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Digilife Technologies Limited (SG:BAI)
SGX:BAI

Digilife Technologies Limited (BAI) AI Stock Analysis

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SG:BAI

Digilife Technologies Limited

(SGX:BAI)

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Neutral 46 (OpenAI - 5.2)
Rating:46Neutral
Price Target:
S$0.99
▲(10.00% Upside)
Action:ReiteratedDate:01/22/26
The score is held down primarily by weak financial performance (revenue decline, losses, and volatile cash generation). Technicals are more supportive due to a strong uptrend, but overbought signals temper that benefit, and valuation remains pressured by negative earnings and no stated dividend support.
Positive Factors
Low leverage balance sheet
A low debt-to-equity profile and stable equity ratio give the company financial flexibility to fund product development or absorb revenue shocks without heavy interest burdens. This structural strength supports capital allocation and resilience over the medium term.
Negative Factors
Severe revenue decline
A near-total year-over-year revenue drop is a structural red flag: scale erosion weakens pricing power, increases per-unit costs, and undermines operating leverage. Without a durable reversal, the company may struggle to support fixed costs and strategic investments.
Read all positive and negative factors
Positive Factors
Negative Factors
Low leverage balance sheet
A low debt-to-equity profile and stable equity ratio give the company financial flexibility to fund product development or absorb revenue shocks without heavy interest burdens. This structural strength supports capital allocation and resilience over the medium term.
Read all positive factors

Digilife Technologies Limited (BAI) vs. iShares MSCI Singapore ETF (EWS)

Digilife Technologies Limited Business Overview & Revenue Model

Company Description
Digilife Technologies Limited provides telecommunication services in Southeast Asia and South Asia. The company operates in two segments, Telecom and Technology. It distributes mobile prepaid cards of telecom operators. The company also offers har...
How the Company Makes Money
Digilife Technologies Limited generates revenue through multiple key streams. Primarily, the company earns income from its cloud computing services, which are offered on a subscription basis, allowing clients to access scalable resources for their...

Digilife Technologies Limited Financial Statement Overview

Summary
Weak fundamentals overall: the income statement reflects significant revenue decline and negative net income, and cash flows are volatile with inconsistent cash generation. The balance sheet is comparatively steadier with low leverage, but negative ROE indicates poor shareholder returns.
Income Statement
35
Negative
Balance Sheet
55
Neutral
Cash Flow
40
Negative
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue0.0012.62M12.67M231.58M241.75M263.16M
Gross Profit0.001.62M841.00K9.93M21.15M22.48M
EBITDA-829.00K1.74M1.08M5.05M-2.35M67.00K
Net Income-12.81M-3.50M631.00K-1.54M-4.95M-2.83M
Balance Sheet
Total Assets23.88M31.31M36.53M39.35M45.59M55.61M
Cash, Cash Equivalents and Short-Term Investments13.74M9.66M11.48M9.16M10.40M13.56M
Total Debt157.00K158.00K595.00K4.66M2.50M4.10M
Total Liabilities3.51M5.84M6.34M9.13M12.63M18.72M
Stockholders Equity20.29M25.52M30.24M30.28M33.02M36.96M
Cash Flow
Free Cash Flow-845.00K744.00K2.92M-5.61M2.20M-3.47M
Operating Cash Flow-845.00K1.26M3.51M-3.00M2.72M-3.02M
Investing Cash Flow6.13M214.00K-1.12M24.00K640.00K-67.00K
Financing Cash Flow541.00K194.00K-966.00K-475.00K1.26M-1.94M

Digilife Technologies Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.90
Price Trends
50DMA
1.01
Negative
100DMA
0.88
Negative
200DMA
0.76
Negative
Market Momentum
MACD
-0.07
Positive
RSI
8.64
Positive
STOCH
>-0.01
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:BAI, the sentiment is Negative. The current price of 0.9 is below the 20-day moving average (MA) of 0.93, below the 50-day MA of 1.01, and above the 200-day MA of 0.76, indicating a bearish trend. The MACD of -0.07 indicates Positive momentum. The RSI at 8.64 is Positive, neither overbought nor oversold. The STOCH value of >-0.01 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SG:BAI.

Digilife Technologies Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (60)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
60
Neutral
$48.67B4.58-11.27%4.14%2.83%-41.78%
46
Neutral
S$9.60M-7.96-17.33%-96.88%-2755.63%
41
Neutral
S$5.41M-0.40-131.81%-56.03%-404.08%
* Communication Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SG:BAI
Digilife Technologies Limited
0.71
-0.09
-11.25%
SG:1F0
Shopper360 Ltd.
0.07
<0.01
1.56%
SG:9VW
Spackman Entertainment Group Ltd
0.13
0.03
32.00%
SG:AWV
Captii Limited
0.25
0.04
16.67%
SG:AZG
8Telecom International Holdings Co., Ltd.
SG:OMK
Vividthree Holdings Ltd.
0.01
-0.01
-50.00%

Digilife Technologies Limited Corporate Events

Digilife Technologies Shifts Financial Year End to Align With Indian Subsidiary
Dec 29, 2025
Digilife Technologies Limited has changed its financial year end from 31 December to 31 March, meaning its next audited financial statements will cover a 15&#8209;month period from 1 January 2025 to 31 March 2026. The shift aligns the parent compa...
Digilife Technologies Holds Key Extraordinary General Meeting
Dec 4, 2025
Digilife Technologies Limited held an Extraordinary General Meeting (EGM) on November 6, 2025, at The Hive in Singapore. The meeting, attended by the company&#8217;s board of directors, financial advisers, and auditors, was declared open with a qu...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jan 22, 2026