Education
About Us
Working with TipRanks
Follow Us
SCOR SE (SCRYY)
OTHER OTC:SCRYY
Earnings Data
Report Date
May 06, 2026Before Open (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.11Last Year’s EPS
0.12Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call was predominantly positive: SCOR reported record net income, robust ROE, strong solvency (215%), significant economic value growth (+13.7% vs 9% target), a raised dividend (+5.6%), EUR 170m of cost savings ahead of plan, excellent P&C underwriting metrics (combined ratio well below target, nat cat and attritional loss ratios improving), and Life & Health and investment results beating guidance. Key risks and headwinds were noted but appear manageable: competitive P&C pricing and SBS weakness, some underperforming Life contracts (addressed with reserve strengthening), refinancing timing on Tier 2, man-made loss volatility, pending arbitration, and potential Solvency II reform impacts (estimated -10–15ppt). Overall, the positive operational and capital outcomes materially outweigh the identified lowlights.Company Guidance
Record Full-Year Net Income
Net income for FY2025 was EUR 846 million, the highest in SCOR's history, supported by strong contributions from P&C, Life & Health and Investments.
Strong Return on Equity
Return on equity reached 19.1% for the full year; Q4 implied annualized ROE was 21.1%, both well above group targets.
Robust Solvency Position
Group Solvency II ratio of 215%, up 5 percentage points versus 2024 and at the higher end of the target range, reflecting satisfactory net operating capital generation in 2025.
Economic Value Growth
Economic value grew 13.7% at constant economics for the year, outperforming the Forward '26 target of 9% per annum; economic value per share stands at EUR 48, broadly stable year-over-year.
Dividend Increase and Capital Management
Executive Committee proposed a dividend of EUR 1.9 per share for FY2025, up 5.6% from EUR 1.8, which will set the new dividend floor under the ratchet policy.
Cost Savings and Expense Discipline
Achieved EUR 170 million of savings after 2 years—one year ahead of plan—allowing management expenses to remain flat versus 2023; group expense ratio for 2025 around 7.4% with long-term guidance of 7–8%.
P&C Underwriting Strength
P&C combined ratio continues to outperform Forward '26 target (below 87%); Q4 nat cat ratio 7.6% (YTD 6.8%), well within the annual budget of 10%; Q4 attritional loss ratio 74.7% (YTD 76.4%), improved from 77% in 2024.
Life & Health Outperformance
Life & Health full-year new business CSM of EUR 464 million (above EUR 0.4bn assumption); Q4 new business CSM EUR 170 million; insurance service result EUR 115 million in Q4 and EUR 450 million for the year, ahead of the ~EUR 0.4bn guidance.
Investment Returns and Yield
Return on invested assets was 3.6% in Q4 generating EUR 209 million of investment income; regular income yield ~3.8%; credit portfolio remains high quality with expected credit losses broadly unchanged.
Balance Sheet and Risk Management Enhancements
Financial leverage managed proactively (25.3% vs 24.5% prior), successful issuance of Tier 2; increased group risk-adjustment confidence level to 75.5%–82.5%; ongoing improvements in ALM (moving toward dynamic ALM) and tech/data (6 AI flagship projects in progress).
SCRYY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
SCRYY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Mar 04, 2026 | $3.36 | $3.46 | +3.22% |
Oct 31, 2025 | $3.49 | $3.03 | -13.14% |
Jul 31, 2025 | $3.38 | $3.28 | -2.87% |
May 07, 2025 | $3.02 | $3.14 | +3.98% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does SCOR SE (SCRYY) report earnings?
SCOR SE (SCRYY) is schdueled to report earning on May 06, 2026, Before Open (Confirmed).
What is SCOR SE (SCRYY) earnings time?
SCOR SE (SCRYY) earnings time is at May 06, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is SCRYY EPS forecast?
SCRYY EPS forecast for the fiscal quarter 2026 (Q1) is 0.11.