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Saratoga Investment (SAR)
NYSE:SAR
US Market
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Saratoga Investment (SAR) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 13, 2026
After Close (Confirmed)
Period Ending
2027 (Q2)
Consensus EPS Forecast
0.52
Last Year’s EPS
0.58
Same Quarter Last Year
Based on 4 Analysts Ratings

Earnings Call Summary

Q1 2027
Earnings Call Date:Jul 07, 2026|
% Change Since:
|
Earnings Call Sentiment|Neutral
Balanced/Neutral. The call highlighted meaningful positives — AUM growth to $1.126B, robust deal flow and net originations, substantial liquidity ($197M), low nonaccruals (1.2% of cost), and ROE and total returns that outperform the BDC industry. However, material near‑term earnings and valuation pressures were also disclosed: adjusted NII declined significantly (‑25.1% YoY), NAV and NAV per share fell sequentially (NAV down 4.5%), the portfolio incurred $15.2M of markdowns including a full write‑off of Pepper Palace, and originations faced ~50 bps tighter spreads versus repaid assets. Management emphasizes disciplined underwriting, strong liquidity, and a path to close the dividend coverage gap, but the near‑term metrics show clear headwinds requiring monitoring.
Company Guidance
Management reiterated prudent, disciplined guidance to deploy $197M of available liquidity (about $61M cash, ~$46M undrawn SBA debentures and $90M of revolvers) to support continued AUM growth (AUM +1.6% q/q to $1.126B; capacity to grow assets ~17% without external financing) and ongoing originations (net +$31M in Q1 from $79.2M gross originations across 2 new platforms, 10 follow‑ons and $11M of BB/BBB CLO debt), while preserving credit quality (core non‑CLO portfolio ~0.2% below cost, total portfolio 3.6% below cost, 2 nonaccruals = 1.2% of cost vs. industry 3.7%, 81.7% first‑lien, LTV ~37%, portfolio leverage ~4.8x ex‑Pepper Palace). They affirmed the $0.25/month ($0.75/quarter) dividend (annualized ~14% on $21.42 share price) and expect adjusted NII to recover from $7.6M ($0.47/sh; adjusted NII yield 7.8%, down from $0.53/sh last quarter) as spreads show signs of widening and pipeline yields improve, citing a latest‑12‑month ROE of 4.0% (long‑term ROE 10.1%) and a long track record of selective underwriting.
Assets Under Management Growth
AUM grew 1.6% during the quarter to an almost‑record $1.126 billion, driven by originations outpacing repayments and continued long‑term AUM growth since management took over the BDC.
Net Originations and Deal Activity
Net positive originations of $31 million in the quarter (from $79.2 million of new originations: 2 new platform investments + 10 follow‑ons + $11 million BB/BBB CLO debt). Post‑quarter activity included $47 million of follow‑ons closed offset by $31 million of repayments.
Strong Liquidity / Dry Powder
Available investment capacity of $197 million at quarter end (approximately $61 million cash, $46 million undrawn SBA debentures, $90 million from revolvers), providing flexibility to grow assets by ~17% without external financing.
Outperformance on Return on Equity and Total Return
Latest 12‑month return on equity of 4.0%, above the BDC industry average of 2.4%. Long‑term average ROE of 10.1% (vs industry 6.7%). Last 12‑month total return of 6.0% materially outperformed the BDC index (‑13%), placing Saratoga in the top 5 BDCs over the last 12 months.
Conservative Portfolio Composition and Credit Metrics
Portfolio diversified across 50 companies and 44 industries with 81.7% in first‑lien debt and a reported non‑accrual rate of 1.2% of cost (2 investments) — more than 3x lower than the industry average of 3.7% — indicating relative credit strength.
NIM and Core Asset Growth
Core BDC net interest income increased to $13.4 million from $13.0 million quarter‑over‑quarter, driven by a 4.8% increase in average core assets; core BDC yield remained ~10.5% this quarter.
Selective Markups and Structured Finance Performance
JV and BB/BBB CLO debt portfolio were marked up by $3.2 million in the quarter, demonstrating pockets of portfolio improvement despite broader markdowns.
Dividend Policy and Shareholder Yield
Declared/maintained quarterly dividend of $0.75 ($0.25 monthly), which when annualized represented a ~14% yield based on the $21.42 stock price (07/06/2026); Board continues quarterly evaluation of dividend level.

Saratoga Investment (SAR) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

SAR Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 13, 2026
2027 (Q2)
0.52 / -
0.58
Jul 07, 2026
2027 (Q1)
0.56 / 0.47
0.66-28.79% (-0.19)
May 05, 2026
2026 (Q4)
0.56 / 0.53
0.56-5.36% (-0.03)
Jan 07, 2026
2026 (Q3)
0.59 / 0.61
0.9-32.22% (-0.29)
Oct 07, 2025
2026 (Q2)
0.66 / 0.58
1.33-56.39% (-0.75)
Jul 08, 2025
2026 (Q1)
0.72 / 0.66
1.05-37.14% (-0.39)
May 07, 2025
2025 (Q4)
0.70 / 0.56
0.94-40.43% (-0.38)
Jan 08, 2025
2025 (Q3)
0.86 / 0.90
1.01-10.89% (-0.11)
Oct 08, 2024
2025 (Q2)
0.94 / 1.33
1.0823.15% (+0.25)
Jul 09, 2024
2025 (Q1)
0.95 / 1.05
1.08-2.78% (-0.03)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

SAR Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 07, 2026
$20.93$17.98-14.09%
May 05, 2026
$22.70$22.00-3.10%
Jan 07, 2026
$21.16$21.49+1.55%
Oct 07, 2025
$20.94$19.95-4.71%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Saratoga Investment (SAR) report earnings?
Saratoga Investment (SAR) is schdueled to report earning on Oct 13, 2026, After Close (Confirmed).
    What is Saratoga Investment (SAR) earnings time?
    Saratoga Investment (SAR) earnings time is at Oct 13, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is SAR EPS forecast?
          SAR EPS forecast for the fiscal quarter 2027 (Q2) is 0.52.