Yangzijiang Financial Holding Ltd. (YF8) AI Stock Analysis

• Market Cap: S$3.62B
• Dividend Yield: 3.32%
• Average Volume (3M): 19.49M
• Price to Earnings (P/E): 10.9
• Beta (1Y): 0.93
• Revenue Growth: -9.47%
• EPS Growth: 131.72%
• Country: SG
• Employees: 69
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.04
• Shares Outstanding: 3,480,450,400
• 10 Day Avg. Volume: 12,643,209
• 30 Day Avg. Volume: 19,485,480
• PEG Ratio: 0.09
• Price to Book (P/B): 0.36
• Price to Sales (P/S): 6.67
• P/FCF Ratio: 3.40
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 62 Neutral
• Price Target: S$1.00 ▼(-3.85% Downside)

Yangzijiang Financial Holding Ltd. demonstrates strong financial performance with high profitability and a solid balance sheet, which are significant strengths. However, the stock faces bearish technical indicators, suggesting potential short-term challenges. The valuation is reasonable, with a decent dividend yield, making it attractive for income investors.

Yangzijiang Financial Holding Ltd. Business Overview & Revenue Model

Company Description

Yangzijiang Financial Holding Ltd. is a financial services company based in Singapore, primarily engaged in the provision of a diverse range of financial solutions. The company operates across various sectors including asset management, private equity, and financial advisory services. Yangzijiang Financial Holding aims to leverage its expertise to deliver tailored financial products and services that cater to individual and institutional clients, facilitating investment opportunities and wealth management solutions.

How the Company Makes Money

Yangzijiang Financial Holding Ltd. generates revenue through multiple streams, including management fees from its asset management services, performance fees from private equity investments, and advisory fees from financial consultancy services. The company's asset management division earns fees based on the assets under management (AUM), while its private equity segment profits from successful investment exits and capital gains. Additionally, strategic partnerships with other financial institutions and investment firms enhance its service offerings and broaden its client base, contributing to its overall financial performance.

Yangzijiang Financial Holding Ltd. Financial Statement Overview

Summary

Yangzijiang Financial Holding Ltd. shows strong financial resilience with high profitability and minimal leverage. While revenue has decreased, the company's profit margins and balance sheet remain robust, indicating strong financial health. However, the slight decline in cash flow generation requires future attention.

Income Statement

The company's income statement reflects a mixed performance. There is a significant decline in total revenue from the previous year, dropping from SGD 348.43 million to SGD 218.89 million. Despite this, the net profit margin remains strong at 139.12%, indicating high profitability driven by cost control. The EBITDA margin is also robust at 175.00%, suggesting efficient operations. However, the lack of EBIT data for the current year limits a comprehensive analysis of core operational profitability.

Balance Sheet

Yangzijiang Financial Holding Ltd. maintains a very healthy balance sheet with a strong equity position. The debt-to-equity ratio is extremely low at 0.0059, highlighting minimal leverage, which reduces financial risk. The company also shows a high equity ratio of 91.92%, indicating financial stability and a strong asset base. The return on equity is impressive at 7.49%, showcasing effective use of shareholder funds despite a challenging revenue environment.

Cash Flow

The cash flow statement reveals a robust free cash flow of SGD 429.49 million, though there is a decline from the previous year's free cash flow of SGD 844.71 million, indicating a decrease in cash flow generation. The operating cash flow to net income ratio of 1.55 suggests effective conversion of net income into cash. However, the free cash flow to net income ratio of 1.41 shows a slight decrease in free cash flow generation relative to net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	181.14M	218.89M	348.43M	323.58M	428.67M	428.98M
Gross Profit	255.56M	187.36M	345.85M	299.49M	425.49M	408.77M
EBITDA	243.94M	383.07M	282.11M	270.52M	362.70M	356.93M
Net Income	334.93M	304.63M	201.80M	162.00M	327.24M	321.07M
Balance Sheet
Total Assets	4.22B	4.42B	4.18B	4.21B	4.40B	4.84B
Cash, Cash Equivalents and Short-Term Investments	2.02B	2.33B	2.66B	2.94B	3.46B	2.86B
Total Debt	164.00K	23.92M	732.00K	14.56M	0.00	0.00
Total Liabilities	201.89M	199.71M	262.46M	332.13M	151.11M	169.69M
Stockholders Equity	3.87B	4.07B	3.84B	3.87B	4.25B	4.67B
Cash Flow
Free Cash Flow	82.47M	429.49M	844.71M	311.44M	879.42M	-612.43M
Operating Cash Flow	95.50M	473.32M	972.75M	311.45M	801.06M	-611.69M
Investing Cash Flow	-511.82M	-459.02M	-130.20M	-223.68M	141.45M	-129.00M
Financing Cash Flow	157.27M	-21.94M	-34.66M	552.27M	-948.57M	605.83M

Yangzijiang Financial Holding Ltd. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 1.04
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:YF8, the sentiment is Neutral. The current price of 1.04 is below the 20-day moving average (MA) of 1.15, below the 50-day MA of 1.11, and above the 200-day MA of 0.79, indicating a neutral trend. The MACD of -0.02 indicates Positive momentum. The RSI at 32.61 is Neutral, neither overbought nor oversold. The STOCH value of 4.17 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SG:YF8.

Yangzijiang Financial Holding Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
S41	72 Outperform	S$1.16B	13.88	4.02%	4.92%	-10.51%	-15.79%
U10	68 Neutral	€2.28B	10.36	10.50%	4.92%	7.87%	-4.03%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
YF8	62 Neutral	S$3.62B	10.87	8.61%	3.32%	-9.47%	131.72%
HKB	54 Neutral	S$1.44B	22.83	―	―	―	―

Yangzijiang Financial Holding Ltd. Corporate Events

Yangzijiang Financial Leads Restructuring of Lithium Battery Giant Shanshan Co.

Yangzijiang Financial Holding Ltd., through its subsidiary and strategic partners, has invested RMB 1.02 billion to lead the restructuring of Shanshan Co., a prominent supplier of lithium battery anode materials and polarizers. The investment will grant the consortium, led by Yangzijiang Financial, a 23.36% effective voting rights in Shanshan Co., enhancing its influence in the global new energy and display industries and aligning with the company’s strategic focus on long-term growth opportunities.

The most recent analyst rating on (SG:YF8) stock is a Hold with a S$1.00 price target. To see the full list of analyst forecasts on Yangzijiang Financial Holding Ltd. stock, see the SG:YF8 Stock Forecast page.

Yangzijiang Financial Holding Ltd. Emphasizes Transparency at Extraordinary General Meeting

Yangzijiang Financial Holding Ltd. recently held an Extraordinary General Meeting in Singapore, where key management and shareholders gathered to discuss company matters. The meeting emphasized the company’s commitment to corporate transparency, with all resolutions being voted on by poll, aligning with the Singapore Exchange’s requirements.

The most recent analyst rating on (SG:YF8) stock is a Hold with a S$1.00 price target. To see the full list of analyst forecasts on Yangzijiang Financial Holding Ltd. stock, see the SG:YF8 Stock Forecast page.

Yangzijiang Financial Anchors S$100 Million Fund for Singapore SMEs

Yangzijiang Financial Holding Ltd. has announced its role as the anchor investor in a S$100 million investment fund launched by ICH Asset Management, targeting Singapore’s small and mid-cap enterprises. This strategic move aligns with the Monetary Authority of Singapore’s Equity Market Development Programme, aiming to boost the local equity market. By leveraging its investment expertise and ICHAM’s local market knowledge, Yangzijiang Financial seeks to capture value-accretive opportunities and enhance its market positioning.