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Ready Capital Corporation (RC)
NYSE:RC
RC Stock Chart & Stats
Day’s Range― - ―
52-Week Range$3.93 - $9.54
Previous CloseN/A
Volume592.80K
Average Volume (3M)2.90M
Market Cap
$772.40M
Enterprise Value$1.24B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$5.13B
Price to Earnings (P/E)―
Beta1.01
Next Earnings
Aug 06, 2025EPS Estimate
0.03Last Dividend Ex-Date
Mar 31, 2025Dividend Yield20.42%
Share Statistics
EPS (TTM)-0.09
Shares Outstanding170,507,230
10 Day Avg. Volume3,147,485
30 Day Avg. Volume2,900,106
Financial Highlights & Ratios
PEG Ratio-0.07
Price to Book (P/B)0.39
Price to Sales (P/S)0.00
P/FCF Ratio2.00
Enterprise Value/Market Cap1.60
Enterprise Value/Revenue1.81
Enterprise Value/Gross Profit60.10
Enterprise Value/Ebitda2.40
Forecast
1Y Price Target
$5.92Price Target Upside30.68% Upside
Rating ConsensusHold
Number of Analyst Covering7
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Ready Capital News
PremiumCompany Announcements
Ready Capital Reports Q1 2025 Earnings Amid Challenges
PremiumCompany Announcements
Ready Capital’s Earnings Call: Mixed Results and Strategic Moves
PremiumPre-Earnings
Is RC a Buy, Before Earnings?---
Bulls Say, Bears Say
Bulls Say
Loan OriginationsRC closed $784.3M of total loan originations and acquisitions, with high-margin SBA originations being very solid.
Problem Loans ResolutionReady Capital has been active on resolving problem loans, and the company was able to sell $330M of underperforming loans in the third quarter, which resulted in a realized loss of $0.11 per share.
Strategic ManagementAnalyst's recommendation for Ready Capital stock is based on the company's strategic management changes and legal actions that have become clearer.
Bears Say
Distributable EarningsDistributable earnings did not cover the new dividend, indicating financial stress.
Dividend ReductionThe quarterly dividend was reduced by 50% to $0.125 from $0.25 per share in order to preserve liquidity.
Earnings ImpactGAAP earnings were negatively impacted by a $285M, or $1.69 per share, increase to CECL loan loss reserves and a $29.8M, or $0.18 per share, impairment of real estate assets.
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Ownership Overview
1.26% Insiders
10.03% Mutual Funds
11.89% Other Institutional Investors
51.44% Public Companies and
Individual Investors
RC FAQ
What was Ready Capital Corporation’s price range in the past 12 months?
Ready Capital Corporation lowest stock price was $3.92 and its highest was $9.54 in the past 12 months.
What is Ready Capital Corporation’s market cap?
Ready Capital Corporation’s market cap is $772.40M.
When is Ready Capital Corporation’s upcoming earnings report date?
Ready Capital Corporation’s upcoming earnings report date is Aug 06, 2025 which is in 79 days.
How were Ready Capital Corporation’s earnings last quarter?
Ready Capital Corporation released its earnings results on May 08, 2025. The company reported -$0.09 earnings per share for the quarter, missing the consensus estimate of $0.118 by -$0.208.
Is Ready Capital Corporation overvalued?
According to Wall Street analysts Ready Capital Corporation’s price is currently Undervalued.
Does Ready Capital Corporation pay dividends?
Ready Capital Corporation pays a Quarterly dividend of $0.125 which represents an annual dividend yield of 20.42%. See more information on Ready Capital Corporation dividends here
What is Ready Capital Corporation’s EPS estimate?
Ready Capital Corporation’s EPS estimate is 0.03.
How many shares outstanding does Ready Capital Corporation have?
Ready Capital Corporation has 170,507,230 shares outstanding.
What happened to Ready Capital Corporation’s price movement after its last earnings report?
Ready Capital Corporation reported an EPS of -$0.09 in its last earnings report, missing expectations of $0.118. Following the earnings report the stock price went down -5.708%.
Which hedge fund is a major shareholder of Ready Capital Corporation?
Currently, no hedge funds are holding shares in RC
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Ready Capital Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$5.92 (30.68% Upside)
$5.92 (30.68% Upside)
Blogger Sentiment
Neutral
RC Sentiment 50%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 60.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $703.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.1%
Last 30 Days ▼ 1.7%
Last 30 Days ▼ 1.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-40.33%
12-Months-Change
Fundamentals
Return on Equity
-12.42%
Trailing 12-Months
Asset Growth
-17.16%
Trailing 12-Months
Company Description
Ready Capital Corporation
Ready Capital Corporation operates as a real estate finance company in the United States. The company acquires, originates, manages, services, and finances small to medium balance commercial (SBC) loans, small business administration (SBA) loans, residential mortgage loans, and mortgage backed securities collateralized primarily by SBC loans, or other real estate-related investments. It operates through three segments: SBC Lending and Acquisitions; Small Business Lending; and Residential Mortgage Banking. The SBC Lending and Acquisitions segment, through its subsidiary, ReadyCap Commercial, LLC, originate SBC loans secured by stabilized or transitional investor properties using various loan origination channels. The Small Business Lending segment, through its subsidiary, ReadyCap Lending, LLC, acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program. The Residential Mortgage Banking segment, through its subsidiary, GMFS, LLC, originates residential mortgage loans. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York.
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RC Company Deck
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RC Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mixed picture. While there were successful strategic actions like book value stability, non-core portfolio liquidation, and positive SBA performance, significant challenges remain. These include declines in net interest income, increased loan delinquencies, and issues with the Portland asset. The UDF merger provided a boost, but the overall picture is balanced between achievements and ongoing challenges.Read More>---
RC Stock 12 Month Forecast
Average Price Target
$5.92
▲(30.68% Upside)
Technical Analysis
Chimera Investment
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Kkr Real Estate Finance
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Franklin BSP Realty Trust
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