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J.M. AB (SE:JM)
:JM
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J.M. AB (JM) AI Stock Analysis

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SE:JM

J.M. AB

(JM)

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Neutral 46 (OpenAI - 5.2)
Rating:46Neutral
Price Target:
kr121.00
▼(-11.94% Downside)
Action:Reiterated
Date:07/11/26
The score is primarily weighed down by weak financial performance—TTM net loss, compressed margins, and negative operating/free cash flow—alongside meaningful leverage for a cyclical homebuilder. Technical indicators are mixed and provide only partial support, while valuation is a key headwind due to the very high P/E and only modest dividend yield.
Positive Factors
Integrated residential development model
JM’s vertically integrated residential model lets it capture value across planning, permitting, construction and sales. Long-term control over project execution reduces coordination risks, preserves margin capture across the value chain, and supports durable project-level profitability.
Negative Factors
Negative operating and free cash flow
A TTM reversal to negative operating and free cash flow materially weakens liquidity and self-funding capacity. Persistent cash burn increases reliance on external financing or asset disposals, heightens execution risk on ongoing projects, and reduces buffer against prolonged downturns.
Read all positive and negative factors
Positive Factors
Negative Factors
Integrated residential development model
JM’s vertically integrated residential model lets it capture value across planning, permitting, construction and sales. Long-term control over project execution reduces coordination risks, preserves margin capture across the value chain, and supports durable project-level profitability.
Read all positive factors

J.M. AB (JM) vs. iShares MSCI Sweden ETF (EWD)

J.M. AB Business Overview & Revenue Model

Company Description
JM AB (publ) is a prominent real estate developer operating across the Nordic region, concentrating on the creation and sale of residential properties and integrated living environments. The company segments its diverse operations into five key di...
How the Company Makes Money
JM primarily makes money by developing residential properties and selling completed housing units (or selling units through pre-sales and then recognizing revenue/profit as projects progress and complete, depending on accounting). The core revenue...

J.M. AB Financial Statement Overview

Summary
Overall fundamentals are weak. Income statement trends show declining revenue, sharply compressed margins, and a TTM net loss with slightly negative operating profit. Cash flow is the biggest drag with negative TTM operating and free cash flow, signaling renewed cash burn. The balance sheet is serviceable but relatively leveraged (debt-to-equity roughly 1.4–1.6x in 2024–TTM), which adds cyclicality risk while returns on equity have fallen sharply.
Income Statement
33
Negative
Balance Sheet
52
Neutral
Cash Flow
29
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue9.61B10.69B14.27B15.97B15.75B15.65B
Gross Profit939.00M1.26B1.63B2.76B3.14B3.21B
EBITDA99.00M450.00M904.00M1.60B2.07B2.32B
Net Income-112.00M56.00M353.00M1.03B1.50B1.80B
Balance Sheet
Total Assets27.43B23.71B25.16B30.07B24.38B24.39B
Cash, Cash Equivalents and Short-Term Investments996.00M580.00M506.00M1.67B1.84B3.98B
Total Debt14.16B10.78B11.74B16.04B8.48B8.38B
Total Liabilities19.58B15.78B16.99B22.10B15.66B16.01B
Stockholders Equity7.85B7.93B8.17B7.97B8.72B8.38B
Cash Flow
Free Cash Flow-591.00M1.38B3.45B1.06B-2.64B-966.00M
Operating Cash Flow-1.05B1.40B3.47B1.06B-2.63B-961.00M
Investing Cash Flow-218.00M-28.00M-69.00M-2.00M-29.00M-17.00M
Financing Cash Flow1.98B-1.28B-4.58B-1.50B504.00M1.91B

J.M. AB Technical Analysis

Technical Analysis Sentiment
Negative
Last Price137.40
Price Trends
50DMA
121.21
Negative
100DMA
120.83
Negative
200DMA
128.59
Negative
Market Momentum
MACD
3.91
Positive
RSI
39.02
Neutral
STOCH
18.54
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:JM, the sentiment is Negative. The current price of 137.4 is above the 20-day moving average (MA) of 129.22, above the 50-day MA of 121.21, and above the 200-day MA of 128.59, indicating a bearish trend. The MACD of 3.91 indicates Positive momentum. The RSI at 39.02 is Neutral, neither overbought nor oversold. The STOCH value of 18.54 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SE:JM.

J.M. AB Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
46
Neutral
kr7.98B-67.860.69%2.38%-22.33%-144.62%
43
Neutral
kr3.12B-81.02-2.36%-9.21%93.92%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SE:JM
J.M. AB
117.40
-23.71
-16.80%
SE:BONAV.B
Bonava AB Class B
9.35
-3.77
-28.73%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 11, 2026