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South Plains Financial Inc (SPFI)
NASDAQ:SPFI
Total Valuation
South Plains Financial has a market cap or net worth of $614.87M. The enterprise value is $365.75M.
Market Cap$614.87M
Enterprise Value$365.75M
Share Statistics
South Plains Financial has 16,227,688 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,227,688
Owned by Insiders28.03%
Owned by Institutions9.49%
Financial Efficiency
South Plains Financial’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is -4.49%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)-4.49%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee456.25K
Profits Per Employee94.16K
Employee Count528
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of South Plains Financial is 11.50. South Plains Financial’s PEG ratio is 2.97.
PE Ratio11.50
PS Ratio0.00
PB Ratio1.34
Price to Fair Value1.30
Price to FCF4.02
Price to Operating Cash Flow3.87
PEG Ratio2.97
Income Statement
In the last 12 months, South Plains Financial had revenue of 240.90M and earned 49.72M in profits. Earnings per share was 3.03.
Revenue240.90M
Gross Profit189.30M
Operating Income63.29M
Pretax Income63.29M
Net Income49.72M
EBITDA69.80M
Earnings Per Share (EPS)3.03
Cash Flow
In the last 12 months, operating cash flow was 64.63M and capital expenditures -4.01M, giving a free cash flow of 60.61M billion.
Operating Cash Flow64.63M
Free Cash Flow60.61M
Free Cash Flow per Share3.73
Dividends & Yields
South Plains Financial pays an annual dividend of $0.15, resulting in a dividend yield of 1.58%
Dividend Per Share$0.15
Dividend Yield1.58%
Payout Ratio19.67%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.77
52-Week Price Change43.85%
50-Day Moving Average35.36
200-Day Moving Average34.80
Relative Strength Index (RSI)68.41
Average Volume (3m)38.00K
Important Dates
South Plains Financial upcoming earnings date is Jul 29, 2025, Before Open (Confirmed).
Last Earnings DateApr 24, 2025
Next Earnings DateJul 29, 2025
Ex-Dividend DateApr 28, 2025
Financial Position
South Plains Financial as a current ratio of 0.35, with Debt / Equity ratio of 34.27%
Current Ratio0.35
Quick Ratio0.35
Debt to Market Cap0.19
Net Debt to EBITDA-3.56
Interest Coverage Ratio0.67
Taxes
In the past 12 months, South Plains Financial has paid 13.57M in taxes.
Income Tax13.57M
Effective Tax Rate0.21
Enterprise Valuation
South Plains Financial EV to EBITDA ratio is 4.63, with an EV/FCF ratio of 5.77.
EV to Sales1.34
EV to EBITDA4.63
EV to Free Cash Flow5.77
EV to Operating Cash Flow5.44
Balance Sheet
South Plains Financial has $753.63M in cash and marketable securities with $110.40M in debt, giving a net cash position of -$643.23M billion.
Cash & Marketable Securities$753.63M
Total Debt$110.40M
Net Cash-$643.23M
Net Cash Per Share-$39.64
Tangible Book Value Per Share$25.40
Margins
Gross margin is 100.00%, with operating margin of 26.27%, and net profit margin of 20.64%.
Gross Margin100.00%
Operating Margin26.27%
Pretax Margin26.27%
Net Profit Margin20.64%
EBITDA Margin28.98%
EBIT Margin26.27%
Analyst Forecast
The average price target for South Plains Financial is $41.67, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$41.67
Price Target Upside9.98% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast8.76%
EPS Growth Forecast-18.66%