoming earnings date is Jul 29, 2025, Before Open (Confirmed).
Last Earnings DateApr 29, 2025
Next Earnings DateJul 29, 2025
Ex-Dividend DateOct 03, 2024

Financial Position

Summit State Bank as a current ratio of 8.27, with Debt / Equity ratio of 52.97%
Current Ratio8.27
Quick Ratio8.27
Debt to Market Cap0.12
Net Debt to EBITDA0.00
Interest Coverage Ratio0.29

Taxes

In the past 12 months, Summit State Bank has paid -195.00K in taxes.
Income Tax-195.00K
Effective Tax Rate0.04

Enterprise Valuation

Summit State Bank EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 1.05.
EV to Sales0.23
EV to EBITDA0.00
EV to Free Cash Flow1.05
EV to Operating Cash Flow1.01

Balance Sheet

Summit State Bank has $51.40M in cash and marketable securities with $5.93M in debt, giving a net cash position of -$45.47M billion.
Cash & Marketable Securities$51.40M
Total Debt$5.93M
Net Cash-$45.47M
Net Cash Per Share-$6.81
Tangible Book Value Per Share$13.66

Margins

Gross margin is 100.00%, with operating margin of 32.51%, and net profit margin of -16.26%.
Gross Margin100.00%
Operating Margin32.51%
Pretax Margin-17.02%
Net Profit Margin-16.26%
EBITDA Margin0.00%
EBIT Margin-1.52%

Analyst Forecast

The average price target for Summit State Bank is $9.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$9.50
Price Target Upside-19.08% Downside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast-3.54%
EPS Growth Forecast-138.07%

Scores

Smart Score4
AI Score55
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