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Sound Financial Bancorp, Inc. (SFBC)
NASDAQ:SFBC
US Market
SFBC
Sound Financial Bancorp
RESEARCH TOOLSreports

Sound Financial Bancorp (SFBC) Ratios

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108 Followers

Sound Financial Bancorp Ratios

SFBC's free cash flow for Q4 2025 was $0.63. For the 2025 fiscal year, SFBC's free cash flow was decreased by $ and operating cash flow was $0.17. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 40.84 40.84 0.07 0.07 0.08
Quick Ratio
 40.84 40.84 0.07 0.07 0.08
Cash Ratio
 37.72 37.72 0.05 0.06 0.07
Solvency Ratio
 <0.01 <0.01 <0.01 0.01 0.01
Operating Cash Flow Ratio
 1.95 1.95 <0.01 <0.01 0.01
Short-Term Operating Cash Flow Coverage
 1.95 1.95 0.00 0.46 0.23
Net Current Asset Value
$ -832.85M$ -832.85M$ -835.07M$ -833.14M$ -807.52M
Leverage Ratios
Debt-to-Assets Ratio
 0.02 0.02 0.04 0.06 0.06
Debt-to-Equity Ratio
 0.23 0.23 0.39 0.56 0.62
Debt-to-Capital Ratio
 0.19 0.19 0.28 0.36 0.38
Long-Term Debt-to-Capital Ratio
 0.14 0.14 0.26 0.27 0.11
Financial Leverage Ratio
 9.98 9.98 9.58 9.89 9.99
Debt Service Coverage Ratio
 0.32 0.27 0.24 0.29 0.22
Interest Coverage Ratio
 0.38 0.38 0.21 0.54 2.42
Debt to Market Cap
 0.20 0.19 0.27 0.56 0.54
Interest Debt Per Share
 18.68 18.68 26.41 30.80 25.06
Net Debt to EBITDA
 -11.55 -13.07 -0.40 0.64 0.18
Profitability Margins
Gross Profit Margin
63.07%63.07%57.51%70.35%87.25%
EBIT Margin
14.07%14.07%9.10%16.19%24.51%
EBITDA Margin
15.92%14.07%11.64%19.16%28.11%
Operating Profit Margin
14.07%14.07%9.10%16.19%24.51%
Pretax Profit Margin
14.07%14.07%9.10%16.19%24.51%
Net Profit Margin
11.62%11.62%7.48%13.38%19.84%
Continuous Operations Profit Margin
11.62%11.62%7.48%13.38%19.84%
Net Income Per EBT
82.56%82.54%82.18%82.66%80.95%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.66%0.66%0.47%0.75%0.90%
Return on Equity (ROE)
6.70%6.54%4.48%7.39%9.01%
Return on Capital Employed (ROCE)
0.80%0.80%3.64%5.89%8.76%
Return on Invested Capital (ROIC)
4.54%4.54%2.99%4.43%5.27%
Return on Tangible Assets
0.66%0.66%0.47%0.75%0.91%
Earnings Yield
6.64%6.42%3.47%8.02%8.69%
Efficiency Ratios
Receivables Turnover
 16.34 16.34 17.88 16.11 14.39
Payables Turnover
 0.00 0.00 34.32 20.18 14.32
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 8.04 8.04 7.37 5.71 4.18
Asset Turnover
 0.06 0.06 0.06 0.06 0.05
Working Capital Turnover Ratio
 -0.19 -0.19 -0.08 -0.07 -0.06
Cash Conversion Cycle
 22.34 22.34 9.78 4.57 -0.13
Days of Sales Outstanding
 22.34 22.34 20.41 22.66 25.36
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 10.64 18.09 25.49
Operating Cycle
 22.34 22.34 20.41 22.66 25.36
Cash Flow Ratios
Operating Cash Flow Per Share
 2.80 2.80 1.15 2.89 3.90
Free Cash Flow Per Share
 2.76 2.80 1.12 2.71 3.74
CapEx Per Share
 0.04 0.07 0.03 0.19 0.15
Free Cash Flow to Operating Cash Flow
 0.99 1.00 0.97 0.94 0.96
Dividend Paid and CapEx Coverage Ratio
 3.50 3.38 1.45 2.92 4.14
Capital Expenditure Coverage Ratio
 71.61 42.12 38.58 15.51 25.26
Operating Cash Flow Coverage Ratio
 0.28 0.28 0.07 0.12 0.17
Operating Cash Flow to Sales Ratio
 0.12 0.12 0.05 0.12 0.23
Free Cash Flow Yield
6.52%6.42%2.13%6.94%9.54%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 15.07 15.59 28.85 12.48 11.50
Price-to-Sales (P/S) Ratio
 1.76 1.81 2.16 1.67 2.28
Price-to-Book (P/B) Ratio
 0.99 1.02 1.29 0.92 1.04
Price-to-Free Cash Flow (P/FCF) Ratio
 15.33 15.58 46.88 14.41 10.49
Price-to-Operating Cash Flow Ratio
 15.07 15.58 45.66 13.48 10.07
Price-to-Earnings Growth (PEG) Ratio
 3.08 0.28 -0.77 -0.82 -4.47
Price-to-Fair Value
 0.99 1.02 1.29 0.92 1.04
Enterprise Value Multiple
 -0.51 -0.20 18.13 9.36 8.30
Enterprise Value
 -5.05M -1.74M 131.01M 99.66M 103.55M
EV to EBITDA
 -0.51 -0.20 18.13 9.36 8.30
EV to Sales
 -0.08 -0.03 2.11 1.79 2.33
EV to Free Cash Flow
 -0.71 -0.24 45.87 15.47 10.72
EV to Operating Cash Flow
 -0.70 -0.24 44.68 14.47 10.30
Tangible Book Value Per Share
 42.77 42.78 38.89 40.35 36.07
Shareholders’ Equity Per Share
 42.77 42.78 40.77 42.30 37.89
Tax and Other Ratios
Effective Tax Rate
 0.17 0.17 0.18 0.17 0.19
Revenue Per Share
 24.09 24.10 24.41 23.36 17.21
Net Income Per Share
 2.80 2.80 1.82 3.13 3.41
Tax Burden
 0.83 0.83 0.82 0.83 0.81
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.23 0.30 0.28 0.31 0.37
Stock-Based Compensation to Revenue
 <0.01 <0.01 <0.01 <0.01 0.01
Income Quality
 1.00 1.00 0.63 0.93 1.14
Currency in USD