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Credit Bureau Asia Limited (SG:TCU)
SGX:TCU
Singapore Market
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Credit Bureau Asia Limited (TCU) Price & Analysis

1 Followers

TCU Stock Chart & Stats

S$1.27
S$0.03(2.50%)
At close: 4:00 PM EST
S$1.27
S$0.03(2.50%)

Bulls Say, Bears Say

Bulls Say
Recurring, Fee-based Business ModelThe company's core model sells credit reports, subscriptions, monitoring and analytics to institutional customers. Recurring and usage-based revenues create predictable cash flows, enable high lifetime value per client, and support durable revenue visibility and cross-sell opportunities across credit lifecycle services.
Conservative Balance Sheet And Strong ROELow leverage and rising equity give the company financial flexibility and downside protection against shocks. Consistent ROE in the high teens to low twenties shows efficient capital use, supporting sustained dividend capacity and the ability to fund selective growth without over-relying on external financing.
High-quality Cash GenerationOperating cash consistently exceeding reported earnings and FCF close to net income indicate strong cash conversion. That quality cash generation underpins reinvestment, dividend payments, and resilience to cyclical headwinds, making capital allocation and payout policies more sustainable over time.
Bears Say
2025 Revenue Growth SlowdownA material slowdown in top-line growth reduces operating leverage and long-term earnings momentum. If the low-single-digit growth persists, it limits scope for margin expansion and reinvestment, increases reliance on cost cuts or pricing power, and constrains dividend and capex flexibility over medium term.
Margin Pressure In 2025A fall in gross margin signals rising costs or adverse business mix. Persistent margin erosion would weaken profitability metrics and ROE, reducing funds available for dividends and growth. Structural margin challenges would necessitate product repricing or efficiency gains to sustain returns.
Rising Debt And Faster Asset GrowthEven modest increases in leverage and asset growth outpacing equity can compress returns if profitability weakens. Higher debt raises fixed obligations and reduces financial optionality, limiting the firm's ability to invest opportunistically or withstand prolonged revenue/margin softness without diluting equity or cutting payouts.

Credit Bureau Asia Limited News

TCU FAQ

What was Credit Bureau Asia Limited’s price range in the past 12 months?
Credit Bureau Asia Limited lowest share price was S$1.11 and its highest was S$1.42 in the past 12 months.
    What is Credit Bureau Asia Limited’s market cap?
    Credit Bureau Asia Limited’s market cap is S$260.34M.
      When is Credit Bureau Asia Limited’s upcoming earnings report date?
      Credit Bureau Asia Limited’s upcoming earnings report date is Aug 06, 2026 which is in 30 days.
        How were Credit Bureau Asia Limited’s earnings last quarter?
        Credit Bureau Asia Limited released its earnings results on Feb 24, 2026. The company reported S$0.022 earnings per share for the quarter, beating the consensus estimate of N/A by S$0.022.
          Is Credit Bureau Asia Limited overvalued?
          According to Wall Street analysts Credit Bureau Asia Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Credit Bureau Asia Limited pay dividends?
            Credit Bureau Asia Limited pays a Quarterly dividend of S$0.09 which represents an annual dividend yield of 3.13%. See more information on Credit Bureau Asia Limited dividends here
              What is Credit Bureau Asia Limited’s EPS estimate?
              Credit Bureau Asia Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Credit Bureau Asia Limited have?
              Credit Bureau Asia Limited has 230,390,000 shares outstanding.
                What happened to Credit Bureau Asia Limited’s price movement after its last earnings report?
                Credit Bureau Asia Limited reported an EPS of S$0.022 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.784%.
                  Which hedge fund is a major shareholder of Credit Bureau Asia Limited?
                  Currently, no hedge funds are holding shares in SG:TCU
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Credit Bureau Asia Limited Stock Smart Score

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                    Neutral
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                    Company Description

                    Credit Bureau Asia Limited

                    Credit Bureau Asia Limited (CBA), a Singapore-headquartered investment holding company established in 1993, delivers comprehensive credit and risk information solutions across Singapore, Malaysia, Cambodia, and Myanmar. The company's operations are divided into two primary segments. Its Financial Institution Data segment provides financial entities with up-to-date credit data on consumers and businesses, compiled from contributions by its member network. This segment also offers credit scoring, data analytics, credit monitoring, and bespoke client solutions. The Non-Financial Institution Data segment caters to businesses with services encompassing business intelligence, risk management, sales and marketing support, and commercial insights. Beyond these core offerings, CBA also maintains litigation and other specialized databases, provides consulting and portfolio monitoring services, manages receivables, and offers software consultation and data processing. Its broad client base includes financial institutions, multinational corporations, telecommunications providers, government and public sector organizations, local enterprises, and private individuals.

                    Credit Bureau Asia Limited (TCU) Earnings & Revenues

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