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Riverview Bancorp Inc (RVSB)
NASDAQ:RVSB
US Market
RVSB
Riverview Bancorp
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Riverview Bancorp (RVSB) Ratios

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Riverview Bancorp Ratios

RVSB's free cash flow for Q3 2026 was $0.72. For the 2026 fiscal year, RVSB's free cash flow was decreased by $ and operating cash flow was $0.09. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
 0.89 0.04 0.14 0.20 0.27
Quick Ratio
 0.89 0.04 0.14 0.20 0.27
Cash Ratio
 0.02 0.02 0.02 0.02 0.16
Solvency Ratio
 <0.01 <0.01 <0.01 0.01 0.02
Operating Cash Flow Ratio
 0.01 <0.01 0.01 0.01 0.01
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -244.76M$ -1.31B$ -1.19B$ -1.18B$ -1.16B
Leverage Ratios
Debt-to-Assets Ratio
 0.06 0.07 0.08 0.10 0.02
Debt-to-Equity Ratio
 0.55 0.66 0.76 0.98 0.19
Debt-to-Capital Ratio
 0.35 0.40 0.43 0.50 0.16
Long-Term Debt-to-Capital Ratio
 0.35 0.39 0.43 0.49 0.15
Financial Leverage Ratio
 9.21 9.46 9.78 10.24 11.07
Debt Service Coverage Ratio
 0.34 0.36 0.36 5.11 11.52
Interest Coverage Ratio
 0.28 0.28 0.25 5.83 12.85
Debt to Market Cap
 0.77 0.86 1.16 1.30 0.16
Interest Debt Per Share
 5.37 6.01 6.43 7.25 1.41
Net Debt to EBITDA
 6.99 7.96 12.75 4.95 -6.68
Profitability Margins
Gross Profit Margin
71.00%68.97%72.35%92.91%103.88%
EBIT Margin
8.12%8.52%6.89%34.89%45.19%
EBITDA Margin
11.54%13.06%11.02%38.86%50.82%
Operating Profit Margin
8.12%8.52%6.89%34.89%45.19%
Pretax Profit Margin
8.12%8.52%6.89%34.89%45.19%
Net Profit Margin
6.41%6.70%5.69%26.63%34.87%
Continuous Operations Profit Margin
6.41%6.70%5.69%26.63%34.87%
Net Income Per EBT
78.92%78.60%82.57%76.31%77.17%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.32%0.32%0.25%1.14%1.25%
Return on Equity (ROE)
2.99%3.06%2.44%11.64%13.88%
Return on Capital Employed (ROCE)
2.20%2.22%1.59%7.67%15.13%
Return on Invested Capital (ROIC)
-6.02%1.74%1.31%5.85%11.67%
Return on Tangible Assets
0.33%0.33%0.25%1.16%1.27%
Earnings Yield
4.21%4.07%3.83%15.64%13.01%
Efficiency Ratios
Receivables Turnover
 0.07 16.18 15.13 14.17 13.46
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 3.37 3.13 2.91 3.17 3.38
Asset Turnover
 0.05 0.05 0.04 0.04 0.04
Working Capital Turnover Ratio
 -0.11 -0.07 -0.06 -0.06 -0.06
Cash Conversion Cycle
 5.18K 22.56 24.12 25.76 27.13
Days of Sales Outstanding
 5.18K 22.56 24.12 25.76 27.13
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 5.18K 22.56 24.12 25.76 27.13
Cash Flow Ratios
Operating Cash Flow Per Share
 0.74 0.39 0.60 0.63 0.74
Free Cash Flow Per Share
 0.70 0.26 0.34 0.40 0.59
CapEx Per Share
 0.04 0.13 0.27 0.23 0.15
Free Cash Flow to Operating Cash Flow
 0.95 0.67 0.56 0.63 0.80
Dividend Paid and CapEx Coverage Ratio
 6.24 1.58 1.19 1.35 2.08
Capital Expenditure Coverage Ratio
 19.49 3.05 2.27 2.73 5.06
Operating Cash Flow Coverage Ratio
 0.17 0.08 0.11 0.09 0.57
Operating Cash Flow to Sales Ratio
 0.20 0.11 0.19 0.20 0.26
Free Cash Flow Yield
12.73%4.61%7.20%7.45%7.88%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 23.46 24.56 26.10 6.39 7.69
Price-to-Sales (P/S) Ratio
 1.50 1.64 1.48 1.70 2.68
Price-to-Book (P/B) Ratio
 0.69 0.75 0.64 0.74 1.07
Price-to-Free Cash Flow (P/FCF) Ratio
 7.76 21.67 13.88 13.42 12.70
Price-to-Operating Cash Flow Ratio
 7.38 14.56 7.77 8.51 10.19
Price-to-Earnings Growth (PEG) Ratio
 0.05 0.88 -0.33 -0.45 0.07
Price-to-Fair Value
 0.69 0.75 0.64 0.74 1.07
Enterprise Value Multiple
 19.98 20.56 26.21 9.33 -1.41
Enterprise Value
 175.90M 196.62M 192.97M 246.15M -44.85M
EV to EBITDA
 20.14 20.56 26.21 9.33 -1.41
EV to Sales
 2.32 2.69 2.89 3.63 -0.72
EV to Free Cash Flow
 12.03 35.38 27.02 28.59 -3.40
EV to Operating Cash Flow
 11.41 23.77 15.13 18.13 -2.72
Tangible Book Value Per Share
 6.60 6.23 6.07 5.91 5.84
Shareholders’ Equity Per Share
 7.91 7.51 7.36 7.17 7.08
Tax and Other Ratios
Effective Tax Rate
 0.21 0.21 0.17 0.24 0.23
Revenue Per Share
 3.65 3.43 3.16 3.14 2.82
Net Income Per Share
 0.23 0.23 0.18 0.84 0.98
Tax Burden
 0.79 0.79 0.83 0.76 0.77
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.22 0.38 0.37 0.36 0.38
Stock-Based Compensation to Revenue
 <0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
 3.18 1.69 3.36 0.75 0.75
Currency in USD