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ServisFirst Bancshares (SFBS)
NYSE:SFBS
US Market
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ServisFirst Bancshares (SFBS) Ratios

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ServisFirst Bancshares Ratios

SFBS's free cash flow for Q1 2025 was $0.50. For the 2025 fiscal year, SFBS's free cash flow was decreased by $ and operating cash flow was $0.32. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.23 0.20 40.35 370.15 254.30
Quick Ratio
0.23 0.20 40.35 682.82 437.30
Cash Ratio
0.20 0.14 43.76 305.73 179.34
Solvency Ratio
0.01 0.01 0.02 0.01 0.02
Operating Cash Flow Ratio
0.01 0.01 14.65 19.56 15.53
Short-Term Operating Cash Flow Coverage
0.10 0.16 0.00 0.00 0.00
Net Current Asset Value
$ -13.10B$ -11.77B$ -12.55B$ -9.26B$ -7.81B
Leverage Ratios
Debt-to-Assets Ratio
0.13 0.08 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
1.45 0.92 0.05 0.06 0.07
Debt-to-Capital Ratio
0.59 0.48 0.05 0.05 0.06
Long-Term Debt-to-Capital Ratio
0.04 0.04 0.05 0.05 0.06
Financial Leverage Ratio
11.17 11.20 11.25 13.42 12.02
Debt Service Coverage Ratio
0.09 0.13 -0.51 -1.29 -0.84
Interest Coverage Ratio
0.60 0.61 4.49 7.97 4.20
Debt to Market Cap
0.55 0.36 0.02 0.01 0.03
Interest Debt Per Share
53.50 31.58 2.82 1.78 2.15
Net Debt to EBITDA
-3.03 -2.85 -59.22 -878.86 -1.33K
Profitability Margins
Gross Profit Margin
48.03%49.20%93.84%93.50%95.79%
EBIT Margin
30.02%29.51%61.24%60.62%58.18%
EBITDA Margin
30.51%30.05%2.51%1.12%0.44%
Operating Profit Margin
30.02%29.51%78.77%60.62%58.18%
Pretax Profit Margin
30.02%29.51%61.24%60.62%58.18%
Net Profit Margin
24.26%24.96%49.88%49.70%46.06%
Continuous Operations Profit Margin
24.26%24.96%49.88%49.70%46.06%
Net Income Per EBT
80.84%84.57%81.44%82.00%79.16%
EBT Per EBIT
100.00%100.00%77.75%100.00%100.00%
Return on Assets (ROA)
1.29%1.28%1.72%1.34%1.42%
Return on Equity (ROE)
15.11%14.37%19.39%18.04%17.09%
Return on Capital Employed (ROCE)
16.34%15.56%2.72%1.64%1.80%
Return on Invested Capital (ROIC)
5.75%7.31%40.13%3.24%4.16%
Return on Tangible Assets
1.29%1.28%1.72%1.35%1.42%
Earnings Yield
5.54%5.69%6.72%4.52%7.82%
Efficiency Ratios
Receivables Turnover
14.06 14.00 10.41 12.00 9.99
Payables Turnover
17.76 15.28 1.67 1.99 1.26
Inventory Turnover
0.00 0.00 0.00 >-0.01 >-0.01
Fixed Asset Turnover
16.67 13.97 8.43 6.93 6.70
Asset Turnover
0.05 0.05 0.03 0.03 0.03
Working Capital Turnover Ratio
-0.08 -0.07 0.18 0.10 0.17
Cash Conversion Cycle
5.41 2.18 -183.60 -57.38K -53.38K
Days of Sales Outstanding
25.95 26.06 35.05 30.42 36.53
Days of Inventory Outstanding
0.00 0.00 0.00 -57.23K -53.13K
Days of Payables Outstanding
20.55 23.88 218.65 183.04 290.33
Operating Cycle
25.95 26.06 35.05 -57.20K -53.09K
Cash Flow Ratios
Operating Cash Flow Per Share
4.54 3.61 5.02 4.92 3.55
Free Cash Flow Per Share
4.45 3.54 4.95 4.74 3.51
CapEx Per Share
0.09 0.07 0.07 0.17 0.04
Free Cash Flow to Operating Cash Flow
0.98 0.98 0.99 0.96 0.99
Dividend Paid and CapEx Coverage Ratio
3.41 3.97 6.62 6.34 6.25
Capital Expenditure Coverage Ratio
49.11 50.46 74.69 28.19 82.99
Operating Cash Flow Coverage Ratio
0.10 0.15 4.21 4.12 2.95
Operating Cash Flow to Sales Ratio
0.25 0.24 0.54 0.64 0.52
Free Cash Flow Yield
5.58%5.32%7.19%5.58%8.71%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
18.27 17.58 14.88 22.15 12.79
Price-to-Sales (P/S) Ratio
4.44 4.39 7.42 11.01 5.89
Price-to-Book (P/B) Ratio
2.63 2.53 2.88 4.00 2.19
Price-to-Free Cash Flow (P/FCF) Ratio
18.16 18.80 13.91 17.91 11.48
Price-to-Operating Cash Flow Ratio
17.75 18.43 13.73 17.27 11.34
Price-to-Earnings Growth (PEG) Ratio
3.17 -0.97 0.71 1.03 0.99
Price-to-Fair Value
2.63 2.53 2.88 4.00 2.19
Enterprise Value Multiple
11.52 11.76 236.32 107.51 15.17
Enterprise Value
3.43B 2.93B 2.99B 501.42M 24.50M
EV to EBITDA
11.34 11.76 236.32 107.51 15.17
EV to Sales
3.46 3.53 5.93 1.20 0.07
EV to Free Cash Flow
14.15 15.14 11.12 1.95 0.13
EV to Operating Cash Flow
13.86 14.84 10.97 1.88 0.13
Tangible Book Value Per Share
30.37 26.14 23.40 20.77 17.93
Shareholders’ Equity Per Share
30.61 26.38 23.89 21.26 18.43
Tax and Other Ratios
Effective Tax Rate
0.19 0.15 0.19 0.18 0.21
Revenue Per Share
18.18 15.19 9.29 7.72 6.84
Net Income Per Share
4.41 3.79 4.63 3.84 3.15
Tax Burden
0.81 0.85 0.81 0.82 0.79
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.11 0.12 0.16 0.18 0.18
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
1.03 0.95 1.08 1.28 1.13
Currency in USD
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