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Rezolve AI (RZLV)
NASDAQ:RZLV
US Market

Rezolve AI (RZLV) AI Stock Analysis

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RZLV

Rezolve AI

(NASDAQ:RZLV)

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Neutral 43 (OpenAI - 5.2)
Rating:43Neutral
Price Target:
$3.00
▲(16.28% Upside)
The score is primarily weighed down by weak financial fundamentals—ongoing losses, negative equity, and negative free cash flow—despite revenue growth. Technical signals are mixed and do not offset the financial risk, while valuation cannot be meaningfully assessed due to missing P/E and dividend data.
Positive Factors
Rapid ARR and revenue scale-up
Rezolve reported exiting 2025 with ~ $209M ARR and guided to ~$350M in 2026, reflecting subscription-driven scale. Durable impact: larger ARR enhances predictable recurring revenue, supports operating leverage as sales and R&D scale, and underpins long-term margin improvement opportunities.
Enterprise customer base and strategic partnerships
A broad enterprise footprint (>650 customers, global offices) and deep partnerships with Microsoft and Google create a structural competitive advantage. These relationships drive sticky, high-retention contracts, expand distribution channels, and lower incremental customer acquisition costs over time.
Material capital raise to fund growth
The $250M registered direct offering materially strengthens liquidity and runway, enabling sustained investments in sales, product, and accretive M&A. Structurally, access to institutional capital reduces near-term refinancing pressure and supports a faster, financed go-to-market expansion.
Negative Factors
Negative stockholders' equity
The balance sheet shows negative shareholders' equity and a negative equity ratio, signaling structural balance-sheet weakness. Over months this impairs borrowing capacity, raises lender scrutiny, and increases the likelihood of dilutive equity raises to restore capital adequacy and fund growth.
Sustained negative free cash flow
Persistent negative free cash flow and cash from operations lagging net income mean the business consumes cash to grow. Durably negative FCF constrains reinvestment, forces recurring external financing or dilution, and makes long-term self-sustainment dependent on capital markets access.
Large near-term debt maturity and going-concern risk
A large debt tranche with near-term maturity and a going-concern disclosure creates structural refinancing risk. If not managed via refinancing or capital raises, such maturities elevate interest costs, divert cash to debt service, and can restrict strategic flexibility or force distressed transactions.

Rezolve AI (RZLV) vs. SPDR S&P 500 ETF (SPY)

Rezolve AI Business Overview & Revenue Model

Company DescriptionRezolve AI PLC provides AI solutions for commerce. Its platform empowers retailers, brands, and manufacturers to create dynamic connections with consumers transcending barriers of location and device. The company was formerly known as Rezolve AI Limited and changed its name to Rezolve AI PLC in March 2025. Rezolve AI PLC founded in 2016 and is based in London, the United Kingdom.
How the Company Makes MoneyRezolve AI generates revenue primarily through a subscription-based model, offering tiered pricing for its software solutions based on the number of users and the level of service provided. Key revenue streams include licensing fees from its AI platforms, consulting services for implementation and integration, and ongoing support and maintenance contracts. Additionally, the company has established strategic partnerships with major industry players, enhancing its market reach and driving sales through collaborative initiatives that leverage mutual capabilities.

Rezolve AI Earnings Call Summary

Earnings Call Date:Apr 24, 2025
(Q4-2024)
|
% Change Since: |
Next Earnings Date:Apr 23, 2026
Earnings Call Sentiment Neutral
The earnings call highlighted significant strategic achievements, including a successful public listing, strategic partnerships with Microsoft and Google, and major deals such as the one with Liverpool. However, these positive developments were balanced by low revenue for 2024, a substantial net loss, and high operating expenses. The company's strong financial foundation and customer expansion are promising, but the financial results indicate room for improvement.
Q4-2024 Updates
Positive Updates
Successful Public Listing
Rezolve went public and began trading on NASDAQ on August 16, 2024, providing access to capital markets to scale operations and drive growth.
Strategic Partnerships with Microsoft and Google
Rezolve secured multi-year partnerships with Microsoft and Google, ensuring AI-powered solutions are available on Azure and Google Cloud platforms, reaching approximately 90% of enterprise retail customers.
Landmark Deal with Liverpool
Rezolve signed a multi-year deal with Liverpool, Mexico's premier department store chain, valued at nearly $10 million annually, demonstrating significant customer adoption.
Acquisition of GroupBy
Rezolve acquired GroupBy, enhancing the company's salesforce, customer footprint in North America, and relationships with recognized brands.
Strong Financial Position
Rezolve eliminated significant debt, with $31 million converted into equity and $3.5 million repaid in cash, while securing $30 million in bank loans from Berenberg.
Expanding Customer Base
Enterprise customers such as BJ's Wholesale Club, Phoenix Suns, KFC, and Ace Hardware in the U.S., and Cole Supermarkets in Australia adopted Rezolve's AI solutions.
Negative Updates
Low Revenue in 2024
The company ended 2024 with a revenue of only $188,000, primarily from ancillary business activities.
Significant GAAP Net Loss
Rezolve reported a GAAP net loss of $172.6 million for 2024, including $28.9 million related to one-time non-cash items from the DESPAC transaction.
High Operating Expenses
Non-cash operating expenses, including stock-based compensation and advisor fees, totaled $28.9 million, with cash operating expenses driven mainly by headcount.
Company Guidance
In the recent Rezolve AI conference call, the company provided guidance on its financial and operational outlook for 2025. The firm aims to achieve an estimated annual recurring revenue (ARR) of $100 million by the end of 2025, with a breakeven point projected at $90 million ARR, which marks an improvement from prior estimates. In 2024, Rezolve reported $188,000 in revenue and a GAAP net loss of $172.6 million, with $28.9 million in non-cash operating expenses. As of early 2025, the company has strengthened its financial position by eliminating significant amounts of convertible debt and securing traditional bank loans. The strategic partnerships with Microsoft and Google are expected to drive significant client acquisition, and the recent acquisition of GroupBy is anticipated to enhance sales capabilities and expand the customer footprint in North America. Rezolve is experiencing early momentum, with over $50 billion in gross merchandise value transacted on its platform early in 2025.

Rezolve AI Financial Statement Overview

Summary
Despite strong revenue growth (2021–2024), the company shows severe profitability pressure with deeply negative margins, negative stockholders’ equity (balance-sheet instability), and negative free cash flow with reliance on external financing.
Income Statement
30
Negative
Rezolve AI has shown a significant increase in total revenue from 2021 to 2024, indicating strong growth potential. However, the company is facing substantial losses, with negative EBIT and EBITDA margins, and a net profit margin that remains deeply negative. These factors highlight ongoing profitability challenges despite revenue growth.
Balance Sheet
20
Very Negative
The balance sheet of Rezolve AI reveals a concerning financial structure with negative stockholders' equity, indicating financial instability. The debt-to-equity ratio is not calculable due to negative equity, but the high total debt suggests significant leverage. The equity ratio is also negative, further emphasizing the company's financial vulnerability.
Cash Flow
25
Negative
Rezolve AI's cash flow statement shows a negative free cash flow, indicating cash outflows exceed inflows. The operating cash flow to net income ratio is negative, reflecting cash flow challenges. Despite positive financing cash flow, the reliance on external financing raises sustainability concerns.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue6.38M187.79K145.05K115.16K3.90M
Gross Profit6.10M153.74K110.26K-630.00K2.16M
EBITDA-95.03M-161.82M-25.64M-106.55M-36.83M
Net Income-137.75M-172.65M-30.74M-110.71M-37.72M
Balance Sheet
Total Assets80.10M19.79M2.54M1.65M22.37M
Cash, Cash Equivalents and Short-Term Investments9.86M9.45M10.44K39.38K2.69M
Total Debt35.55M34.73M37.45M26.00M3.29M
Total Liabilities94.39M57.78M56.82M34.17M24.30M
Stockholders Equity-14.29M-38.00M-54.28M-32.52M-1.93M
Cash Flow
Free Cash Flow-18.32M-25.17M-14.78M-26.83M-20.56M
Operating Cash Flow-18.28M-21.64M-13.00M-26.79M-20.44M
Investing Cash Flow-1.04M-3.53M-1.78M-36.85K-117.94K
Financing Cash Flow24.16M34.59M14.71M24.00M18.79M

Rezolve AI Technical Analysis

Technical Analysis Sentiment
Negative
Last Price2.58
Price Trends
50DMA
3.04
Negative
100DMA
4.15
Negative
200DMA
3.36
Negative
Market Momentum
MACD
-0.06
Positive
RSI
40.17
Neutral
STOCH
6.90
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For RZLV, the sentiment is Negative. The current price of 2.58 is below the 20-day moving average (MA) of 3.44, below the 50-day MA of 3.04, and below the 200-day MA of 3.36, indicating a bearish trend. The MACD of -0.06 indicates Positive momentum. The RSI at 40.17 is Neutral, neither overbought nor oversold. The STOCH value of 6.90 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for RZLV.

Rezolve AI Risk Analysis

Rezolve AI disclosed 60 risk factors in its most recent earnings report. Rezolve AI reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Rezolve AI Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
$1.25B25.5623.88%1.33%10.27%3.52%
67
Neutral
$1.31B25.904.87%4.71%13.36%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
56
Neutral
$780.53M34.4437.09%3.08%-54.07%
43
Neutral
$1.03B
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
RZLV
Rezolve AI
2.58
0.30
13.16%
ATEN
A10 Networks
17.44
-2.07
-10.61%
RPD
Rapid7
11.92
-26.59
-69.05%
TUYA
Tuya
2.09
-0.30
-12.52%
SUPX
Super X AI Technology
15.51
11.69
306.02%

Rezolve AI Corporate Events

Rezolve AI Raises $250 Million in Registered Direct Offering to Fund AI Commerce Expansion
Jan 20, 2026

On January 20, 2026, Rezolve AI plc entered into securities purchase agreements for a registered direct offering of 62.5 million ordinary shares at $4.00 per share, raising gross proceeds of about $250 million, with the closing expected on or about January 21, 2026, subject to customary conditions. Led by existing and new institutional investors, the capital raise is intended to accelerate investment in the company’s sales organization, support potential accretive M&A and fund general corporate and working capital needs; Rezolve has also agreed to a 30-day lock-up on new equity issuance following closing and engaged A.G.P./Alliance Global Partners and Titan Partners as exclusive placement agents, alongside several banks as financial advisors, underscoring an aggressive growth and consolidation strategy in the AI-powered commerce and customer engagement market.

The most recent analyst rating on (RZLV) stock is a Hold with a $4.50 price target. To see the full list of analyst forecasts on Rezolve AI stock, see the RZLV Stock Forecast page.

Rezolve AI Shareholders Approve New Share Issuance Authorities as Company Highlights Growth Outlook
Jan 16, 2026

On January 13, 2026, Rezolve AI plc held a general meeting of shareholders in London at which investors approved all proposals on the agenda, including authorizing the board to allot new shares up to a nominal £200,000 and to disapply pre-emption rights for such equity issuances, thereby giving directors greater flexibility to raise capital and support growth initiatives. The company also released a new investor presentation dated January 2026, highlighting strong business momentum with an estimated FY2025 exit ARR above $150 million, 2026 revenue guidance of $350 million and a growing enterprise customer base, moves that underscore Rezolve AI’s efforts to position its conversational commerce platform as a scaled player in the rapidly expanding AI-driven retail and e-commerce market.

The most recent analyst rating on (RZLV) stock is a Hold with a $4.50 price target. To see the full list of analyst forecasts on Rezolve AI stock, see the RZLV Stock Forecast page.

Rezolve Ai Hikes 2026 Guidance to $350 Million as ARR and Enterprise Adoption Surge
Jan 13, 2026

On January 13, 2026, Rezolve Ai issued sharply higher revenue guidance for 2025 and 2026, signaling a step-change in scale as enterprise adoption of its Agentic Commerce platform accelerates. The company now expects at least $40 million in revenue for 2025 and about $350 million in 2026—nearly double prior market expectations and implying almost 10-fold annual growth—while reaffirming plans to exit 2026 with a minimum $500 million annual recurring revenue run rate. Rezolve reported exiting 2025 with roughly $209 million in ARR and a record December in which revenue is expected to exceed $17 million, marking its first profitable month and demonstrating operating leverage. Rapid expansion in 2025 included scaling to more than 1,000 employees, 24 offices, and over 650 enterprise customers, deepening strategic partnerships with Microsoft and Google, and securing $250 million in repeat and new institutional funding, developments that collectively strengthen its balance sheet, validate its business model and reinforce its positioning as core infrastructure for large brands such as Adidas, Gucci, Target, Standard Chartered and Commerzbank.

The most recent analyst rating on (RZLV) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on Rezolve AI stock, see the RZLV Stock Forecast page.

Rezolve AI Settles Yorkville Litigation and Moves to Expand Equity Flexibility
Dec 19, 2025

On December 19, 2025, Rezolve AI plc entered into a confidential settlement agreement with YA II PN, Ltd., Yorkville Advisors Global, LP, JBAAM Special Opportunities Fund – II LLC and Andrew Weksler to resolve New York litigation stemming from prior financing arrangements, agreeing to pay a $1.9 million commitment fee and up to $15 million in staged settlement payments through May 31, 2026, backed by a $10 million promissory note; upon payment of the initial amounts and issuance of the note, the parties will exchange mutual releases, terminate legacy financing documents, and discontinue the litigation with prejudice, removing a significant legal overhang on the company. Separately, the board approved amendments to Rezolve AI’s Long Term Incentive Plan on December 12, 2025, later cleared by the remuneration committee on December 18, 2025, to streamline award grants, expand the evergreen equity pool by up to 5% of fully diluted equity per year, and widen eligibility, while the company also called a general meeting for January 13, 2026 to seek shareholder authority to create additional share-allotment headroom and disapply pre-emption rights, measures framed as non-dilutive in themselves but designed to give the board greater flexibility to raise capital and execute strategic transactions in support of its growth plans.

The most recent analyst rating on (RZLV) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on Rezolve AI stock, see the RZLV Stock Forecast page.

Rezolve AI Highlights Financial Challenges with Debt Concerns
Dec 15, 2025

Rezolve AI plc, a company involved in artificial intelligence solutions, has released its financial statements for the year ended January 31, 2025. The report highlights the company’s financial position, including a substantial debt of $141.4 million maturing on November 30, 2025, which raises concerns about its ability to continue as a going concern. The financial statements also include a restatement to correct a previous error, emphasizing the company’s ongoing financial challenges.

The most recent analyst rating on (RZLV) stock is a Sell with a $2.50 price target. To see the full list of analyst forecasts on Rezolve AI stock, see the RZLV Stock Forecast page.

Rezolve AI Acquires CrownPeak to Boost Stablecoin Payments
Dec 1, 2025

On December 1, 2025, Rezolve AI announced the acquisition of CrownPeak Intermediate Holdings, Inc., a move expected to enhance its enterprise digital experience platform capabilities. The acquisition, valued at $90 million, is set to broaden Rezolve’s distribution and deepen integration points with enterprise digital experiences, significantly amplifying its ability to activate stablecoin payments within its existing customer base. This strategic acquisition strengthens Rezolve’s position in the Western markets and accelerates its rollout of stablecoin payments, having already processed over $1 billion in stablecoin transactions. The acquisition is anticipated to create more opportunities for embedding AI-driven commerce and stablecoin payments into existing customer journeys, further solidifying Rezolve’s industry positioning.

The most recent analyst rating on (RZLV) stock is a Hold with a $3.00 price target. To see the full list of analyst forecasts on Rezolve AI stock, see the RZLV Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jan 24, 2026