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Ho Bee Land Limited (SG:H13)
SGX:H13
Singapore Market
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Ho Bee Land Limited (H13) AI Stock Analysis

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SG:H13

Ho Bee Land Limited

(SGX:H13)

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Neutral 56 (OpenAI - 5.2)
Rating:56Neutral
Price Target:
S$2.00
â–¼(-9.09% Downside)
Action:Reiterated
Date:07/01/26
The score is primarily driven by a financially stable but volatile profile (recent profitability and positive free cash flow offset by revenue decline, prior loss, and meaningful leverage). Technicals are a notable drag with the stock trading below major moving averages, while valuation is a modest positive with a reasonable P/E and moderate dividend yield.
Positive Factors
Free Cash Flow Generation
Consistent positive free cash flow across the reported years creates durable internal funding for capex, dividends and debt servicing. Even if uneven, recurring FCF reduces reliance on external financing, improving resilience through real estate cycles and supporting strategic investments.
Negative Factors
Meaningful Leverage
Elevated absolute debt and a mid‑to‑high debt/equity ratio increase refinancing and interest-rate sensitivity in a cyclical property sector. Over the medium term this constrains financial flexibility, raises fixed costs and heightens risk during revenue or cash-flow downticks.
Read all positive and negative factors
Positive Factors
Negative Factors
Free Cash Flow Generation
Consistent positive free cash flow across the reported years creates durable internal funding for capex, dividends and debt servicing. Even if uneven, recurring FCF reduces reliance on external financing, improving resilience through real estate cycles and supporting strategic investments.
Read all positive factors

Ho Bee Land Limited (H13) vs. iShares MSCI Singapore ETF (EWS)

Ho Bee Land Limited Business Overview & Revenue Model

Company Description
Established in 1987, Ho Bee Land Limited operates as a real estate firm. Since its listing on the Singapore Exchange Mainboard in 1999, the company has expanded its presence internationally, with interests across Australia, China, the United Kingd...
How the Company Makes Money
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Ho Bee Land Limited Financial Statement Overview

Summary
Recent profitability and free cash flow are solid (positive net income in 2024–2025 and FCF positive across the period shown), but performance is cyclical and inconsistent: revenue fell 13.9% in 2025, earnings swung to a large loss in 2023, and leverage remains meaningful (debt-to-equity ~0.65–0.87) with low single-digit ROE in 2024–2025.
Income Statement
63
Positive
Balance Sheet
55
Neutral
Cash Flow
60
Neutral
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue440.05M528.04M444.87M435.62M347.69M
Gross Profit261.46M288.14M284.51M289.18M225.03M
EBITDA257.48M313.01M-49.70M270.41M400.38M
Net Income100.20M109.56M-259.85M165.88M330.51M
Balance Sheet
Total Assets6.55B6.58B6.98B7.60B6.74B
Cash, Cash Equivalents and Short-Term Investments253.26M183.12M175.20M344.77M123.42M
Total Debt2.53B2.62B3.06B3.42B2.55B
Total Liabilities2.77B2.88B3.37B3.67B2.79B
Stockholders Equity3.77B3.69B3.60B3.92B3.93B
Cash Flow
Free Cash Flow162.84M254.24M150.44M46.95M51.84M
Operating Cash Flow177.11M278.86M319.10M57.09M54.16M
Investing Cash Flow140.18M116.96M204.32M-890.97M-41.65M
Financing Cash Flow-274.16M-385.65M-681.86M1.05B-8.06M

Ho Bee Land Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price2.20
Price Trends
50DMA
2.08
Negative
100DMA
2.11
Negative
200DMA
2.15
Negative
Market Momentum
MACD
-0.01
Negative
RSI
44.94
Neutral
STOCH
66.07
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:H13, the sentiment is Negative. The current price of 2.2 is above the 20-day moving average (MA) of 2.06, above the 50-day MA of 2.08, and above the 200-day MA of 2.15, indicating a bearish trend. The MACD of -0.01 indicates Negative momentum. The RSI at 44.94 is Neutral, neither overbought nor oversold. The STOCH value of 66.07 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SG:H13.

Ho Bee Land Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
S$8.32B16.474.14%2.06%15.72%34.49%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
63
Neutral
S$2.50B23.081.51%3.20%-2.64%-9.64%
58
Neutral
S$7.21B11.156.76%1.23%10.19%226.12%
56
Neutral
S$1.36B13.532.70%1.83%-14.90%-8.55%
51
Neutral
S$1.21B-38.92-2.26%2.08%110.54%66.72%
47
Neutral
S$699.46M-3.45-4.89%1.69%-4.56%-1.50%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SG:H13
Ho Bee Land Limited
2.04
0.10
4.99%
SG:C09
City Developments
7.77
2.38
44.16%
SG:U14
UOL Group
9.39
2.71
40.57%
SG:F17
GuocoLand Limited
2.22
0.66
42.58%
SG:LJ3
OUE Ltd.
1.01
-0.08
-7.34%
SG:W05
Wing Tai Holdings Limited
1.58
0.31
24.41%

Ho Bee Land Limited Corporate Events

Ho Bee Land issues S$150m green notes under MTN programme
Jun 30, 2026
Ho Bee Land has issued S$150 million of 3.30 per cent fixed rate green notes due 2031, the second series under its S$800 million multicurrency medium term note programme. The issuance underscores the company’s use of sustainable financing in...
Ho Bee Land Prices S$150 Million Green Notes to Fund Eligible Projects
Jun 23, 2026
Ho Bee Land has priced S$150 million of 3.30 per cent fixed-rate green notes due 2031 under its S$800 million multicurrency medium term note programme, with issuance expected on 30 June 2026 and denominations of S$250,000. The notes, arranged by D...
Ho Bee Land Reshapes Board With New Independent Director and Committee Line-Up
Apr 29, 2026
Ho Bee Land has reshuffled its board, with independent non-executive directors Seow Choke Meng and Josephine Choo Poh Hua stepping down at the close of its 29 April 2026 annual general meeting. Their retirements were separately detailed in filings...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 01, 2026