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Total Valuation
Summit State Bank has a market cap or net worth of $90.53M. The enterprise value is -$17.55M.
Market Cap$90.53M
Enterprise Value-$17.55M
Share Statistics
Summit State Bank has 6,676,560 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,676,560
Owned by Insiders―
Owned by Institutions15.93%
Financial Efficiency
Summit State Bank’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 0.68%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.68%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee571.07K
Profits Per Employee65.98K
Employee Count103
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Summit State Bank is 15.5. Summit State Bank’s PEG ratio is -0.04.
PE Ratio15.5
PS Ratio1.33
PB Ratio0.77
Price to Fair Value0.77
Price to FCF11.95
Price to Operating Cash Flow6.87
PEG Ratio-0.04
Income Statement
In the last 12 months, Summit State Bank had revenue of 58.82M and earned 6.80M in profits. Earnings per share was 1.01.
Revenue58.82M
Gross Profit32.81M
Operating Income8.96M
Pretax Income8.96M
Net Income6.80M
EBITDA9.34M
Earnings Per Share (EPS)1.01
Cash Flow
In the last 12 months, operating cash flow was 13.55M and capital expenditures -44.00K, giving a free cash flow of 13.51M billion.
Operating Cash Flow13.55M
Free Cash Flow13.51M
Free Cash Flow per Share2.02
Dividends & Yields
Summit State Bank pays an annual dividend of $0.04, resulting in a dividend yield of ―
Dividend Per Share$0.04
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.09
52-Week Price Change23.05%
50-Day Moving Average13.60
200-Day Moving Average12.63
Relative Strength Index (RSI)62.49
Average Volume (3m)9.94K
Important Dates
Summit State Bank upcoming earnings date is Jul 28, 2026, Before Open (Confirmed).
Last Earnings DateApr 28, 2026
Next Earnings DateJul 28, 2026
Ex-Dividend Date―
Financial Position
Summit State Bank as a current ratio of 171.08, with Debt / Equity ratio of 5.80%
Current Ratio171.08
Quick Ratio171.08
Debt to Market Cap0.08
Net Debt to EBITDA-6.38
Interest Coverage Ratio0.38
Taxes
In the past 12 months, Summit State Bank has paid 2.17M in taxes.
Income Tax2.17M
Effective Tax Rate0.24
Enterprise Valuation
Summit State Bank EV to EBITDA ratio is 2.00, with an EV/FCF ratio of 2.85.
EV to Sales0.32
EV to EBITDA2.00
EV to Free Cash Flow2.85
EV to Operating Cash Flow2.83
Balance Sheet
Summit State Bank has $115.46M in cash and marketable securities with $5.95M in debt, giving a net cash position of $109.50M billion.
Cash & Marketable Securities$115.46M
Total Debt$5.95M
Net Cash$109.50M
Net Cash Per Share$16.40
Tangible Book Value Per Share$15.04
Margins
Gross margin is 55.30%, with operating margin of 15.24%, and net profit margin of 11.55%.
Gross Margin55.30%
Operating Margin15.24%
Pretax Margin15.24%
Net Profit Margin11.55%
EBITDA Margin15.88%
EBIT Margin15.24%
Analyst Forecast
The average price target for Summit State Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-5.51%
EPS Growth Forecast―