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SaveLend Group AB (SE:YIELD)
:YIELD
Sweden Market

SaveLend Group AB (YIELD) Ratios

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SaveLend Group AB Ratios

SE:YIELD's free cash flow for Q4 2024 was kr0.93. For the 2024 fiscal year, SE:YIELD's free cash flow was decreased by kr and operating cash flow was kr-0.27. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.08 0.74 0.92 0.98 0.84
Quick Ratio
1.08 0.74 0.94 1.13 1.01
Cash Ratio
0.03 0.09 0.11 0.16 0.07
Solvency Ratio
0.01 0.06 0.73 0.43 0.64
Operating Cash Flow Ratio
0.02 0.03 -0.02 -0.15 -0.17
Short-Term Operating Cash Flow Coverage
0.46 0.04 -0.02 -1.13 -0.26
Net Current Asset Value
kr -19.31Mkr -81.49Mkr -42.58Mkr -70.27Mkr -34.85M
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.13 0.09 0.17 0.22
Debt-to-Equity Ratio
0.28 0.42 0.26 0.62 0.68
Debt-to-Capital Ratio
0.22 0.30 0.21 0.38 0.41
Long-Term Debt-to-Capital Ratio
0.11 0.07 0.11 0.25 0.25
Financial Leverage Ratio
4.49 3.31 3.04 3.68 3.05
Debt Service Coverage Ratio
0.51 0.12 -0.04 -0.77 -0.11
Interest Coverage Ratio
-9.17 4.10K -45.57 -28.04 -19.27
Debt to Market Cap
0.18 0.43 0.38 0.18 1.69
Interest Debt Per Share
0.43 0.72 0.56 1.62 8.35
Net Debt to EBITDA
3.00 6.12 -1.58 -1.59 -4.93
Profitability Margins
Gross Profit Margin
59.53%51.27%53.47%60.58%38.20%
EBIT Margin
0.00%-11.90%-16.53%-30.51%-23.94%
EBITDA Margin
3.22%2.14%-3.20%-17.33%-8.45%
Operating Profit Margin
-13.86%-11.90%-25.56%-37.94%-38.71%
Pretax Profit Margin
-16.34%-13.20%-17.09%-30.96%-26.84%
Net Profit Margin
-15.26%-6.75%-18.36%-30.39%-25.90%
Continuous Operations Profit Margin
0.00%-6.75%-18.36%-30.39%-25.90%
Net Income Per EBT
93.39%51.12%107.45%98.16%96.51%
EBT Per EBIT
117.90%110.97%66.87%81.60%69.33%
Return on Assets (ROA)
-6.06%-3.81%-8.68%-9.75%-11.81%
Return on Equity (ROE)
-27.21%-12.60%-26.36%-35.89%-36.07%
Return on Capital Employed (ROCE)
-16.88%-15.93%-29.17%-24.21%-32.98%
Return on Invested Capital (ROIC)
-13.87%-4.03%-14.57%-20.76%-19.84%
Return on Tangible Assets
-7.82%-7.52%-15.35%-14.67%-22.13%
Earnings Yield
-18.53%-3.74%-6.42%-11.23%-47.21%
Efficiency Ratios
Receivables Turnover
0.00 33.92 8.48 5.61 4.31
Payables Turnover
10.54 8.08 7.76 4.27 8.67
Inventory Turnover
0.00 0.00 -20.44 -1.72 -3.69
Fixed Asset Turnover
214.15 25.03 45.07 25.97 25.82
Asset Turnover
0.40 0.56 0.47 0.32 0.46
Working Capital Turnover Ratio
-11.05 -5.72 -17.47 -16.39 -21.50
Cash Conversion Cycle
-34.64 -34.42 -21.86 -232.06 -56.30
Days of Sales Outstanding
0.00 10.76 43.03 65.02 84.69
Days of Inventory Outstanding
0.00 0.00 -17.86 -211.65 -98.88
Days of Payables Outstanding
34.64 45.18 47.03 85.42 42.11
Operating Cycle
0.00 10.76 25.17 -146.63 -14.19
Cash Flow Ratios
Operating Cash Flow Per Share
0.09 0.10 -0.07 -0.70 -2.86
Free Cash Flow Per Share
-0.16 -0.22 -0.53 -1.07 -4.90
CapEx Per Share
0.25 0.32 0.45 0.37 2.04
Free Cash Flow to Operating Cash Flow
-1.73 -2.08 7.14 1.53 1.71
Dividend Paid and CapEx Coverage Ratio
0.37 0.32 -0.16 -1.90 -1.41
Capital Expenditure Coverage Ratio
0.37 0.32 -0.16 -1.90 -1.41
Operating Cash Flow Coverage Ratio
0.24 0.14 -0.14 -0.44 -0.36
Operating Cash Flow to Sales Ratio
0.04 0.03 -0.02 -0.23 -0.18
Free Cash Flow Yield
-7.65%-3.77%-6.15%-12.99%-54.70%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-5.40 -26.72 -15.59 -8.90 -2.12
Price-to-Sales (P/S) Ratio
0.82 1.80 2.86 2.71 0.55
Price-to-Book (P/B) Ratio
1.47 3.37 4.11 3.19 0.76
Price-to-Free Cash Flow (P/FCF) Ratio
-13.08 -26.52 -16.27 -7.70 -1.83
Price-to-Operating Cash Flow Ratio
22.57 55.28 -116.20 -11.74 -3.13
Price-to-Earnings Growth (PEG) Ratio
-0.06 0.45 0.39 0.11 0.02
Price-to-Fair Value
1.47 3.37 4.11 3.19 0.76
Enterprise Value Multiple
28.60 90.25 -91.17 -17.20 -11.42
Enterprise Value
134.42M 333.21M 445.08M 281.05M 54.42M
EV to EBITDA
28.60 90.25 -91.17 -17.20 -11.42
EV to Sales
0.92 1.93 2.91 2.98 0.96
EV to Free Cash Flow
-14.61 -28.45 -16.56 -8.48 -3.22
EV to Operating Cash Flow
25.21 59.30 -118.25 -12.94 -5.50
Tangible Book Value Per Share
-0.01 -1.09 -0.67 -0.60 -4.97
Shareholders’ Equity Per Share
1.43 1.72 2.09 2.57 11.73
Tax and Other Ratios
Effective Tax Rate
0.10 0.49 -0.07 0.02 0.03
Revenue Per Share
2.55 3.22 3.00 3.03 16.33
Net Income Per Share
-0.39 -0.22 -0.55 -0.92 -4.23
Tax Burden
0.93 0.51 1.07 0.98 0.97
Interest Burden
- 1.11 1.03 1.01 1.12
Research & Development to Revenue
0.03 0.07 0.07 0.05 0.05
SG&A to Revenue
0.00 0.23 0.26 0.26 0.28
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
-0.25 -0.48 0.15 0.78 0.65
Currency in SEK
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