River City Bank (RCBC)
OTHER OTC:RCBC
Total Valuation
River City Bank has a market cap or net worth of $605.87M. The enterprise value is $189.05M.
Market Cap$605.87M
Enterprise Value$189.05M
Share Statistics
River City Bank has 14,503,240 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,503,240
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
River City Bank’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 1.18%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.18%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee1.76M
Profits Per Employee427.59K
Employee Count160
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of River City Bank is 9.4. River City Bank’s PEG ratio is -1.56.
PE Ratio9.4
PS Ratio2.27
PB Ratio1.17
Price to Fair Value1.17
Price to FCF8.48
Price to Operating Cash Flow―
PEG Ratio-1.56
Income Statement
In the last 12 months, River City Bank had revenue of 281.98M and earned 68.42M in profits. Earnings per share was 4.69.
Revenue281.98M
Gross Profit139.57M
Operating Income95.09M
Pretax Income95.09M
Net Income68.42M
EBITDA95.09M
Earnings Per Share (EPS)4.69
Cash Flow
In the last 12 months, operating cash flow was ― and capital expenditures ―, giving a free cash flow of ― billion.
Operating Cash Flow―
Free Cash Flow―
Free Cash Flow per Share―
Dividends & Yields
River City Bank pays an annual dividend of $0.04, resulting in a dividend yield of 0.36%
Dividend Per Share$0.04
Dividend Yield0.36%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.42
52-Week Price Change30.71%
50-Day Moving Average43.32
200-Day Moving Average39.87
Relative Strength Index (RSI)34.96
Average Volume (3m)298.00
Important Dates
River City Bank upcoming earnings date is Apr 22, 2026, TBA (Not Confirmed).
Last Earnings DateJan 29, 2026
Next Earnings DateApr 22, 2026
Ex-Dividend Date―
Financial Position
River City Bank as a current ratio of 19.59, with Debt / Equity ratio of ―
Current Ratio19.59
Quick Ratio19.59
Debt to Market Cap0.04
Net Debt to EBITDA-4.74
Interest Coverage Ratio0.68
Taxes
In the past 12 months, River City Bank has paid 26.68M in taxes.
Income Tax26.68M
Effective Tax Rate0.28
Enterprise Valuation
River City Bank EV to EBITDA ratio is 1.99, with an EV/FCF ratio of 2.51.
EV to Sales0.67
EV to EBITDA1.99
EV to Free Cash Flow2.51
EV to Operating Cash Flow2.47
Balance Sheet
River City Bank has ― in cash and marketable securities with ― in debt, giving a net cash position of ― billion.
Cash & Marketable Securities―
Total Debt―
Net Cash―
Net Cash Per Share―
Tangible Book Value Per Share$37.61
Margins
Gross margin is ―, with operating margin of 33.72%, and net profit margin of 24.26%.
Gross Margin―
Operating Margin33.72%
Pretax Margin33.72%
Net Profit Margin24.26%
EBITDA Margin33.72%
EBIT Margin33.72%
Analyst Forecast
The average price target for River City Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast―
EPS Growth Forecast―