Security Federal Corporation (SFDL)
OTHER OTC:SFDL
SFDL Stock Chart & Stats
$33.55
$0.25(0.92%)
At close: 4:00 PM EST
$33.55
$0.25(0.92%)
Day’s Range― - ―
52-Week Range$28.05 - $36.75
Previous CloseN/A
Volume950.00
Average Volume (3M)234.00
Market Cap
$108.28M
Enterprise Value$131.04M
Total Cash (Recent Filing)$66.42M
Total Debt (Recent Filing)$36.31M
Price to Earnings (P/E)7.7
Beta0.24
Next Earnings
May 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.2%
Share Statistics
EPS (TTM)1.24
Shares Outstanding3,093,225
10 Day Avg. Volume135
30 Day Avg. Volume234
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.53
Price to Sales (P/S)1.17
P/FCF Ratio11.97
Enterprise Value/Market Cap1.21
Enterprise Value/Revenue1.45
Enterprise Value/Gross Profit2.22
Enterprise Value/Ebitda6.79
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthMulti-year revenue expansion through 2025 shows durable demand and successful business execution. Re-acceleration into 2025 indicates the company can regain growth momentum, supporting stable top-line prospects and providing a base for margin and cash-flow improvement over the medium term.
Improved 2025 MarginsA meaningful step-up in net and EBIT margins in 2025 suggests the company is realizing operating leverage or better pricing mix. If sustained, higher margin structure enhances cash generation, resilience to revenue volatility, and ability to reinvest or support shareholder returns over the next several quarters.
Stronger Leverage & FCF HistoryMaterial de-leveraging plus consistent positive free cash flow indicate improved balance-sheet resilience and financial flexibility. Lower leverage and recurring FCF support capital allocation options, reduce default risk, and underpin sustainable dividend or investment capacity over time.
Bears Say
OCF VolatilityA sharp drop in operating cash flow despite positive free cash flow signals inconsistent cash conversion and potential earnings quality concerns. Persistent OCF volatility can strain liquidity planning, hinder predictable capital returns, and complicate funding of growth initiatives over multiple quarters.
Below-Peak ProfitabilityMargins and ROE materially below prior-cycle highs indicate reduced capital efficiency and constraints on long-term return generation. If structural drivers of the earlier peak aren’t restored, the company may face a lower long-run return profile and weaker ability to fund growth or dividends.
2025 Balance-Sheet InconsistencyApparent data inconsistencies in the latest balance sheet undermine confidence in leverage and liquidity assessments. Unclear or unreliable reporting elevates risk around capital adequacy and planning, making it harder for investors and management to assess long-term solvency and funding capacity.
Security Federal News
SFDL FAQ
What was Security Federal Corporation’s price range in the past 12 months?
Security Federal Corporation lowest stock price was $28.05 and its highest was $36.75 in the past 12 months.
What is Security Federal Corporation’s market cap?
Security Federal Corporation’s market cap is $108.28M.
When is Security Federal Corporation’s upcoming earnings report date?
Security Federal Corporation’s upcoming earnings report date is May 04, 2026 which is in 37 days.
How were Security Federal Corporation’s earnings last quarter?
Security Federal Corporation released its earnings results on Jan 30, 2026. The company reported $1.244 earnings per share for the quarter, beating the consensus estimate of N/A by $1.244.
Is Security Federal Corporation overvalued?
According to Wall Street analysts Security Federal Corporation’s price is currently Overvalued.
Does Security Federal Corporation pay dividends?
Security Federal Corporation pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 2.2%. See more information on Security Federal Corporation dividends here
What is Security Federal Corporation’s EPS estimate?
Security Federal Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Security Federal Corporation have?
Security Federal Corporation has 3,093,225 shares outstanding.
What happened to Security Federal Corporation’s price movement after its last earnings report?
Security Federal Corporation reported an EPS of $1.244 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.697%.
Which hedge fund is a major shareholder of Security Federal Corporation?
Currently, no hedge funds are holding shares in SFDL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Security Federal Corporation
Security Federal Corporation operates as the bank holding company for Security Federal Bank that provides various banking products and services. It accepts various deposit products, such as savings accounts, checking accounts, various money market accounts, fixed interest rate certificates, negotiated rate jumbo certificates of deposit, and individual retirement accounts. The company also originates commercial real estate loans, commercial business loans, and consumer loans, as well as mortgage loans to buy or refinance one-to-four family residential real estate; and construction loans on single-family residences, multi-family dwellings and projects, and commercial real estate. In addition, it provides loans for the acquisition, development, and construction of residential subdivisions and commercial projects. Further, the company offers trust, financial planning, and financial management services; and operates an insurance agency that offers auto, business, life, health, and home insurance products, as well as provides insurance premium financing services. Additionally, it invests in various types of liquid assets, including U.S. Treasury obligations and securities of various federal agencies, certificates of deposit at insured institutions, mutual funds, bankers' acceptances and federal funds, as well as commercial paper and corporate debt securities. As of February 8, 2021, the company operated 17 full-service branch offices in Aiken, Ballentine, Clearwater, Columbia, Graniteville, Langley, Lexington, North Augusta, Ridge Spring, Wagener, and West Columbia, South Carolina; and Augusta and Evans, Georgia. Security Federal Corporation was founded in 1922 and is headquartered in Aiken, South Carolina.
Technical Analysis
Ownership Overview
Options Prices
Currently, No data available
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