South Plains Financial (SPFI)
NASDAQ:SPFI
Want to see SPFI full AI Analyst Report?
Total Valuation
South Plains Financial has a market cap or net worth of $768.32M. The enterprise value is $673.46M.
Market Cap$768.32M
Enterprise Value$673.46M
Share Statistics
South Plains Financial has 19,145,754 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding19,145,754
Owned by Insiders22.74%
Owned by Institutions8.57%
Financial Efficiency
South Plains Financial’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 8.40%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)8.40%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee562.29K
Profits Per Employee110.74K
Employee Count528
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of South Plains Financial is 11.8. South Plains Financial’s PEG ratio is 0.57.
PE Ratio11.8
PS Ratio2.12
PB Ratio1.28
Price to Fair Value1.28
Price to FCF8.78
Price to Operating Cash Flow9.79
PEG Ratio0.57
Income Statement
In the last 12 months, South Plains Financial had revenue of 296.89M and earned 58.47M in profits. Earnings per share was 3.60.
Revenue296.89M
Gross Profit206.69M
Operating Income74.07M
Pretax Income74.07M
Net Income58.47M
EBITDA74.07M
Earnings Per Share (EPS)3.60
Cash Flow
In the last 12 months, operating cash flow was 67.56M and capital expenditures -5.88M, giving a free cash flow of 61.69M billion.
Operating Cash Flow67.56M
Free Cash Flow61.69M
Free Cash Flow per Share3.22
Dividends & Yields
South Plains Financial pays an annual dividend of $0.16, resulting in a dividend yield of 1.57%
Dividend Per Share$0.16
Dividend Yield1.57%
Payout Ratio17.71%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.81
52-Week Price Change18.35%
50-Day Moving Average41.64
200-Day Moving Average39.85
Relative Strength Index (RSI)47.21
Average Volume (3m)105.71K
Important Dates
South Plains Financial upcoming earnings date is Jul 16, 2026, Before Open (Confirmed).
Last Earnings DateApr 28, 2026
Next Earnings DateJul 16, 2026
Ex-Dividend Date―
Financial Position
South Plains Financial as a current ratio of 386.09, with Debt / Equity ratio of 11.98%
Current Ratio386.09
Quick Ratio386.09
Debt to Market Cap0.10
Net Debt to EBITDA0.03
Interest Coverage Ratio0.87
Taxes
In the past 12 months, South Plains Financial has paid 15.60M in taxes.
Income Tax15.60M
Effective Tax Rate0.21
Enterprise Valuation
South Plains Financial EV to EBITDA ratio is 8.54, with an EV/FCF ratio of 8.81.
EV to Sales2.13
EV to EBITDA8.54
EV to Free Cash Flow8.81
EV to Operating Cash Flow8.16
Balance Sheet
South Plains Financial has $648.73M in cash and marketable securities with $60.49M in debt, giving a net cash position of $588.24M billion.
Cash & Marketable Securities$648.73M
Total Debt$60.49M
Net Cash$588.24M
Net Cash Per Share$30.72
Tangible Book Value Per Share$29.14
Margins
Gross margin is 70.39%, with operating margin of 24.95%, and net profit margin of 19.69%.
Gross Margin70.39%
Operating Margin24.95%
Pretax Margin24.95%
Net Profit Margin19.69%
EBITDA Margin24.95%
EBIT Margin24.95%
Analyst Forecast
The average price target for South Plains Financial is $46.50, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$46.50
Price Target Upside4.68% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast3.76%
EPS Growth Forecast19.82%