Sound Financial Bancorp, Inc. (SFBC)
NASDAQ:SFBC
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Total Valuation
Sound Financial Bancorp has a market cap or net worth of $109.24M. The enterprise value is -$10.26M.
Market Cap$109.24M
Enterprise Value-$10.26M
Share Statistics
Sound Financial Bancorp has 2,566,069 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,566,069
Owned by Insiders6.81%
Owned by Institutions26.05%
Financial Efficiency
Sound Financial Bancorp’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 5.02%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.02%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee570.56K
Profits Per Employee66.28K
Employee Count108
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Sound Financial Bancorp is 17.8. Sound Financial Bancorp’s PEG ratio is 0.28.
PE Ratio17.8
PS Ratio1.81
PB Ratio1.02
Price to Fair Value1.02
Price to FCF15.96
Price to Operating Cash Flow15.61
PEG Ratio0.28
Income Statement
In the last 12 months, Sound Financial Bancorp had revenue of 61.62M and earned 7.16M in profits. Earnings per share was 2.80.
Revenue61.62M
Gross Profit38.86M
Operating Income8.67M
Pretax Income8.67M
Net Income7.16M
EBITDA8.67M
Earnings Per Share (EPS)2.80
Cash Flow
In the last 12 months, operating cash flow was 6.81M and capital expenditures -94.00K, giving a free cash flow of 6.72M billion.
Operating Cash Flow6.81M
Free Cash Flow6.72M
Free Cash Flow per Share2.62
Dividends & Yields
Sound Financial Bancorp pays an annual dividend of $0.19, resulting in a dividend yield of 1.75%
Dividend Per Share$0.19
Dividend Yield1.75%
Payout Ratio28.79%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.14
52-Week Price Change-16.76%
50-Day Moving Average42.72
200-Day Moving Average43.96
Relative Strength Index (RSI)43.17
Average Volume (3m)4.73K
Important Dates
Sound Financial Bancorp upcoming earnings date is Jul 29, 2026, TBA (Confirmed).
Last Earnings DateApr 28, 2026
Next Earnings DateJul 29, 2026
Ex-Dividend Date―
Financial Position
Sound Financial Bancorp as a current ratio of 0.15, with Debt / Equity ratio of 19.18%
Current Ratio0.15
Quick Ratio0.15
Debt to Market Cap0.16
Net Debt to EBITDA-13.49
Interest Coverage Ratio0.38
Taxes
In the past 12 months, Sound Financial Bancorp has paid 1.51M in taxes.
Income Tax1.51M
Effective Tax Rate0.17
Enterprise Valuation
Sound Financial Bancorp EV to EBITDA ratio is -0.62, with an EV/FCF ratio of -0.77.
EV to Sales-0.09
EV to EBITDA-0.62
EV to Free Cash Flow-0.77
EV to Operating Cash Flow-0.76
Balance Sheet
Sound Financial Bancorp has $137.98M in cash and marketable securities with $21.18M in debt, giving a net cash position of $116.81M billion.
Cash & Marketable Securities$137.98M
Total Debt$21.18M
Net Cash$116.81M
Net Cash Per Share$45.52
Tangible Book Value Per Share$41.15
Margins
Gross margin is 63.27%, with operating margin of 14.07%, and net profit margin of 11.62%.
Gross Margin63.27%
Operating Margin14.07%
Pretax Margin14.07%
Net Profit Margin11.62%
EBITDA Margin14.07%
EBIT Margin14.07%
Analyst Forecast
The average price target for Sound Financial Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast0.38%
EPS Growth Forecast50.01%