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Sound Financial Bancorp, Inc. (SFBC)
NASDAQ:SFBC
Total Valuation
Sound Financial Bancorp has a market cap or net worth of $120.27M. The enterprise value is $57.04M.
Market Cap$120.27M
Enterprise Value$57.04M
Share Statistics
Sound Financial Bancorp has 2,566,069 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,566,069
Owned by Insiders6.24%
Owned by Institutions0.51%
Financial Efficiency
Sound Financial Bancorp’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 2.99%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.99%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee574.63K
Profits Per Employee42.96K
Employee Count108
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Sound Financial Bancorp is 19.3. Sound Financial Bancorp’s PEG ratio is -0.69.
PE Ratio19.3
PS Ratio2.16
PB Ratio1.29
Price to Fair Value1.29
Price to FCF46.88
Price to Operating Cash Flow92.55
PEG Ratio-0.69
Income Statement
In the last 12 months, Sound Financial Bancorp had revenue of 62.06M and earned 4.64M in profits. Earnings per share was 1.84.
Revenue62.06M
Gross Profit35.69M
Operating Income5.65M
Pretax Income5.65M
Net Income4.64M
EBITDA7.22M
Earnings Per Share (EPS)1.84
Cash Flow
In the last 12 months, operating cash flow was 1.26M and capital expenditures 1.52M, giving a free cash flow of 2.77M billion.
Operating Cash Flow1.26M
Free Cash Flow2.77M
Free Cash Flow per Share1.08
Dividends & Yields
Sound Financial Bancorp pays an annual dividend of $0.19, resulting in a dividend yield of 1.62%
Dividend Per Share$0.19
Dividend Yield1.62%
Payout Ratio31.28%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.23
52-Week Price Change1.32%
50-Day Moving Average46.76
200-Day Moving Average50.27
Relative Strength Index (RSI)53.34
Average Volume (3m)5.51K
Important Dates
Sound Financial Bancorp upcoming earnings date is Oct 28, 2025, TBA (Confirmed).
Last Earnings DateJul 29, 2025
Next Earnings DateOct 28, 2025
Ex-Dividend DateAug 11, 2025
Financial Position
Sound Financial Bancorp as a current ratio of 0.07, with Debt / Equity ratio of 3.97%
Current Ratio0.07
Quick Ratio0.07
Debt to Market Cap0.27
Net Debt to EBITDA-0.40
Interest Coverage Ratio0.21
Taxes
In the past 12 months, Sound Financial Bancorp has paid 1.01M in taxes.
Income Tax1.01M
Effective Tax Rate0.18
Enterprise Valuation
Sound Financial Bancorp EV to EBITDA ratio is 18.13, with an EV/FCF ratio of 45.87.
EV to Sales2.11
EV to EBITDA18.13
EV to Free Cash Flow45.87
EV to Operating Cash Flow44.68
Balance Sheet
Sound Financial Bancorp has $139.18M in cash and marketable securities with $40.60M in debt, giving a net cash position of -$98.58M billion.
Cash & Marketable Securities$139.18M
Total Debt$40.60M
Net Cash-$98.58M
Net Cash Per Share-$38.42
Tangible Book Value Per Share$38.89
Margins
Gross margin is 58.14%, with operating margin of 9.10%, and net profit margin of 7.48%.
Gross Margin58.14%
Operating Margin9.10%
Pretax Margin9.10%
Net Profit Margin7.48%
EBITDA Margin11.64%
EBIT Margin9.10%
Analyst Forecast
The average price target for Sound Financial Bancorp is $51.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$51.00
Price Target Upside8.83% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast7.86%
EPS Growth Forecast59.25%