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QNB Corp. (QNBC)
OTHER OTC:QNBC
US Market
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QNB (QNBC) Ratios

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QNB Ratios

QNBC's free cash flow for Q2 2025 was $0.58. For the 2025 fiscal year, QNBC's free cash flow was decreased by $ and operating cash flow was $0.20. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.22 0.06 3.56 3.36K 8.11
Quick Ratio
0.22 0.06 3.65 3.45K 8.85
Cash Ratio
0.04 0.05 0.10 63.46 0.66
Solvency Ratio
<0.01 <0.01 0.01 0.01 0.01
Operating Cash Flow Ratio
<0.01 0.01 0.10 144.02 0.13
Short-Term Operating Cash Flow Coverage
0.25 0.15 0.10 0.00 0.13
Net Current Asset Value
$ -1.39B$ -1.55B$ -1.02B$ -826.99M$ -825.98M
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.07 <0.01 <0.01 0.05
Debt-to-Equity Ratio
0.94 1.26 0.14 0.07 0.51
Debt-to-Capital Ratio
0.48 0.56 0.12 0.07 0.34
Long-Term Debt-to-Capital Ratio
0.26 0.18 0.12 0.07 0.07
Financial Leverage Ratio
16.64 18.79 23.51 12.26 10.71
Debt Service Coverage Ratio
0.14 0.09 0.10 3.97 0.22
Interest Coverage Ratio
0.50 0.59 3.74 4.41 2.27
Debt to Market Cap
0.80 1.22 1.83 0.08 0.61
Interest Debt Per Share
37.50 39.61 5.03 4.12 21.28
Net Debt to EBITDA
2.34 3.83 -0.28 -0.15 1.75
Profitability Margins
Gross Profit Margin
54.15%160.72%100.00%100.00%100.00%
EBIT Margin
21.76%25.58%38.99%39.40%32.65%
EBITDA Margin
23.09%29.32%42.57%43.15%37.54%
Operating Profit Margin
21.76%37.15%59.05%39.40%32.65%
Pretax Profit Margin
21.76%25.58%38.99%39.40%32.65%
Net Profit Margin
17.28%20.69%31.70%31.77%26.94%
Continuous Operations Profit Margin
17.28%20.69%31.70%31.77%26.94%
Net Income Per EBT
79.40%80.86%81.29%80.63%82.51%
EBT Per EBIT
100.00%68.87%66.03%100.00%100.00%
Return on Assets (ROA)
0.68%0.56%0.95%0.99%0.84%
Return on Equity (ROE)
11.79%10.44%22.44%12.08%8.99%
Return on Capital Employed (ROCE)
10.15%3.64%1.97%1.22%1.06%
Return on Invested Capital (ROIC)
5.66%2.44%3.94%1.15%1.28%
Return on Tangible Assets
0.68%0.54%0.95%1.73%1.24%
Earnings Yield
9.73%10.11%16.96%12.89%10.66%
Efficiency Ratios
Receivables Turnover
14.86 7.51 9.97 12.65 9.30
Payables Turnover
7.21 -5.26 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.42 3.07 3.25 3.14 2.91
Asset Turnover
0.04 0.03 0.03 0.03 0.03
Working Capital Turnover Ratio
-0.06 -0.12 0.09 0.09 0.12
Cash Conversion Cycle
-26.07 118.01 36.61 28.86 39.27
Days of Sales Outstanding
24.55 48.58 36.61 28.86 39.27
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
50.62 -69.43 0.00 0.00 0.00
Operating Cycle
24.55 48.58 36.61 28.86 39.27
Cash Flow Ratios
Operating Cash Flow Per Share
4.48 4.00 4.72 8.55 2.15
Free Cash Flow Per Share
4.30 3.79 4.57 7.66 1.94
CapEx Per Share
0.18 0.21 0.15 0.89 0.20
Free Cash Flow to Operating Cash Flow
0.96 0.95 0.97 0.90 0.91
Dividend Paid and CapEx Coverage Ratio
2.99 2.66 3.33 4.03 1.54
Capital Expenditure Coverage Ratio
25.25 18.90 30.50 9.57 10.53
Operating Cash Flow Coverage Ratio
0.16 0.13 1.68 3.04 0.11
Operating Cash Flow to Sales Ratio
0.22 0.32 0.34 0.59 0.17
Free Cash Flow Yield
12.05%14.59%17.35%21.27%6.07%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.28 9.90 5.89 7.76 9.38
Price-to-Sales (P/S) Ratio
1.78 2.05 1.87 2.46 2.53
Price-to-Book (P/B) Ratio
1.17 1.03 1.32 0.94 0.84
Price-to-Free Cash Flow (P/FCF) Ratio
8.30 6.85 5.76 4.70 16.48
Price-to-Operating Cash Flow Ratio
7.95 6.49 5.57 4.21 14.92
Price-to-Earnings Growth (PEG) Ratio
0.84 -0.24 -1.61 0.22 -3.01
Price-to-Fair Value
1.17 1.03 1.32 0.94 0.84
Enterprise Value Multiple
10.05 10.81 4.11 5.56 8.49
Enterprise Value
172.63M 145.28M 87.95M 124.55M 142.88M
EV to EBITDA
10.05 10.81 4.11 5.56 8.49
EV to Sales
2.32 3.17 1.75 2.40 3.19
EV to Free Cash Flow
10.82 10.61 5.40 4.58 20.77
EV to Operating Cash Flow
10.39 10.05 5.22 4.10 18.80
Tangible Book Value Per Share
30.52 34.64 19.78 -163.86 -93.12
Shareholders’ Equity Per Share
30.52 25.15 19.91 38.41 38.01
Tax and Other Ratios
Effective Tax Rate
0.21 0.19 0.19 0.19 0.17
Revenue Per Share
20.04 12.69 14.09 14.61 12.68
Net Income Per Share
3.46 2.63 4.47 4.64 3.42
Tax Burden
0.79 0.81 0.81 0.81 0.83
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.21 0.44 0.36 0.35 0.38
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
1.21 1.52 1.06 1.84 0.63
Currency in USD
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