The earnings call reflects a strong financial performance in terms of profitability and return on equity, with significant achievements in investment returns and solvency. However, challenges remain with declining P&C revenues and ongoing legal disputes with Covéa, alongside increasing market competition.

Company Guidance -

Q3 2025

During the SCOR Q2 2025 Results Conference Call, the company provided guidance with several key financial metrics. SCOR reported a six-month return on equity of 20.1% and economic value growth of 10.5%, both exceeding targets. The Group achieved a net income of EUR 225 million, a return on equity of 22.6%, and a stable group solvency ratio of 210%. P&C performance was strong, with a combined ratio of 82.5%, significantly better than the Forward 2026 target of below 87%, aided by low catastrophe claims and a dynamic retrocession approach. Life & Health delivered an insurance service result of EUR 118 million in Q2, supporting the full-year Forward 2026 assumption of EUR 400 million ISR. Investments yielded a 3.5% regular income yield and a 3.6% return on invested assets. Despite a competitive market, SCOR's strategic decisions in capital allocation and underwriting have positioned it favorably, with a continued focus on diversifying and profitable lines of business.

Strong Financial Performance

SCOR delivered EUR 225 million of net income, a 22.6% return on equity, and an economic value growth of 10.5% at constant economics. The combined ratio for P&C was at 82.5%, well ahead of the target below 87%.

Life & Health Segment Stability

The Life & Health segment generated an insurance service result of EUR 118 million in Q2, with performance in line with expectations and a strong pipeline of business opportunities.

Investment Portfolio Success

SCOR achieved a 3.5% regular income yield and a return on invested assets of 3.6%, benefiting from a high-quality fixed income portfolio and elevated reinvestment rates.

Solvency and Capital Generation

Group solvency ratio stands at 210%, stable compared to the end of 2024, supported by strong net operating capital generation.

SCOR SE (SCRYY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

SCRYY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 31, 2025	2025 (Q3)	0.11 / -	-0.069	―	―	―
Jul 31, 2025	2025 (Q2)	0.14 / 0.14	-0.186	177.42% (+0.33)
May 07, 2025	2025 (Q1)	0.09 / 0.12	0.12	3.33% (<+0.01)
Mar 05, 2025	2024 (Q4)	0.13 / 0.14	0.099	41.41% (+0.04)
Nov 14, 2024	2024 (Q3)	0.09 / -0.07	0.087	-179.31% (-0.16)
Jul 30, 2024	2024 (Q2)	0.04 / -0.19	0.118	-257.63% (-0.30)
May 17, 2024	2024 (Q1)	0.15 / 0.12	0.188	-36.17% (-0.07)
Mar 06, 2024	2023 (Q4)	0.09 / 0.10	0.123	-19.51% (-0.02)
Nov 10, 2023	2023 (Q3)	0.10 / 0.09	-0.152	157.24% (+0.24)
Jul 27, 2023	2023 (Q2)	0.10 / 0.12	-0.091	229.67% (+0.21)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

SCRYY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 31, 2025	$3.38	$3.28	-2.96%
May 07, 2025	$3.02	$3.14	+3.97%
Mar 05, 2025	$2.76	$2.83	+2.54%
Nov 14, 2024	$2.17	$2.38	+9.68%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does SCOR SE (SCRYY) report earnings?

SCOR SE (SCRYY) is schdueled to report earning on Oct 31, 2025, Before Open (Confirmed).

What is SCOR SE (SCRYY) earnings time?

SCOR SE (SCRYY) earnings time is at Oct 31, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is SCRYY EPS forecast?

SCRYY EPS forecast for the fiscal quarter 2025 (Q3) is 0.11.

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